SCB X Public Company Limited (OTCMKTS: SMUUY) is a Thailand-based financial technology holding company formed by Siam Commercial Bank (SCB) to consolidate and scale its digital banking and related ventures. The firm was established in 2022 and completed its initial public offering on the Stock Exchange of Thailand (SET) in September of that year, with its over-the-counter shares trading in the U.S. under the ticker SMUUY.
SCB X Public operates a digital banking platform that delivers mobile-first deposit, lending and payment services designed to meet the needs of retail and small-business customers. Its digital payments arm offers e-wallet solutions, merchant acquiring and peer-to-peer transfers, while an adjacent insurtech business provides on-demand insurance products ranging from micro-coverage to life and non-life policies. The company also maintains a digital asset division that offers trading, custody and blockchain-based financial services.
In support of innovation, SCB X Public leverages its SCB 10X venture capital arm and other investment vehicles to fund emerging fintech, artificial intelligence and blockchain ventures throughout Southeast Asia. These strategic investments not only expand the group’s technology ecosystem but also enable the incubation of new services in wealth management, digital assets and financial analytics. The firm’s asset management unit delivers a suite of mutual funds, retirement plans and advisory services through digital channels.
Headquartered in Bangkok, SCB X Public serves clients across Thailand with ambitions to extend its digital financial ecosystem regionally. Under the leadership of Chairman Arthid Nanthawithaya and Chief Executive Officer Viawit Tunkasiri, the company is focused on driving digital transformation in financial services by forging partnerships with technology innovators, regulatory bodies and industry stakeholders.
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