Unicaja Banco is a Spanish banking group offering a comprehensive range of financial products and services to retail, corporate, and institutional clients. Established in 2011 following the transformation of the former savings bank Unicaja de Ronda, the institution has roots dating back to the 19th century and has evolved into a universal bank. With an emphasis on customer-centric solutions, Unicaja Banco provides deposit accounts, lending facilities, payment services and digital banking platforms to meet the evolving needs of individuals and businesses.
The bank’s core operations encompass retail banking, corporate and business banking, private banking and wealth management. Unicaja Banco’s retail segment delivers everyday banking products such as checking and savings accounts, mortgages, personal loans and credit cards. Its corporate division supports small- and medium-sized enterprises (SMEs) and larger corporations with working capital finance, commercial loans, asset-based lending and international transaction services. Additionally, the institution offers asset management and insurance solutions through its subsidiary network, catering to clients seeking diversified investment portfolios and risk protection.
Headquartered in Málaga, Spain, Unicaja Banco maintains an extensive footprint across Andalusia and other Spanish regions, operating through a network of branches and digital channels. The bank also has a presence in Portugal, serving cross-border customers and supporting trade flows between the Iberian economies. In recent years, Unicaja Banco has accelerated its digital transformation efforts, investing in mobile and online platforms to enhance customer experience, streamline operations and introduce new fintech-driven services.
Leadership at Unicaja Banco is helmed by President and Chief Executive Officer Manuel Azuaga Marín, who oversees a senior management team with deep expertise in banking, finance and digital innovation. Under this leadership, the bank continues to pursue strategic growth opportunities, strengthen its capital base and deliver value to clients, while maintaining a focus on sustainable finance and corporate responsibility initiatives across its operating regions.
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