Pinnacle Bank (OTCMKTS:PBNK) is a state‐chartered commercial bank headquartered in Goodland, Kansas, serving rural and regional markets across northwest Kansas and eastern Colorado. The institution operates a network of community branches and drive‐through facilities that cater to individuals, family‐owned farms, agribusinesses and small‐ to mid‐sized companies. With an emphasis on local decision‐making and personalized service, Pinnacle Bank positions itself as a relationship‐driven partner in the communities it serves.
The bank’s primary offerings include deposit accounts, commercial and consumer lending, treasury management solutions, and mortgage origination services. Deposit products range from checking and savings accounts to certificates of deposit and money market instruments, all accessible through online and mobile banking platforms. On the lending side, the bank provides term loans, lines of credit, equipment financing, real estate loans, and specialized agribusiness financing tailored to the unique needs of farm and ranch operations in its trade area.
Founded in 1908, Pinnacle Bank has expanded organically and through strategic branch openings, while maintaining its community‐banking roots. Over more than a century of operation, the bank has invested in modern banking technology, digital delivery channels and risk management practices. The executive leadership team, which combines banking veterans and community leaders, oversees the bank’s strategic direction, ensuring that risk discipline aligns with customer‐centric objectives.
In addition to its core banking activities, Pinnacle Bank is active in community development and philanthropic initiatives, supporting local education, nonprofit organizations and small‐business growth programs. Through a dedicated wealth management and trust services division, the bank also offers fiduciary and investment advisory solutions, including retirement and estate planning. With a focus on long‐term relationships and community prosperity, Pinnacle Bank aims to be a trusted financial steward for its regional clientele.
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