Redwood Capital Bancorp (RWCB) Stock Price, News & Analysis

Company Overview

Redwood Capital Bancorp is the bank holding company for Redwood Capital Bank FSB, a community-oriented financial institution headquartered in Santa Rosa, California. As a federally chartered savings bank, it provides a full range of deposit and lending products to individuals, small businesses, and professional clients, with a focus on personalized service and local decision-making.

The company’s deposit portfolio includes checking and savings accounts, money market funds, and certificates of deposit, all designed to meet the needs of both personal and commercial clients. These products are supported by online and mobile banking platforms, allowing customers to manage their accounts, transfer funds, and pay bills securely and conveniently.

On the lending side, Redwood Capital Bancorp and its banking subsidiary offer residential mortgage loans, home equity lines of credit, construction and land development financing, commercial real estate loans, and small business administration (SBA) lending. The institution emphasizes relationship-driven underwriting and flexible structuring to support local real estate projects, business expansions, and professional practices throughout its service area.

Operating primarily in Sonoma County, Redwood Capital Bancorp maintains several branch offices in the North Bay region, where its leadership team is committed to community reinvestment and economic development. The company’s management combines regional banking expertise with a focus on customer relationships, aiming to foster sustainable growth for both its clients and the communities it serves.

Key Stats

• Today's Range: $24.75 to $25.00
• 50-Day Range: $23.01 to $25.00
• 52-Week Range: $20.41 to $25.00
• Volume: 1,000 shs
• Average Volume: 2,789 shs
• Market Capitalization: N/A
• P/E Ratio: 58.05
• Dividend Yield: 2.44%
• Price Target: N/A
• Consensus Rating: N/A

RWCB Stock Analysis - Frequently Asked Questions

How have RWCB shares performed this year?

Redwood Capital Bancorp's stock was trading at $21.26 at the beginning of the year. Since then, RWCB shares have increased by 17.6% and is now trading at $25.00.

Is Redwood Capital Bancorp buying back stock?

Redwood Capital Bancorp's Board of Directors initiated a stock repurchase plan on Tuesday, July 1st 2025, which allows the company to repurchase $1,000,000 in outstanding shares, according to EventVestor. This allows the company to reacquire shares of its stock through open market purchases. Stock buyback plans are generally an indication that the company's management believes its stock is undervalued.

How do I buy shares of Redwood Capital Bancorp?

Shares of RWCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:RWCB
• CIK: N/A
• Web: www.redwoodcapitalbank.com
• Phone: (707) 444-9800
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 58.05
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A