United Bancshares, Inc. is a bank holding company of The Union Bank Company (the Bank). The Bank is a state-chartered bank. Through the Bank, the Company provides a range of commercial and retail banking services. The Bank offers a range of commercial banking services, including checking accounts, savings and money market accounts; certificates of deposit; online banking and automatic teller machines; commercial, consumer, agricultural, residential mortgage and home equity loans; wealth management services; treasury management services; safe deposit box rentals, and other personalized banking services. Through its over 10 branch offices located in Bowling Green, Columbus Grove, Delaware, Delphos, Findlay, Gibsonburg, Kalida, Leipsic, Lima, Marion, Ottawa, and Pemberville, Ohio, the Company serves the Ohio counties of Allen, Delaware, Hancock, Marion, Putnam, Sandusky, Van Wert and Wood. The Bank's total loan portfolio was approximately $354.6 million.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Commercial Banks
- Sub-Industry: N/A
- Symbol: NASDAQ:UBOH
- CUSIP: N/A
- Web: www.theubank.com
Capitalization:- Market Cap: $69.92 million
- Outstanding Shares: 3,267,000
Average Prices:- 50 Day Moving Avg: $21.51
- 200 Day Moving Avg: $21.58
- 52 Week Range: $17.18 - $23.78
P/E:- Trailing P/E Ratio: 12.6886
- P/E Growth: 0.0000
Sales & Book Value:- Annual Revenue: $25.27 million
- Price / Sales: 2.80
- Book Value: $22.64 per share
- Price / Book: 0.96
Dividend:- Annual Dividend: $0.48
- Dividend Yield: 2.2%
Profitability:- Net Margins: 18.57%
- Return on Equity: 7.55%
- Return on Assets: 0.89%
Debt:- Debt-to-Equity Ratio: 0.38%
- Current Ratio: 0.74%
- Quick Ratio: 0.74%
Misc:- Average Volume: 1,586 shs.
- Beta: 0.52
- Short Ratio: 12.12
Frequently Asked Questions for United Bancshares (NASDAQ:UBOH)
What is United Bancshares' stock symbol?
United Bancshares trades on the NASDAQ under the ticker symbol "UBOH."
How often does United Bancshares pay dividends? What is the dividend yield for United Bancshares?
United Bancshares announced a quarterly dividend on Friday, April 21st. Shareholders of record on Wednesday, May 31st will be given a dividend of $0.12 per share on Thursday, June 15th. This represents a $0.48 dividend on an annualized basis and a yield of 2.21%. The ex-dividend date is Friday, May 26th. View United Bancshares' Dividend History.
Who are some of United Bancshares' key competitors?
Some companies that are related to United Bancshares include 1st Constitution Bancorp (NJ) (FCCY), Select Bancorp (SLCT), HopFed Bancorp (HFBC), American River Bankshares (AMRB), Patriot National Bancorp (PNBK), Anchor Bancorp (ANCB), 1st Century Bancshares (FCTY), 1st United Bancorp Inc (Florida) (FUBC), Associated Banc Corp (ASBC), BNC Bancorp (BNCN), Bridge Capital Holdings (BBNK), CapitalSource (CSE), First California Financial Group (FCAL), First Financial Holdings (FFCH), Firstmerit Corp (FMER), Fox Chase Bancorp (FXCB), Heritage Financial Group (HBOS) and Heritage Oaks Bancorp (HEOP).
Who are United Bancshares' key executives?
United Bancshares' management team includes the folowing people:
- James N. Reynolds, Chairman of the Board
- Brian D. Young, President, Chief Executive Officer, Director
- Daniel J. Lucke, Chief Financial Officer
- Heather M. Oatman, Secretary
- Daniel Walter Schutt, Director
- Robert L. Benroth, Independent Director
- H. Edward Rigel, Independent Director
- David P. Roach, Independent Director
- R. Steven Unverferth, Independent Director
How do I buy United Bancshares stock?
Shares of United Bancshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Bancshares' stock price today?
One share of United Bancshares stock can currently be purchased for approximately $21.68.
