Redwood Capital Bancorp (RWCB) Stock Price, News & Analysis

Company Overview

Redwood Capital Bancorp (OTCMKTS: RWCB) is a California-based bank holding company headquartered in Rohnert Park, California. Through its wholly owned subsidiary, Redwood Bank, the company offers a full suite of community banking services to individuals, small businesses and agricultural clients. Established in 1993 as Redwood Bank and reorganized under its current holding company structure in the mid-2000s, Redwood Capital Bancorp is a state-chartered, FDIC-insured institution focused on relationship-driven banking.

The company’s product offerings include a range of deposit accounts such as checking, savings and money market accounts, as well as certificates of deposit. On the lending side, Redwood provides residential mortgage financing, home equity lines of credit, consumer loans, commercial real estate loans, equipment financing and working capital lines of credit tailored to small and mid-sized enterprises. Digital and mobile banking platforms, cash management solutions and merchant services complement its core deposit and lending capabilities.

Redwood Capital Bancorp has cultivated a regional footprint across Northern California’s North Bay area, serving Sonoma, Marin and Napa counties along with neighboring communities. The bank has consistently emphasized community engagement, supporting local economic development through affordable housing initiatives, small business partnerships and agricultural lending programs that align with the region’s viticulture and farming sectors. Over its history, Redwood has expanded organically and through targeted growth in new markets, maintaining a focus on personalized service and local decision making.

Governed by a board of directors with deep roots in community banking and led by an experienced executive team, Redwood Capital Bancorp prioritizes prudent risk management and customer-centric strategies. The leadership team leverages its regional expertise to deliver tailored financial solutions, uphold strong credit standards and foster long-term relationships, reinforcing the company’s commitment to sustainable growth and community development.

Key Stats

• Today's Range: $24.50 to $24.50
• 50-Day Range: $21.20 to $24.50
• 52-Week Range: $20.41 to $24.50
• Volume: N/A
• Average Volume: 3,073 shs
• Market Capitalization: N/A
• P/E Ratio: 56.89
• Dividend Yield: 2.44%
• Price Target: N/A
• Consensus Rating: N/A

RWCB Stock Analysis - Frequently Asked Questions

How have RWCB shares performed this year?

Redwood Capital Bancorp's stock was trading at $21.26 at the start of the year. Since then, RWCB stock has increased by 15.2% and is now trading at $24.50.

Is Redwood Capital Bancorp buying back stock?

Redwood Capital Bancorp's Board of Directors authorized a stock buyback program on Tuesday, July 1st 2025, which authorizes the company to buy back $1,000,000 in outstanding shares, according to EventVestor. This authorizes the company to repurchase shares of its stock through open market purchases. Shares buyback programs are often an indication that the company's board of directors believes its shares are undervalued.

How do I buy shares of Redwood Capital Bancorp?

Shares of RWCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:RWCB
• CIK: N/A
• Web: www.redwoodcapitalbank.com
• Phone: (707) 444-9800
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 56.89
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A