Free Trial

Betterment LLC Top Holdings and 13F Report (2025)

About Betterment LLC

Investment Activity

  • Betterment LLC has $42.15 million in total holdings as of March 31, 2025.
  • Betterment LLC owns shares of 458 different stocks, but just 18 companies or ETFs make up 80% of its holdings.
  • Approximately 4.21% of the portfolio was purchased this quarter.
  • About 3.09% of the portfolio was sold this quarter.
  • This quarter, Betterment LLC has purchased 444 new stocks and bought additional shares in 265 stocks.
  • Betterment LLC sold shares of 163 stocks and completely divested from 14 stocks this quarter.

Largest New Holdings this Quarter

00039J509 - AB Disruptors ETF
$13,276 Holding
921935508 - Vanguard U.S. Momentum Factor ETF
$3,186 Holding
31613E103 - FD Funds Management LLC
$1,068 Holding
92204A306 - Vanguard Energy ETF
$635 Holding

Largest Purchases this Quarter

SPDR Portfolio S&P 500 ETF
11,988,520 shares (about $788.36K)
iShares Core U.S. Aggregate Bond ETF
1,983,074 shares (about $196.17K)
Schwab US Large-Cap ETF
7,201,786 shares (about $159.02K)
JPMorgan Ultra-Short Income ETF
2,969,594 shares (about $150.35K)
SPDR Nuveen Barclays Municipal Bond ETF
2,094,084 shares (about $94.38K)

Largest Sales this Quarter

Vanguard Total Stock Market ETF
874,483 shares (about $240.34K)
Vanguard FTSE Emerging Markets ETF
3,992,322 shares (about $180.69K)
Vanguard FTSE Developed Markets ETF
3,502,207 shares (about $178.02K)
Vanguard Total International Bond ETF
2,580,844 shares (about $126.00K)
iShares J.P. Morgan USD Emerging Markets Bond ETF
1,056,968 shares (about $95.75K)

Sector Allocation Over Time

Map of 500 Largest Holdings ofBetterment LLC

 
 
