MS&AD Insurance Group (MSADY) Stock Price, News & Analysis

Company Overview

MS&AD Insurance Group Holdings, Inc. is a Tokyo-based insurance holding company formed in 2010 through the integration of Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Drawing on roots that extend back to the late 19th and early 20th centuries, the group has grown into one of the world’s leading property and casualty insurance providers, serving both corporate and individual clients.

The company’s core business activities encompass a broad range of insurance and risk-management products. Through its principal subsidiaries—Mitsui Sumitomo Insurance, Aioi Nissay Dowa Insurance, and MS Amlin—the group underwrites auto, marine, property, casualty and specialty lines. Complementary services include life and health insurance, reinsurance solutions, risk consulting, and asset management offerings designed to protect assets and mitigate exposures across diverse industries.

MS&AD maintains a significant global footprint with operations in Japan, Europe, the Americas and the Asia-Pacific region. Major overseas platforms include MS Amlin in the United Kingdom and Continental Europe, as well as regional offices in North America, Southeast Asia and Oceania. This international network enables the group to support multinational corporations, small and medium enterprises, and individual policyholders with locally tailored insurance and claims services.

Governed by an executive leadership team based in Tokyo and overseen by a seasoned board of directors, MS&AD pursues a strategy focused on digital transformation, diversified global growth and enhanced risk analytics. The group continues to invest in technology-driven underwriting platforms and sustainability initiatives, aiming to deliver innovative insurance solutions while strengthening its financial resilience and stakeholder value over the long term.

Key Stats

• Today's Range: $23.45 to $23.65
• 50-Day Range: $20.84 to $24.79
• 52-Week Range: $17.78 to $25.00
• Volume: 140,657 shs
• Average Volume: 79,696 shs
• Market Capitalization: $37.93 billion
• P/E Ratio: 7.56
• Dividend Yield: 3.43%
• Price Target: N/A
• Consensus Rating: Hold

MS&AD Insurance Group Stock Analysis - MarketRank™

MS&AD Insurance Group scored higher than 35% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for MS&AD Insurance Group.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.44%

Earnings Growth

Earnings for MS&AD Insurance Group are expected to grow by 6.44% in the coming year, from $2.95 to $3.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MS&AD Insurance Group is 7.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.44.

Price to Earnings Ratio vs. Sector

The P/E ratio of MS&AD Insurance Group is 7.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.60.

Price to Book Value per Share Ratio

MS&AD Insurance Group has a P/B Ratio of 1.42. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of MS&AD Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

MS&AD Insurance Group has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MS&AD Insurance Group has recently increased by 101.65%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

MS&AD Insurance Group pays a meaningful dividend of 3.45%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MS&AD Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MS&AD Insurance Group is 25.96%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, MS&AD Insurance Group will have a dividend payout ratio of 25.80% next year. This indicates that MS&AD Insurance Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of MS&AD Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

MS&AD Insurance Group has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MS&AD Insurance Group has recently increased by 101.65%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.72

News Sentiment

MS&AD Insurance Group has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for MS&AD Insurance Group this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MS&AD Insurance Group insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 0.02% of the stock of MS&AD Insurance Group is held by institutions.

MSADY Stock Analysis - Frequently Asked Questions

How have MSADY shares performed this year?

MS&AD Insurance Group's stock was trading at $21.77 at the beginning of 2025. Since then, MSADY shares have increased by 8.3% and is now trading at $23.5840.

How were MS&AD Insurance Group's earnings last quarter?

MS&AD Insurance Group Holdings Inc. (OTCMKTS:MSADY) announced its quarterly earnings results on Friday, August, 8th. The insurance provider reported $0.96 earnings per share for the quarter, missing analysts' consensus estimates of $1.00 by $0.04. The insurance provider had revenue of $13.98 billion for the quarter, compared to analysts' expectations of $12.90 billion. MS&AD Insurance Group had a net margin of 10.57% and a trailing twelve-month return on equity of 16.56%.

When did MS&AD Insurance Group's stock split?

MS&AD Insurance Group's stock split before market open on Tuesday, April 2nd 2024.The 1.5-1 split was announced on Tuesday, April 2nd 2024. The newly minted shares were distributed to shareholders after the closing bell on Tuesday, April 2nd 2024. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

How do I buy shares of MS&AD Insurance Group?

Shares of MSADY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 8/08/2025
• Today: 9/12/2025
• Next Earnings (Estimated): 11/17/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:MSADY
• CIK: N/A
• Web: www.ms-ad-hd.com
• Phone: (135) 117-0270
• Fax: N/A
• Employees: 38,247
• Year Founded: 2008

Profitability

• EPS (Trailing Twelve Months): $3.12
• Trailing P/E Ratio: 7.56
• Forward P/E Ratio: 7.99
• P/E Growth: N/A
• Net Income: $4.56 billion
• Net Margins: 10.57%
• Pretax Margin: 13.62%
• Return on Equity: 16.56%
• Return on Assets: 2.63%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.24
• Quick Ratio: 0.24

Sales & Book Value

• Annual Sales: $43.74 billion
• Price / Sales: 0.87
• Cash Flow: $3.39 per share
• Price / Cash Flow: 6.95
• Book Value: $16.63 per share
• Price / Book: 1.42

Miscellaneous

• Outstanding Shares: 1,608,400,000
• Free Float: N/A
• Market Cap: $37.92 billion
• Optionable: Not Optionable
• Beta: 0.39