SouthCrest Financial Group, Inc. is the holding company for SouthCrest Mortgage Company, an independent residential mortgage banker headquartered in Lewisville, Texas. Established in 1980, the company has built a reputation for offering a broad range of mortgage products through retail, wholesale, correspondent and online channels. SouthCrest’s service offerings include conventional, government-insured and specialty loan programs tailored to first-time homebuyers, move-up buyers and homeowners seeking to refinance.
The company’s retail business arm operates through a network of branches and licensed loan officers, providing personalized guidance from application through closing. Its correspondent channel allows financial institutions and mortgage bankers to sell closed loans to SouthCrest, while SouthCrest’s wholesale platform partners with mortgage brokers and third-party originators. Alongside origination services, the company retains and services mortgage loans in its portfolio and manages mortgage servicing rights on behalf of investors.
Geographically, SouthCrest focuses on select markets across the Southern and Western United States, including Texas, Arizona, Colorado and Florida. By combining local market expertise with centralized underwriting and processing capabilities, the company aims to streamline the mortgage process and maintain consistent service levels. SouthCrest also invests in digital tools and platforms to enhance borrower and partner experiences through online applications, real-time status updates and automated underwriting solutions.
Over its decades-long history, SouthCrest has emphasized operational efficiency and risk management as cornerstones of its growth strategy. The company’s executive leadership team brings extensive experience in mortgage finance, regulatory compliance and technology integration. With a focus on disciplined lending practices and customer-centric service, SouthCrest Financial Group continues to pursue strategic expansion opportunities while maintaining its commitment to community lending and homeownership initiatives.
AI Generated. May Contain Errors.