OTCMKTS:ISBA Isabella Bank (ISBA) Stock Price, News & Analysis $30.68 -0.20 (-0.65%) As of 07/11/2025 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartDividendEarningsHeadlinesInsider TradesSEC FilingsShort InterestBuy This Stock About Isabella Bank Stock (OTCMKTS:ISBA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Isabella Bank alerts:Sign Up Key Stats Today's Range$30.68▼$30.6850-Day Range$26.15▼$39.0152-Week Range$17.55▼$44.99Volume1,268 shsAverage Volume8,956 shsMarket Capitalization$226.51 millionP/E Ratio16.49Dividend Yield3.65%Price Target$28.00Consensus RatingHold Company Overview Isabella Bank (OTCMKTS:ISBA) is a community-oriented financial institution headquartered in Mount Pleasant, Michigan. The bank offers a comprehensive range of banking solutions tailored to individuals, families and small to mid-sized businesses. Through its network of full-service branches, Isabella Bank delivers personal and commercial checking and savings accounts, certificates of deposit (CDs), and online banking services designed to meet the evolving needs of its clientele. In addition to traditional deposit accounts, Isabella Bank provides lending products that include residential and commercial mortgages, home equity lines of credit (HELOCs), construction loans and business lines of credit. The bank’s wealth management division offers trust and investment services, retirement planning and estate administration. Digital banking tools—featuring mobile check deposit, online bill pay and electronic statements—enhance convenience for customers while maintaining robust security protocols. Founded in 1891 as the Isabella County Savings Bank, Isabella Bank has grown steadily over more than a century, expanding its footprint across Central Michigan. The institution is committed to community development and supports local organizations through philanthropic partnerships and volunteer initiatives. Isabella Bank’s executive management team, led by its President and CEO, draws on deep industry experience to pursue strategic growth while preserving the personalized service that defines its community banking heritage.AI Generated. May Contain Errors. Read More Isabella Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks41st Percentile Overall ScoreISBA MarketRank™: Isabella Bank scored higher than 41% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingIsabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageIsabella Bank has received no research coverage in the past 90 days.Read more about Isabella Bank's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth13.33% Earnings GrowthEarnings for Isabella Bank are expected to grow by 13.33% in the coming year, from $2.25 to $2.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Isabella Bank is 16.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.90.Price to Earnings Ratio vs. SectorThe P/E ratio of Isabella Bank is 16.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.Price to Book Value per Share RatioIsabella Bank has a P/B Ratio of 1.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Isabella Bank's valuation and earnings. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for ISBA. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipIsabella Bank is a leading dividend payer. It pays a dividend yield of 3.80%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthIsabella Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Isabella Bank is 56.85%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Isabella Bank will have a dividend payout ratio of 43.92% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.Read more about Isabella Bank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for ISBA. News and Social Media2.0 / 5News SentimentN/A News SentimentIsabella Bank has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.Search Interest1 people have searched for ISBA on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Isabella Bank insiders have sold 160.36% more of their company's stock than they have bought. Specifically, they have bought $10,712.00 in company stock and sold $27,890.00 in company stock.Percentage Held by InsidersOnly 9.70% of the stock of Isabella Bank is held by insiders.Read more about Isabella Bank's insider trading history. Receive ISBA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Isabella Bank and its competitors with MarketBeat's FREE daily newsletter. Email Address ISBA Stock News HeadlinesIsabella Bank Director Chad Payton ResignsJuly 3, 2025 | theglobeandmail.comIsabella Bank Declares Dividend amid Growing Stock Performance and Insider ActivityJune 26, 2025 | finance.yahoo.comA grave, grave error.I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we are, a quarter of a century later, almost to the exact day, and it’s happening again. July 12 at 2:00 AM | Porter & Company (Ad)Isabella Bank Corp News (ISBA) - Investing.comJune 24, 2025 | investing.comIsabella Bank (NASDAQ:ISBA) Is Due To Pay A Dividend Of $0.28June 2, 2025 | finance.yahoo.comIsabella Bank Corporation Announces Second Quarter 2025 DividendMay 29, 2025 | prnewswire.comIsabella bank treasurer sells $27,890 in stockMay 24, 2025 | investing.comIsabella Bank Corporation (ISBA) Announces Nasdaq ListingMay 8, 2025 | prnewswire.comSee More Headlines ISBA Stock Analysis - Frequently Asked Questions How have ISBA shares performed this year? Isabella Bank's stock was trading at $25.99 at the beginning of 2025. Since then, ISBA stock has increased by 18.0% and is now trading at $30.68. How were Isabella Bank's earnings last quarter? Isabella Bank Co. (OTCMKTS:ISBA) posted its earnings results on Thursday, April, 17th. The company reported $0.57 earnings per share for the quarter, beating the consensus estimate of $0.52 by $0.05. The firm had revenue of $18.05 million for the quarter, compared to analyst estimates of $18.50 million. Isabella Bank had a net margin of 13.28% and a trailing twelve-month return on equity of 7.34%. How will Isabella Bank's stock buyback program work? Isabella Bank's board approved a stock repurchase program on Thursday, May 1st 2025, which authorizes the company to buy back 0 outstanding shares, according to EventVestor. This authorizes the company to buy shares of its stock through open market purchases. Stock buyback programs are often a sign that the company's management believes its stock is undervalued. How do I buy shares of Isabella Bank? Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Isabella Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM), Toro (TTC) and United Microelectronics (UMC). Company Calendar Last Earnings4/17/2025Record date for 6/30 Dividend6/26/2025Ex-Dividend for 6/30 Dividend6/26/2025Dividend Payable6/30/2025Today7/11/2025Next Earnings (Estimated)7/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolOTCMKTS:ISBA Previous SymbolNASDAQ:ISBA CIK842517 Webir.isabellabank.com Phone(989) 772-9471FaxN/AEmployees330Year FoundedN/APrice Target and Rating Average Price Target for Isabella Bank$28.00 High Price Target$28.00 Low Price Target$28.00 Potential Upside/Downside-8.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$1.97 Trailing P/E Ratio16.49 Forward P/E Ratio13.64 P/E GrowthN/ANet Income$13.89 million Net Margins13.28% Pretax Margin15.79% Return on Equity7.34% Return on Assets0.73% Debt Debt-to-Equity Ratio0.45 Current Ratio0.81 Quick Ratio0.81 Sales & Book Value Annual Sales$68.90 million Price / Sales3.29 Cash Flow$3.65 per share Price / Cash Flow8.40 Book Value$27.02 per share Price / Book1.14Miscellaneous Outstanding Shares7,383,000Free Float6,704,000Market Cap$226.51 million OptionableNot Optionable Beta0.10 The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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According to my research, an executive order from President Trump c...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Isabella Bank Co. Please log in to your account or sign up in order to add this asset to your watchlist. Share Isabella Bank With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. 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