Tri City Bankshares (TRCY) Stock Price, News & Analysis

Company Overview

Tri City Bankshares, through its wholly owned subsidiary Tri City National Bank, operates as a community bank holding company serving the Inland Empire region of Southern California. Headquartered in Upland, California, the company provides personalized financial solutions to individuals and local businesses across San Bernardino and Riverside counties.

The company’s core offerings include a range of deposit products—such as checking accounts, savings accounts, money market accounts and certificates of deposit—along with commercial banking services. Tri City National Bank extends term loans, lines of credit, Small Business Administration (SBA) financing and equipment financing to support small and midsize enterprises. On the consumer side, the bank offers residential mortgage loans, home equity lines of credit and personal loans. Ancillary services include treasury and cash management, online and mobile banking, and remote deposit capabilities.

Since its inception, Tri City Bankshares has expanded its branch network to deliver community-focused banking solutions that emphasize relationship management and local decision-making. The company aims to foster economic growth by partnering with business owners, professionals and consumers throughout its regional footprint.

As a publicly traded entity on the OTC Markets under the symbol TRCY, Tri City Bankshares is governed by a board of directors and an executive leadership team with extensive experience in community banking. The company remains committed to leveraging its local expertise and personalized service model to support the financial needs of its customers.

Key Stats

• Today's Range: $18.37 to $19.23
• 50-Day Range: $17.75 to $20.10
• 52-Week Range: $13.81 to $22.24
• Volume: 15,553 shs
• Average Volume: 10,122 shs
• Market Capitalization: N/A
• P/E Ratio: 17.25
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Tri City Bankshares Stock Analysis - MarketRank™

Tri City Bankshares scored higher than 16% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Tri City Bankshares.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Tri City Bankshares is 17.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Tri City Bankshares is 17.25, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.38.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Tri City Bankshares has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Tri City Bankshares has recently decreased by 95.06%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Tri City Bankshares does not currently pay a dividend.

Dividend Growth

Tri City Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Tri City Bankshares is 19.36%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

MarketBeat Follows

2 people have added Tri City Bankshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Tri City Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.83% of the stock of Tri City Bankshares is held by insiders.

Percentage Held by Institutions

Tri City Bankshares has minimal institutional ownership at this time.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:TRCY
• Previous Symbol: NASDAQ:TRCY
• CIK: 313337
• Web: www.tcnb.com
• Phone: (414) 761-1610
• Fax: N/A
• Employees: 392
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 17.25
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A