United Bancshares (NASDAQ:UBOH) is a bank holding company headquartered in Baton Rouge, Louisiana, serving as the parent of United Bank & Trust. The company provides a broad range of personal and commercial banking services to customers across the Gulf Coast region, leveraging a network of branch locations complemented by online and mobile banking platforms.
United Bank & Trust offers deposit products including checking and savings accounts, certificates of deposit, and money market accounts. The company focuses on delivering convenient and accessible banking through digital channels, enabling customers to manage accounts, make payments, and access account information from anywhere.
Lending solutions form a significant part of United Bancshares’ operations. Its offerings include residential mortgage financing, consumer installment loans, and commercial lending options such as real estate loans, equipment financing, and lines of credit. The bank also participates in SBA-backed lending programs to support the growth and development of small and medium-sized businesses in its service area.
Beyond core banking services, United Bancshares provides wealth management and trust services, including investment management, estate planning, and fiduciary solutions. The company’s financial professionals work with individuals, families, and businesses to develop tailored strategies that address their unique financial goals, reinforcing the bank’s commitment to community-focused banking.
