Harford Bank (HFBK) Stock Price, News & Analysis

Company Overview

Harford Bank is a community-oriented financial institution headquartered in Bel Air, Maryland. Originally chartered in 1830 as The Harford County Bank, the company has maintained a strong local presence for nearly two centuries. Operating through multiple branch locations across Harford and Cecil counties, Harford Bank focuses on delivering personalized banking solutions to individuals, families and small businesses in the region.

The bank’s core services span retail and commercial banking, trust management and wealth advisory. On the personal side, customers can access checking and savings accounts, money market deposits, certificates of deposit and retirement planning products. Digital banking capabilities include online and mobile account access, bill pay, mobile check deposit and electronic fund transfers, enabling clients to manage finances conveniently.

For business customers, Harford Bank provides commercial and industrial lending, real estate and construction financing, Small Business Administration (SBA) loans and treasury management services. The bank’s commercial loan officers work closely with business owners to craft tailored credit solutions, while its treasury team offers cash management, merchant services and remote deposit capture to support day-to-day operations and growth initiatives.

Guided by President and Chief Executive Officer Kevin K. Hay, Harford Bank’s leadership team emphasizes community reinvestment and personalized service. The bank supports local economic development through participation in municipal projects and sponsorship of civic activities. With a longstanding commitment to the Mid-Atlantic region, Harford Bank continues to blend its historic roots with modern banking technology to serve the evolving needs of its customers.

Key Stats

• Today's Range: $34.60 to $34.60
• 50-Day Range: $33.35 to $34.70
• 52-Week Range: $31.50 to $34.75
• Volume: N/A
• Average Volume: 717 shs
• Market Capitalization: N/A
• P/E Ratio: 24.76
• Dividend Yield: 2.56%
• Price Target: N/A
• Consensus Rating: N/A

HFBK Stock Analysis - Frequently Asked Questions

How have HFBK shares performed this year?

Harford Bank's stock was trading at $33.50 at the beginning of 2025. Since then, HFBK shares have increased by 3.3% and is now trading at $34.60.

How do I buy shares of Harford Bank?

Shares of HFBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:HFBK
• CIK: 1484737
• Web: www.harfordbank.com
• Phone: (410) 272-5000
• Fax: N/A
• Employees: 87
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 24.76
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A