Vanquis Banking Group (FPLPF) Stock Price, News & Analysis

Company Overview

Vanquis Banking Group plc is a UK-based specialist card issuer focused on providing unsecured credit cards to consumers with limited or impaired credit histories. Headquartered in Bradford, England, the group operates under the Vanquis Bank brand and is regulated by the UK Financial Conduct Authority. Vanquis Banking Group aims to support customers in building or rebuilding their credit profile by offering a straightforward credit card product combined with credit-building tools and support services.

The company’s core activity is the origination and management of unsecured credit card accounts. Vanquis Bank provides credit lines tailored to the risk profiles of sub-prime borrowers, often with initial lower limits that can grow over time in line with customers’ repayment performance. Distribution is carried out through a mix of direct online channels and strategic partnerships, including collaborations with retail and telecom partners, which help extend the group’s reach across underserved segments of the UK market.

Since its demerger from its former parent in 2018, Vanquis Banking Group has pursued a growth strategy built on risk-adjusted lending, digital customer engagement and regulatory compliance. Its digital platform features a mobile app and online portal that allow cardholders to manage accounts, view statements and access educational resources on responsible credit use. The group continues to invest in data analytics and customer support infrastructure to enhance underwriting accuracy and service quality.

Vanquis Banking Group’s mission centers on financial inclusion for individuals who find mainstream credit options inaccessible. By combining a focused product set with customer education and a responsible-lending framework, the company addresses a niche in the UK financial services landscape while maintaining a commitment to transparency and regulatory standards.

Key Stats

• Today's Range: $1.56 to $1.56
• 50-Day Range: $1.56 to $1.56
• 52-Week Range: $1.49 to $1.56
• Volume: N/A
• Average Volume: 2,733 shs
• Market Capitalization: N/A
• P/E Ratio: 1.40
• Dividend Yield: 54.45%
• Price Target: N/A
• Consensus Rating: N/A

Vanquis Banking Group Stock Analysis - MarketRank™

Vanquis Banking Group scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Vanquis Banking Group.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Vanquis Banking Group is 1.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.18.

Price to Earnings Ratio vs. Sector

The P/E ratio of Vanquis Banking Group is 1.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.68.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Vanquis Banking Group has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Vanquis Banking Group has recently decreased by 2.35%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Vanquis Banking Group is a leading dividend payer. It pays a dividend yield of 3.99%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Vanquis Banking Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Vanquis Banking Group is 76.01%. Payout ratios above 75% are not desirable because they may not be sustainable.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Vanquis Banking Group this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Vanquis Banking Group insiders have not sold or bought any company stock.

Percentage Held by Institutions

58.30% of the stock of Vanquis Banking Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: OTCMKTS:FPLPF
• CIK: N/A
• Web: www.providentfinancial.com
• Phone: 441274351351
• Fax: N/A
• Employees: 1,478
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 1.40
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A