United Tennessee Bankshares (OTCMKTS:UNTN) is a bank holding company headquartered in South Pittsburg, Tennessee, serving communities across southern and middle Tennessee. Through its wholly owned subsidiary, United Tennessee Bank, the company provides a diversified array of commercial and consumer banking services tailored to the financial needs of individuals, businesses and agricultural clients. Its branch network includes locations in Marion, Hamilton and surrounding counties, reinforcing its commitment to local lending and deposit relationships.
The company’s core offerings encompass a full suite of deposit products, including checking and savings accounts, money market and certificate of deposit options. On the lending side, it extends credit through residential mortgage loans, commercial real estate financing, agricultural term loans and lines of credit, as well as consumer installment loans and home equity lines of credit. Complementing traditional banking services, United Tennessee Bank offers online and mobile banking platforms, treasury management solutions and merchant services to support the operational needs of small- and mid-sized enterprises.
Beyond lending and deposit services, United Tennessee Bankshares delivers wealth management and fiduciary services through its trust department, assisting clients with estate planning, trust administration and investment advisory solutions. The company also maintains correspondent banking partnerships, enabling expanded payment processing and liquidity management capabilities for community banks in the region.
Tracing its roots to the chartering of its flagship bank in 1902, United Tennessee Bankshares was formed as a holding company in 1983 to facilitate growth and diversification. Today, it is guided by a board of directors comprised of community and financial industry leaders, with day-to-day operations overseen by President and CEO Mark Simmons, who brings over 25 years of regional banking experience. The company continues to emphasize personalized service, strong capital management and deep community engagement as it pursues sustainable growth across its Tennessee footprint.
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