Raiffeisen Bank International (OTCMKTS:RAIFY) is an Austria-based banking group with roots dating back to the post-World War I cooperative movement. Originally established as a network of rural credit cooperatives, the company evolved through the 20th century into a full-service commercial bank. In 2010, Raiffeisen International AG merged with its parent Raiffeisen Zentralbank Österreich AG to form today’s Raiffeisen Bank International (RBI), combining domestic Austrian operations with an expansive Central and Eastern European (CEE) footprint.
RBI’s core business is organized into three primary segments: Central and Eastern Europe banking, Austria banking, and Global Markets. The Central and Eastern Europe unit provides retail and corporate banking services, including deposit taking, lending, payment services, and trade finance. The Austria segment delivers standard retail banking, wealth management, leasing, and specialized corporate finance solutions. The Global Markets division supports treasury, capital markets, and investment banking activities, offering foreign exchange, derivatives, and bond trading products.
With operations across more than a dozen CEE countries—such as the Czech Republic, Poland, Romania and Russia—RBI serves over 16 million customers through a network of branches, digital platforms and partnerships. The group’s international scope is complemented by strategic alliances and equity stakes in local banks, enabling cross-border trade facilitation and standardized credit solutions for corporations and SMEs. Digital transformation efforts have accelerated the rollout of mobile banking apps and online loan origination tools to enhance customer experience and operational efficiency.
Under the leadership of CEO Johann Strobl and a management board with extensive banking and risk-management expertise, Raiffeisen Bank International is focused on strengthening capital resilience and expanding its sustainable finance offerings. The bank has prioritized environmental, social and governance (ESG) initiatives, integrating green lending frameworks and supporting infrastructure projects in its core markets. With a governance structure anchored in cooperative principles, RBI continues to balance shareholder interests with community development goals across its diverse regional footprint.
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