Resona Holdings, Inc. (OTCMKTS: RSNHF) is a Tokyo-based financial services group offering a comprehensive suite of banking and trust services across Japan. Through its primary banking subsidiaries—Resona Bank, Saitama Resona Bank and Kinki Osaka Bank—the company serves individual consumers, small and medium-sized enterprises and large corporates. Its service portfolio spans deposit taking, lending, cash management, foreign exchange and trade finance, with a strong emphasis on regional banking networks in the Kanto and Kansai areas.
The origins of Resona Holdings date back to the early 20th century, tracing through predecessor institutions such as Daiwa Bank and Asahi Bank, which merged in 2002 to form the present-day group. Following a government-supported restructuring in the early 2000s, Resona expanded its regional footprint by integrating Saitama Resona Bank and Kinki Osaka Bank in 2011, strengthening its presence in both Greater Tokyo and western Japan. This consolidation has enabled Resona to leverage shared technologies and standardized risk management practices.
Beyond traditional commercial banking, Resona offers trust banking, asset management and leasing solutions through Resona Trust & Banking, as well as credit card and consumer finance products via affiliated companies. Its trust services cover real estate securitization, inheritance planning and pension fund administration, while its leasing arm provides equipment finance to industrial and service-sector clients. This diversified structure allows the group to cross-sell services and build long-term client relationships.
Under the leadership of President and CEO Masayoshi Koike, Resona continues to invest in digital platforms and branch transformation initiatives aimed at enhancing customer convenience. The group’s regional branch network, supported by centralized back-office operations in Tokyo, enables it to maintain close community ties while pursuing operational efficiencies. Resona remains focused on sustainable growth through innovation, risk discipline and customer-oriented service delivery.
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