Selling
 
 
Neutral
 
 
Buying
Issuer NameHoldings ValueApproximate Purchase/SaleChange in SharesShares Held% of PortfolioSector
Vanguard Total Stock Market ETF stock logo
VTI
Vanguard Total Stock Market ETF
$7,171,843$240,343 -3.2%26,094,61317.0%ETF
Vanguard FTSE Developed Markets ETF stock logo
VEA
Vanguard FTSE Developed Markets ETF
$6,810,354$178,017 -2.5%133,982,96916.2%ETF
SPDR Portfolio S&P 500 ETF stock logo
SPLG
SPDR Portfolio S&P 500 ETF
$4,267,883$788,365 22.7%64,900,90410.1%ETF
Vanguard FTSE Emerging Markets ETF stock logo
VWO
Vanguard FTSE Emerging Markets ETF
$2,525,828$180,692 -6.7%55,807,0696.0%ETF
iShares Core U.S. Aggregate Bond ETF stock logo
AGG
iShares Core U.S. Aggregate Bond ETF
$2,164,020$196,166 10.0%21,876,4625.1%Finance
iShares National Muni Bond ETF stock logo
MUB
iShares National Muni Bond ETF
$1,941,014$15,863 0.8%18,408,7024.6%ETF
iShares Core S&P Total U.S. Stock Market ETF stock logo
ITOT
iShares Core S&P Total U.S. Stock Market ETF
$1,407,852$31,972 -2.2%11,538,8273.3%ETF
SPDR Portfolio S&P 400 Mid Cap ETF stock logo
SPMD
SPDR Portfolio S&P 400 Mid Cap ETF
$915,309$2,501 -0.3%17,884,1232.2%ETF
Vanguard Value ETF stock logo
VTV
Vanguard Value ETF
$902,649$38,555 -4.1%5,225,4762.1%ETF
Vanguard Total International Bond ETF stock logo
BNDX
Vanguard Total International Bond ETF
$896,395$125,997 -12.3%18,361,2302.1%ETF
iShares Core MSCI EAFE ETF stock logo
IEFA
iShares Core MSCI EAFE ETF
$807,381$52,499 -6.1%10,672,5791.9%ETF
iShares J.P. Morgan USD Emerging Markets Bond ETF stock logo
EMB
iShares J.P. Morgan USD Emerging Markets Bond ETF
$722,643$95,751 -11.7%7,977,0681.7%ETF
Vanguard Mid-Cap Value ETF stock logo
VOE
Vanguard Mid-Cap Value ETF
$689,025$34,865 -4.8%4,291,9241.6%ETF
SPDR Portfolio S&P 600 Small Cap ETF stock logo
SPSM
SPDR Portfolio S&P 600 Small Cap ETF
$657,520$1,313 -0.2%16,131,4961.6%ETF
Vanguard Small-Cap Value ETF stock logo
VBR
Vanguard Small-Cap Value ETF
$624,640$36,088 -5.5%3,353,0531.5%ETF
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF stock logo
GSLC
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF
$584,071$4,437 -0.8%5,305,8781.4%ETF
Goldman Sachs Access Treasury 0-1 Year ETF stock logo
GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
$565,204$1,395 0.2%5,641,8901.3%ETF
Schwab International Equity ETF stock logo
SCHF
Schwab International Equity ETF
$466,720$18,881 -3.9%23,595,5751.1%ETF
JPMorgan Ultra-Short Income ETF stock logo
JPST
JPMorgan Ultra-Short Income ETF
$465,069$150,350 47.8%9,185,6471.1%ETF
iShares ESG Aware MSCI USA ETF stock logo
ESGU
iShares ESG Aware MSCI USA ETF
$416,239$16,706 4.2%3,414,3111.0%Manufacturing
SPDR Nuveen Barclays Municipal Bond ETF stock logo
TFI
SPDR Nuveen Barclays Municipal Bond ETF
$413,832$94,380 29.5%9,181,9831.0%Finance
iShares Core MSCI Emerging Markets ETF stock logo
IEMG
iShares Core MSCI Emerging Markets ETF
$403,007$29,123 -6.7%7,467,2401.0%ETF
iShares 0-5 Year TIPS Bond ETF stock logo
STIP
iShares 0-5 Year TIPS Bond ETF
$395,484$23,617 -5.6%3,822,2110.9%ETF
