PT Bank Mandiri (Persero) Tbk is one of Indonesia’s largest state-owned commercial banks, offering a comprehensive range of retail, corporate, and transaction banking services. Headquartered in Jakarta, the bank provides deposit products, consumer and business loans, trade finance, cash management, and wealth management solutions to both individual and institutional clients. Its retail segment caters to savings and financing needs of consumers through traditional branch networks as well as digital channels.
Established in October 1998 as part of Indonesia’s banking sector restructuring, Bank Mandiri was formed through the consolidation of four state-owned banks in response to the regional financial crisis. Since its inception, the bank has expanded its product suite to include treasury services, foreign exchange, derivatives, and structured finance, positioning itself as a key intermediary in domestic and international trade flows. The bank has also invested in digital banking platforms to enhance customer experience and operational efficiency.
Bank Mandiri maintains an extensive domestic footprint with thousands of branches, sub-branches, and ATMs across Indonesia. In addition, it operates representative offices and branches in major financial centers, including Singapore, Hong Kong, London, and New York, to serve corporate clients engaged in cross-border activities. The bank is overseen by a government-appointed board of commissioners and a board of directors, reflecting its status as a publicly listed company with the Government of Indonesia as its majority shareholder.
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