Madison County Financial (MCBK) Stock Price, News & Analysis

Company Overview

Madison County Financial, Inc. operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States. It offers checking, money market savings, savings, and individual retirement accounts; certificates of deposit; credit and debit cards; home loans; and consumer loans, including home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans. The company also provides agricultural real estate, machinery and equipment, livestock and crop, and operating loans; and commercial real estate, construction, investment property, and working capital loans, as well as equipment financing services. In addition, it offers online and mobile banking, and merchant services. The company was formerly known as Madison County Holding Company and changed its name to Madison County Financial, Inc. in October 2012. Madison County Financial, Inc. was founded in 1888 and is headquartered in Madison, Nebraska.

Key Stats

• Today's Range: $25.46 to $25.46
• 50-Day Range: $24.41 to $26.00
• 52-Week Range: $21.57 to $26.50
• Volume: N/A
• Average Volume: 1,552 shs
• Market Capitalization: $68.49 million
• P/E Ratio: N/A
• Dividend Yield: 1.41%
• Price Target: N/A
• Consensus Rating: N/A

Madison County Financial Stock Analysis - MarketRank™

Madison County Financial scored higher than 22% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Madison County Financial.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

Madison County Financial has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of Madison County Financial has been sold short.

Short Interest Ratio / Days to Cover

Madison County Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Madison County Financial has recently increased by 200.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Madison County Financial pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Madison County Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of Madison County Financial has been sold short.

Short Interest Ratio / Days to Cover

Madison County Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Madison County Financial has recently increased by 200.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: N/A

News Sentiment

Madison County Financial has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Madison County Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Madison County Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.90% of the stock of Madison County Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

MCBK Stock Analysis - Frequently Asked Questions

How have MCBK shares performed this year?

Madison County Financial's stock was trading at $25.02 on January 1st, 2025. Since then, MCBK shares have increased by 1.8% and is now trading at $25.46.

How do I buy shares of Madison County Financial?

Shares of MCBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Ex-Dividend for 5/14 Dividend: 5/02/2025
• Record date for 5/14 Dividend: 5/05/2025
• Dividend Payable: 5/14/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 8/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:MCBK
• CIK: 1547635
• Web: www.madisoncountybank.com
• Phone: (402) 454-6511
• Fax: N/A
• Employees: 51
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.34
• Current Ratio: 0.97
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $29.54 million
• Price / Sales: 2.32
• Cash Flow: $1.58 per share
• Price / Cash Flow: 16.09
• Book Value: $35.19 per share
• Price / Book: 0.72

Miscellaneous

• Outstanding Shares: 2,690,000
• Free Float: 2,231,000
• Market Cap: $68.49 million
• Optionable: Not Optionable
• Beta: 0.02