Schwab US Broad Market ETF stock logo
SCHB
Schwab US Broad Market ETF
$371,481$11,185 -2.9%17,254,1020.9%ETF
Schwab US Large-Cap ETF stock logo
SCHX
Schwab US Large-Cap ETF
$292,010$159,015 119.6%13,225,0860.7%ETF
iShares ESG Aware MSCI EAFE ETF stock logo
ESGD
iShares ESG Aware MSCI EAFE ETF
$269,208$8,858 -3.2%3,295,4880.6%Manufacturing
iShares MSCI ACWI Low Carbon Target ETF stock logo
CRBN
iShares MSCI ACWI Low Carbon Target ETF
$248,116$241 -0.1%1,297,8120.6%ETF
SPDR Portfolio Developed World ex-US ETF stock logo
SPDW
SPDR Portfolio Developed World ex-US ETF
$225,433$369 -0.2%6,191,5080.5%ETF
iShares Russell Mid-Cap Value ETF stock logo
IWS
iShares Russell Mid-Cap Value ETF
$215,517$10,625 -4.7%1,710,8600.5%ETF
Goldman Sachs ActiveBeta International Equity ETF stock logo
GSIE
Goldman Sachs ActiveBeta International Equity ETF
$170,473$11,186 -6.2%4,781,8500.4%ETF
Vanguard S&P 500 ETF stock logo
VOO
Vanguard S&P 500 ETF
$140,487$17,773 14.5%273,3690.3%ETF
SPDR Portfolio S&P 500 Value ETF stock logo
SPYV
SPDR Portfolio S&P 500 Value ETF
$131,497$7,180 -5.2%2,574,8320.3%ETF
Vanguard Total Bond Market ETF stock logo
BND
Vanguard Total Bond Market ETF
$125,458$2,119 1.7%1,708,0670.3%ETF
iShares Short Treasury Bond ETF stock logo
SHV
iShares Short Treasury Bond ETF
$123,582$20,372 -14.2%1,118,7950.3%ETF
iShares Russell 2000 Value ETF stock logo
IWN
iShares Russell 2000 Value ETF
$119,950$5,224 -4.2%794,4730.3%ETF
Schwab U.S. Large-Cap Value ETF stock logo
SCHV
Schwab U.S. Large-Cap Value ETF
$118,660$5,011 -4.1%4,464,2670.3%ETF
Vanguard Emerging Markets Government Bond ETF stock logo
VWOB
Vanguard Emerging Markets Government Bond ETF
$106,341$12,567 -10.6%1,656,4010.3%ETF
iShares ESG Aware MSCI EM ETF stock logo
ESGE
iShares ESG Aware MSCI EM ETF
$104,080$14,447 -12.2%2,977,9660.2%Manufacturing
Vanguard Short-Term Inflation-Protected Securities ETF stock logo
VTIP
Vanguard Short-Term Inflation-Protected Securities ETF
$100,571$24,909 -19.9%2,015,4420.2%Manufacturing
Vanguard Growth ETF stock logo
VUG
Vanguard Growth ETF
$99,197$4,165 4.4%267,5070.2%ETF
SPDR S&P Fossil Fuel Reserves Free ETF stock logo
SPYX
SPDR S&P Fossil Fuel Reserves Free ETF
$88,483$40 0.0%1,934,0500.2%ETF
iShares Core S&P 500 ETF stock logo
IVV
iShares Core S&P 500 ETF
$86,689$2,581 -2.9%154,2780.2%ETF
TCW Transform 500 ETF stock logo
VOTE
TCW Transform 500 ETF
$86,364$3,024 3.6%1,320,7470.2%ETF
Dimensional U.S. Core Equity 2 ETF stock logo
DFAC
Dimensional U.S. Core Equity 2 ETF
$84,223$9,326 12.5%2,552,9790.2%ETF
SPDR S&P Kensho New Economies Composite ETF stock logo
KOMP
SPDR S&P Kensho New Economies Composite ETF
$82,445$2,467 -2.9%1,773,3940.2%ETF
GSEU
Goldman Sachs ActiveBeta Europe Equity ETF
$79,392$6,244 8.5%2,061,0690.2%ETF
iShares S&P 500 Value ETF stock logo
IVE
iShares S&P 500 Value ETF
$76,598$2,689 -3.4%401,9190.2%ETF
iShares Core International Aggregate Bond ETF stock logo
IAGG
iShares Core International Aggregate Bond ETF
$73,542$1,074 1.5%1,471,1360.2%ETF
iShares USD Green Bond ETF stock logo
