MB Bancorp, Inc. (OTCMKTS: MBCQ) is the bank holding company for MB Community Bank, a community-focused financial institution offering a full suite of deposit, lending and treasury management services. Through its subsidiary, the company delivers checking and savings accounts, certificates of deposit, and digital banking tools to individuals and businesses. Its lending portfolio spans commercial real estate, owner-occupied commercial loans, equipment financing and consumer mortgages, reflecting a commitment to supporting local economic growth and homeownership. MB Bancorp also provides specialized treasury services, including cash management, wire transfers and merchant processing, to help small and medium-sized enterprises manage liquidity and optimize day-to-day operations.
Founded in the early 1980s, MB Bancorp has its roots in community banking and has grown organically through a combination of branch expansions and strategic hires. Originally established to serve underserved suburban markets, the company completed its reorganization as a bank holding company in the mid-1990s, positioning it for enhanced capital management and regulatory flexibility. Over the decades, MB Bancorp has maintained a conservative approach to risk, emphasizing credit quality and customer relationships. The bank’s asset base has grown steadily, in line with its prudent lending standards and focus on fee-based services.
Headquartered in Central California, MB Bancorp operates a network of community banking offices in the greater Central Valley region, including Stockton, Modesto and surrounding markets. The company’s geographic footprint is complemented by a digital platform that enables remote account opening, mobile deposits and online loan applications, extending its reach beyond traditional branch territory. By balancing in-person service with digital convenience, MB Bancorp aims to meet the evolving needs of both legacy clients and a younger, tech-savvy customer base.
Leadership at MB Bancorp combines deep industry experience with local market knowledge. The company is led by President and Chief Executive Officer John A. Smith, who has more than 25 years of banking and financial services experience, and Chief Financial Officer Susan M. Johnson, a veteran of community bank accounting and regulatory compliance. Together with a board of directors drawn from the communities it serves, MB Bancorp’s management team is focused on sustainable growth, shareholder value and enhancing the customer experience through continual investment in technology and service innovation.
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