Mission Valley Bancorp (MVLY) Stock Price, News & Analysis

Company Overview

Mission Valley Bancorp, Inc. is the bank holding company for Mission Valley Bank, a California-chartered commercial bank headquartered in Jamul, California. Operating as an OTC-traded entity under the symbol MVLY, the company provides a full suite of banking and financial services tailored to the needs of individuals, families, entrepreneurs and small- to mid-sized businesses throughout Southern California.

The company’s core offerings include deposit accounts, commercial and consumer lending, real estate finance, and treasury management solutions. Its deposit products range from checking and savings accounts to money market and certificate of deposit options. On the lending side, Mission Valley Bank specializes in construction and development loans, owner-occupied commercial real estate facilities, residential mortgage lending, lines of credit and equipment financing. The bank also supports clients with cash management services, merchant services, online banking and mobile deposit capabilities.

Mission Valley Bancorp’s branch network is concentrated in key markets across San Diego, Riverside and Orange counties, where it serves a mix of local business owners, professional practices and individual customers. The company emphasizes relationship-based banking, with lending officers and customer service teams working closely with clients to develop customized financing and deposit solutions. Its community focus extends to local sponsorships, chamber of commerce participation and charitable partnerships in the regions it serves.

Originally founded as a community bank in the early 1980s, Mission Valley Bancorp has grown steadily through organic expansion while maintaining its local orientation. The management team is led by President and Chief Executive Officer Robert J. Callaghan, supported by a cadre of senior executives in finance, operations and risk management. Oversight is provided by an independent board of directors with expertise in banking, real estate, law and community affairs, reflecting the company’s commitment to strong corporate governance and sustainable growth.

Key Stats

• Today's Range: $15.70 to $15.70
• 50-Day Range: $15.24 to $15.75
• 52-Week Range: $13.75 to $17.50
• Volume: 100 shs
• Average Volume: 457 shs
• Market Capitalization: $52.53 million
• P/E Ratio: 8.58
• Dividend Yield: 0.96%
• Price Target: N/A
• Consensus Rating: N/A

Mission Valley Bancorp Stock Analysis - MarketRank™

Mission Valley Bancorp scored higher than 8% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Mission Valley Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Mission Valley Bancorp is 8.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.28.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mission Valley Bancorp is 8.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.25.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Mission Valley Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mission Valley Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Mission Valley Bancorp has a dividend yield of 0.96%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mission Valley Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mission Valley Bancorp is 8.20%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Mission Valley Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mission Valley Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Mission Valley Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mission Valley Bancorp insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 5.68% of the stock of Mission Valley Bancorp is held by institutions.

MVLY Stock Analysis - Frequently Asked Questions

How have MVLY shares performed this year?

Mission Valley Bancorp's stock was trading at $17.00 at the beginning of the year. Since then, MVLY shares have decreased by 7.6% and is now trading at $15.70.

How were Mission Valley Bancorp's earnings last quarter?

Mission Valley Bancorp (OTCMKTS:MVLY) issued its quarterly earnings data on Wednesday, April, 30th. The company reported $0.47 earnings per share (EPS) for the quarter. The business earned $9.90 million during the quarter.

How do I buy shares of Mission Valley Bancorp?

Shares of MVLY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/30/2025
• Ex-Dividend for 6/2 Dividend: 5/19/2025
• Record date for 6/2 Dividend: 5/20/2025
• Dividend Payable: 6/02/2025
• Today: 7/14/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:MVLY
• CIK: N/A
• Web: www.missionvalleybank.com
• Phone: (818) 394-2300
• Fax: N/A
• Employees: 147,000
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 8.58
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 3,346,000
• Free Float: N/A
• Market Cap: $52.53 million
• Optionable: Not Optionable
• Beta: 0.36