BGRN
iShares USD Green Bond ETF
$62,589$1,350 2.2%1,321,5580.1%Manufacturing
iShares ESG Aware MSCI USA Small-Cap ETF stock logo
ESML
iShares ESG Aware MSCI USA Small-Cap ETF
$62,551$994 1.6%1,628,5100.1%ETF
EFAX
SPDR MSCI EAFE Fossil Fuel Reserves Free ETF
$60,375$1,306 -2.1%1,405,3800.1%ETF
Goldman Sachs Access Investment Grade Corporate Bond ETF stock logo
GIGB
Goldman Sachs Access Investment Grade Corporate Bond ETF
$59,178$2,006 3.5%1,293,2280.1%ETF
Goldman Sachs ActiveBeta Emerging Markets Equity ETF stock logo
GEM
Goldman Sachs ActiveBeta Emerging Markets Equity ETF
$58,422$545 0.9%1,760,7680.1%ETF
iShares ESG Aware U.S. Aggregate Bond ETF stock logo
EAGG
iShares ESG Aware U.S. Aggregate Bond ETF
$54,831$12,189 28.6%1,154,8300.1%ETF
Vanguard ESG US Stock ETF stock logo
ESGV
Vanguard ESG US Stock ETF
$49,847$9,293 22.9%508,9020.1%ETF
Dimensional US Core Equity Market ETF stock logo
DFAU
Dimensional US Core Equity Market ETF
$49,769$2,043 4.3%1,294,7240.1%ETF
iShares Fallen Angels USD Bond ETF stock logo
FALN
iShares Fallen Angels USD Bond ETF
$43,796$11,886 37.2%1,634,8020.1%Manufacturing
iShares Broad USD High Yield Corporate Bond ETF stock logo
USHY
iShares Broad USD High Yield Corporate Bond ETF
$43,556$31,821 271.2%1,183,2610.1%ETF
Vanguard Short-Term Bond ETF stock logo
BSV
Vanguard Short-Term Bond ETF
$42,047$1,183 2.9%537,1400.1%ETF
iShares ESG MSCI KLD 400 ETF stock logo
DSI
iShares ESG MSCI KLD 400 ETF
$41,982$1,554 -3.6%409,9440.1%ETF
BlackRock Fund Advisors
$40,741$4,778 13.3%870,3420.1%SHS BEN INT
Dimensional International Core Equity 2 ETF stock logo
DFIC
Dimensional International Core Equity 2 ETF
$40,143$3,822 10.5%1,445,5570.1%ETF
Invesco QQQ stock logo
QQQ
Invesco QQQ
$39,363$5,854 17.5%83,9430.1%Finance
Dimensional Core Fixed Income ETF stock logo
DFCF
Dimensional Core Fixed Income ETF
$38,644$3,053 8.6%918,7740.1%ETF
Dimensional International Core Equity Market ETF stock logo
DFAI
Dimensional International Core Equity Market ETF
$38,164$149 -0.4%1,222,0340.1%ETF
Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF stock logo
GSSC
Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
$37,803$216 -0.6%595,9720.1%ETF
JP Morgan Investment Management Inc
$36,670$13,761 60.1%736,3440.1%SUSTAINABLE MUNI
Vanguard Mid-Cap ETF stock logo
VO
Vanguard Mid-Cap ETF
$35,617$19,575 122.0%137,7190.1%ETF
Vanguard Small-Cap ETF stock logo
VB
Vanguard Small-Cap ETF
$35,519$3,299 10.2%160,1750.1%ETF
SPDR Portfolio Emerging Markets ETF stock logo
SPEM
SPDR Portfolio Emerging Markets ETF
$31,989$3,057 10.6%812,5180.1%ETF
Schwab US Small-Cap ETF stock logo
SCHA
Schwab US Small-Cap ETF
$29,194$18,805 181.0%1,246,0300.1%ETF
iShares Investment Grade Bond Factor ETF stock logo
IGEB
iShares Investment Grade Bond Factor ETF
$28,576$6,897 31.8%634,8910.1%ETF
iShares ESG Aware USD Corporate Bond ETF stock logo
SUSC
iShares ESG Aware USD Corporate Bond ETF
$28,500$2,618 -8.4%1,235,9130.1%Manufacturing
Vanguard Dividend Appreciation ETF stock logo
VIG
Vanguard Dividend Appreciation ETF
