First Physicians Capital Group, Inc. is a specialty finance company focused on providing tailored lending solutions to healthcare professionals and institutions across the United States. The company offers a suite of financial products designed to support practice acquisitions, refinancing, working capital needs and equipment purchases. Through its direct lending platform, First Physicians delivers customized loan structures and competitive interest rates to physicians, dentists, veterinarians and other medical practitioners, helping them manage growth and optimize their operations.
In addition to direct practice financing, First Physicians Capital Group operates a mortgage banking division that sources and services mortgage loans secured by healthcare facilities. The company partners with correspondent lenders and mortgage brokers, providing wholesale funding and secondary market expertise to expand the availability of capital for medical office buildings, outpatient clinics and ancillary healthcare real estate. This integrated model allows First Physicians to combine origination capabilities with portfolio management, enhancing its ability to underwrite risk and deliver consistent returns.
Founded in the early 2000s and headquartered in Birmingham, Alabama, First Physicians has developed a merchant banking arm that makes proprietary investments in healthcare-related debt and equity instruments. This segment acquires and manages portfolios of mortgage-backed securities and commercial real estate loans, selectively deploying capital into niche lending opportunities. Over time, the company has expanded its footprint through strategic partnerships and acquisitions, broadening its product offerings and deepening relationships with industry stakeholders.
First Physicians Capital Group serves clients in all 50 states, with a focus on markets where demand for specialized medical financing remains strong. The leadership team is led by President and Chief Executive Officer Lowell M. Peltier, whose background in banking and healthcare finance spans more than two decades. Chief Financial Officer Patrick Roberts oversees the company’s financial strategy and reporting, while a team of credit and underwriting professionals drives risk management and borrower relations. Together, they guide First Physicians in executing its mission to be a reliable capital partner for the healthcare community.
AI Generated. May Contain Errors.
