Fairfax Financial (FRFHF) Stock Price, News & Analysis

Company Overview

Fairfax Financial Holdings Ltd is a diversified financial services holding company primarily engaged in property and casualty insurance, specialty reinsurance, and investment management. Founded in 1985 and headquartered in Toronto, the firm has grown through a combination of organic underwriting operations and strategic acquisitions. Fairfax underwrites a wide range of insurance products, from commercial and personal automobile coverage to complex specialty lines, while its reinsurance arm provides treaty and facultative solutions to insurers worldwide.

Through its network of operating subsidiaries—such as Odyssey Re, Crum & Forster, Northbridge Insurance, and Brit Insurance—Fairfax offers tailored risk-transfer solutions to corporations, small businesses, and individual policyholders. The company’s reinsurance division addresses property, casualty and specialty risks, leveraging deep actuarial expertise and capital markets insight. Its insurance units write direct primary coverage across North America, Europe and select Asian markets, emphasizing underwriting discipline and customized risk management.

In addition to underwriting, Fairfax employs a value-oriented investment approach, managing a diversified portfolio of public equities, fixed-income securities and private market assets. The investment strategy, overseen by an experienced team of portfolio managers, seeks long-term compounding while maintaining a strong focus on capital preservation. This complementary investment platform enhances the firm’s ability to support underwriting operations and meet policyholder obligations.

Under the leadership of Chairman and CEO Prem Watsa, Fairfax has earned a reputation for disciplined capital allocation, a conservative reserving philosophy and a decentralized management model that empowers subsidiary executives. The company’s global footprint, combined with its emphasis on underwriting profitability and prudent investment practices, positions Fairfax to navigate changing market cycles and pursue targeted growth opportunities across the insurance and reinsurance sectors.

Key Stats

• Today's Range: $1,773.35 to $1,794.43
• 50-Day Range: $1,541.00 to $1,825.00
• 52-Week Range: $1,027.00 to $1,832.00
• Volume: 2,392 shs
• Average Volume: 6,301 shs
• Market Capitalization: $40.55 billion
• P/E Ratio: 10.36
• Dividend Yield: 0.84%
• Price Target: $1,500.00
• Consensus Rating: Buy

Fairfax Financial Stock Analysis - MarketRank™

Fairfax Financial scored higher than 46% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Fairfax Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Fairfax Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.19%

Earnings Growth

Earnings for Fairfax Financial are expected to grow by 7.19% in the coming year, from $166.85 to $178.84 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fairfax Financial is 10.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fairfax Financial is 10.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.

Price to Book Value per Share Ratio

Fairfax Financial has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.32% of the float of Fairfax Financial has been sold short.

Short Interest Ratio / Days to Cover

Fairfax Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Fairfax Financial has recently decreased by 13.14%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Fairfax Financial has a dividend yield of 0.84%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Fairfax Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Fairfax Financial is 8.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Fairfax Financial will have a dividend payout ratio of 8.39% next year. This indicates that Fairfax Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.32% of the float of Fairfax Financial has been sold short.

Short Interest Ratio / Days to Cover

Fairfax Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Fairfax Financial has recently decreased by 13.14%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.33

News Sentiment

Fairfax Financial has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Fairfax Financial this week, compared to 2 articles on an average week.

Search Interest

3 people have searched for FRFHF on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fairfax Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 10.41% of the stock of Fairfax Financial is held by institutions.

FRFHF Stock Analysis - Frequently Asked Questions

How have FRFHF shares performed this year?

Fairfax Financial's stock was trading at $1,389.76 at the start of the year. Since then, FRFHF stock has increased by 28.9% and is now trading at $1,791.01.

How were Fairfax Financial's earnings last quarter?

Fairfax Financial Holdings Ltd. (OTCMKTS:FRFHF) released its quarterly earnings results on Thursday, May, 1st. The financial services provider reported $42.70 earnings per share (EPS) for the quarter, beating the consensus estimate of $31.92 by $10.78. The financial services provider had revenue of $8.47 billion for the quarter, compared to analyst estimates of $7.76 billion. Fairfax Financial had a trailing twelve-month return on equity of 14.90% and a net margin of 13.10%.

How do I buy shares of Fairfax Financial?

Shares of FRFHF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 5/01/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:FRFHF
• Previous Symbol: NYSE:FFH
• CIK: 915191
• Web: www.fairfax.ca
• Phone: (416) 367-4941
• Fax: 416-367-4946
• Employees: 57,000
• Year Founded: 1985

Price Target and Rating

• Average Stock Price Target: $1,500.00
• High Stock Price Target: $1,500.00
• Low Stock Price Target: $1,500.00
• Potential Upside/Downside: -16.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $172.92
• Trailing P/E Ratio: 10.36
• Forward P/E Ratio: 10.73
• P/E Growth: N/A
• Net Income: $3.87 billion
• Net Margins: 13.10%
• Pretax Margin: 18.63%
• Return on Equity: 14.90%
• Return on Assets: 4.19%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 1.93
• Quick Ratio: 1.93

Sales & Book Value

• Annual Sales: $31.06 billion
• Price / Sales: 1.31
• Cash Flow: $195.74 per share
• Price / Cash Flow: 9.15
• Book Value: $1,189.92 per share
• Price / Book: 1.51

Miscellaneous

• Outstanding Shares: 22,640,000
• Free Float: N/A
• Market Cap: $40.55 billion
• Optionable: Not Optionable
• Beta: 0.77