$25,823$1,676 6.9%133,1170.1%ETF
GSJY
Goldman Sachs ActiveBeta Japan Equity ETF
$25,663$932 3.8%666,7400.1%ETF
GCOR
Goldman Sachs Access U.S. Aggregate Bond ETF
$24,581$1,571 6.8%596,3310.1%ETF
EEMX
SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF
$24,418$2,308 -8.6%726,9520.1%ETF
Vanguard Long-Term Treasury Index ETF stock logo
VGLT
Vanguard Long-Term Treasury Index ETF
$24,349$2,127 9.6%422,6570.1%ETF
SPDR Nuveen Barclays Short Term Municipal Bond ETF stock logo
SHM
SPDR Nuveen Barclays Short Term Municipal Bond ETF
$23,932$3,572 -13.0%502,7820.1%Finance
Dimensional Emerging Markets Core Equity 2 ETF stock logo
DFEM
Dimensional Emerging Markets Core Equity 2 ETF
$23,207$1,406 6.4%877,0480.1%ETF
iShares 0-5 Year High Yield Corporate Bond ETF stock logo
SHYG
iShares 0-5 Year High Yield Corporate Bond ETF
$23,020$5,990 35.2%541,3880.1%ETF
iShares MSCI USA ESG Select ETF stock logo
SUSA
iShares MSCI USA ESG Select ETF
$21,025$270 -1.3%183,0290.0%ETF
Vanguard Large-Cap ETF stock logo
VV
Vanguard Large-Cap ETF
$20,052$11,595 137.1%78,0160.0%ETF
GEMD
Goldman Sachs Access Emerging Markets USD Bond ETF
$19,914$233 1.2%491,4520.0%ETF
Vanguard Mid-Cap Growth ETF stock logo
VOT
Vanguard Mid-Cap Growth ETF
$19,514$731 3.9%79,7680.0%ETF
Vanguard Intermediate-Term Bond ETF stock logo
BIV
Vanguard Intermediate-Term Bond ETF
$19,066$2,244 13.3%249,0030.0%ETF
iShares iBoxx $ Investment Grade Corporate Bond ETF stock logo
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF
$17,736$894 5.3%163,1820.0%Finance
Dimensional Fund Advisors LP
$16,895$1,191 7.6%275,4760.0%US CORE EQUITY 1
Summit Global Investments LLC
$16,218$3,303 25.6%631,7840.0%SGI ENHANCED COR
Dimensional U.S. Targeted Value ETF stock logo
DFAT
Dimensional U.S. Targeted Value ETF
$15,939$2,409 17.8%309,5590.0%ETF
Dimensional US Large Cap Value ETF stock logo
DFLV
Dimensional US Large Cap Value ETF
$15,325$1,937 14.5%501,3090.0%ETF
Avantis U.S. Small Cap Value ETF stock logo
AVUV
Avantis U.S. Small Cap Value ETF
$14,344$881 6.5%164,5530.0%ETF
Vanguard Ultra-Short Bond ETF stock logo
VUSB
Vanguard Ultra-Short Bond ETF
$13,370$1,545 -10.4%268,1600.0%ETF
Vanguard Long-Term Bond ETF stock logo
BLV
Vanguard Long-Term Bond ETF
$13,304$34 -0.3%188,9290.0%ETF
FWD
AB Disruptors ETF
$13,276$13,276 New Holding188,5510.0%ETF
iShares Treasury Floating Rate Bond ETF stock logo
TFLO
iShares Treasury Floating Rate Bond ETF
$13,146$1,591 13.8%259,4890.0%ETF
Vanguard Mortgage-Backed Securities ETF stock logo
VMBS
Vanguard Mortgage-Backed Securities ETF
$13,082$450 3.6%282,4780.0%ETF
Schwab U.S. REIT ETF stock logo
SCHH
Schwab U.S. REIT ETF
$12,972$440 3.5%603,0850.0%ETF
Goldman Sachs JUST U.S. Large Cap Equity ETF stock logo
JUST
Goldman Sachs JUST U.S. Large Cap Equity ETF
$12,958$1,604 14.1%162,9470.0%ETF
Goldman Sachs Access High Yield Corporate Bond ETF stock logo
GHYB
Goldman Sachs Access High Yield Corporate Bond ETF
$12,913$1,329 -9.3%289,9150.0%ETF

Showing largest 100 holdings. View all holdings.
SEC Filings and Trading Data