Oxford Bank (OTCMKTS:OXBC) is a Connecticut-chartered commercial bank headquartered in Oxford, Connecticut. As a community-focused financial institution, the bank offers a comprehensive range of banking services to individuals, families and small to medium-sized businesses. Its core operations include traditional deposit products, consumer and commercial lending, mortgage origination and wealth management solutions.
Founded in the late 19th century, Oxford Bank has grown from a single-town institution into a multi-branch organization serving western Connecticut. The bank’s branch network extends to key markets such as Southbury, Seymour and Southport, enabling it to maintain close relationships with local customers and support regional economic development. Oxford Bank’s history of steady growth reflects its commitment to personalized service and community engagement.
Oxford Bank’s product suite is designed to meet the full spectrum of customer needs. Retail banking offerings include checking and savings accounts, certificates of deposit and consumer installment loans. On the lending side, the bank provides residential mortgage financing, home equity lines of credit and SBA-backed loans. Business banking clients have access to commercial real estate financing, equipment loans, treasury management and merchant services. Additionally, the bank’s trust and investment division delivers asset management, retirement planning and fiduciary services.
Led by an experienced executive management team and governed by an independent board of directors, Oxford Bank emphasizes strong risk management, sound corporate governance and community reinvestment. The bank’s leadership continues to pursue strategic initiatives that align with its mission of delivering high-quality financial solutions while fostering long-term relationships with customers and supporting the economic vitality of the communities it serves.
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