Kentucky Bancshares, Inc. is a bank holding company headquartered in Mayfield, Kentucky, that operates through its principal subsidiary, Kentucky Bank. As a community-focused financial institution, it provides a full range of commercial and retail banking services to individuals, small businesses, and agricultural clients across western and central Kentucky.
The company’s core offerings include deposit products such as checking accounts, savings accounts, money market accounts and certificates of deposit. On the lending side, Kentucky Bancshares specializes in commercial and industrial loans, real estate financing for residential and commercial properties, agricultural lending, and consumer installment loans. The bank also supports local enterprises with treasury management solutions, cash-flow planning and letters of credit.
In addition to traditional banking services, Kentucky Bancshares delivers wealth management and trust services tailored to high-net-worth individuals and family offices. Its advisory arm provides investment management, retirement planning, estate and trust administration, and insurance products. Through its network of branch offices and digital banking platform, the company aims to combine personalized service with modern banking technology to meet the evolving needs of its community.
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