PT Bank Central Asia Tbk, commonly known as BCA, is one of Indonesia’s largest privately owned banks. Established in 1957 and headquartered in Jakarta, the bank is majority-owned by the Djarum Group. Over more than six decades of operation, BCA has built a reputation for conservative risk management, strong capital buffers and steady profitability, becoming a cornerstone of Indonesia’s financial sector.
BCA offers a comprehensive suite of retail, small- and medium-enterprise (SME) and corporate banking services. Its retail division provides savings and current accounts, time deposits, credit cards, consumer loans, mortgages and auto financing. For SME and corporate clients, the bank delivers working capital and term loans, trade financing, treasury and cash management solutions, as well as documentary credits.
The bank has invested heavily in digital banking platforms, with its mobile app and internet banking services enabling customers to conduct transfers, bill payments, investment transactions and account management on the go. BCA’s extensive network comprises thousands of branches and ATMs across Indonesia, supported by regional representative offices in key Asian financial centers, ensuring both domestic reach and international connectivity.
Leadership at BCA includes President Director Jahja Setiaatmadja, who has overseen strategic initiatives to deepen the bank’s digital capabilities and broaden its customer base. Governed by a professional board of commissioners and directors, BCA continues to focus on innovation, customer service excellence and sustainable growth in the Indonesian market.
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