MarketBeat Community Rating for United Bancshares (NASDAQ UBOH)MarketBeat's community ratings are surveys of what our community members think about United Bancshares and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for United Bancshares (NASDAQ:UBOH) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Analysts' Ratings History for United Bancshares (NASDAQ:UBOH)
Show:
No equities research coverage for this company has been tracked by MarketBeat.com
Earnings History for United Bancshares (NASDAQ:UBOH)
No earnings announcements for this company have been tracked by MarketBeat.com
Earnings Estimates for United Bancshares (NASDAQ:UBOH)No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for United Bancshares (NASDAQ:UBOH)| Most Recent Dividend: | 6/15/2017 |
| Annual Dividend: | $0.48 |
| Dividend Yield: | 2.21% |
| Payout Ratio: | 28.07% (Trailing 12 Months of Earnings)
|
Dividend History by Quarter for United Bancshares (NASDAQ UBOH)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 4/21/2017 | quarterly | $0.12 | 2.29% | 5/26/2017 | 5/31/2017 | 6/15/2017 |
| 1/23/2017 | quarterly | $0.12 | 2.18% | 2/24/2017 | 2/28/2017 | 3/15/2017 |
| 10/24/2016 | quarterly | $0.11 | 2.31% | 11/28/2016 | 11/30/2016 | 12/15/2016 |
| 7/22/2016 | quarterly | $0.11 | 2.41% | 8/29/2016 | 8/31/2016 | 9/15/2016 |
| 4/29/2016 | quarterly | $0.11 | 2.42% | 5/26/2016 | 5/31/2016 | 6/15/2016 |
| 1/22/2016 | quarterly | $0.11 | 2.2% | 2/25/2016 | 2/29/2016 | 3/15/2016 |
| 10/22/2015 | quarterly | $0.09 | 2.29% | 11/25/2015 | 11/30/2015 | 12/15/2015 |
| 7/27/2015 | quarterly | $0.09 | 2.32% | 8/27/2015 | 8/31/2015 | 9/16/2015 |
| 4/23/2015 | quarterly | $0.09 | 2.44% | 5/27/2015 | 5/29/2015 | 6/16/2015 |
| 1/27/2015 | quarterly | $0.09 | 2.48% | 2/25/2015 | 2/27/2015 | 3/16/2015 |
| 10/27/2014 | quarterly | $0.08 | 2.17% | 11/25/2014 | 11/28/2014 | 12/16/2014 |
| 8/22/2014 | quarterly | $0.07 | 1.87% | 9/5/2014 | 9/9/2014 | 9/26/2014 |
| 5/27/2014 | quarterly | $0.05 | 1.39% | 6/6/2014 | 6/10/2014 | 6/26/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for United Bancshares (NASDAQ:UBOH)Insider Ownership Percentage: 5.25%
Institutional Ownership Percentage: 17.98%
Insider Trades by Quarter for United Bancshares (NASDAQ:UBOH)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 4/19/2017 | Brian D Young | CEO | Buy | 662 | $20.32 | $13,451.84 |  |
| 4/19/2017 | Daniel J Lucke | CFO | Buy | 287 | $19.79 | $5,679.73 | |
| 4/19/2017 | Heather Marie Oatman | Insider | Buy | 319 | $19.67 | $6,274.73 | |
| 1/30/2017 | Brian D Young | CEO | Buy | 121 | $21.49 | $2,600.29 | |
| 1/30/2017 | Daniel J Lucke | CFO | Buy | 60 | $20.24 | $1,214.40 | |
| 1/30/2017 | Heather Marie Oatman | Insider | Buy | 53 | $20.19 | $1,070.07 | |
| 10/24/2016 | Brian D Young | CEO | Buy | 404 | $19.60 | $7,918.40 | |
| 10/24/2016 | Daniel J Lucke | CFO | Buy | 111 | $20.03 | $2,223.33 | |
| 10/24/2016 | Heather Marie Oatman | Insider | Buy | 93 | $20.11 | $1,870.23 | |
| 7/22/2016 | Brian D Young | CEO | Buy | 511 | $18.75 | $9,581.25 | |
| 7/22/2016 | Daniel J Lucke | CFO | Buy | 100 | $18.45 | $1,845.00 | |
| 7/22/2016 | Heather Marie Oatman | Insider | Buy | 95 | $18.52 | $1,759.40 | |
| 4/22/2016 | Brian D Young | CEO | Buy | 1,178 | $14.59 | $17,187.02 | |
| 4/22/2016 | Heather Marie Oatman | Insider | Buy | 420 | $13.66 | $5,737.20 | |
| 2/4/2016 | Anthony M V Eramo | CFO | Buy | 214 | $16.63 | $3,558.82 | |
| 2/4/2016 | Brian D Young | CEO | Buy | 130 | $16.00 | $2,080.00 | |
| 2/4/2016 | Heather Marie Oatman | Insider | Buy | 94 | $16.49 | $1,550.06 | |
| 2/27/2015 | Robert L Benroth | Director | Buy | 1,000 | $15.20 | $15,200.00 | |
| 4/26/2013 | Brian D Young | CEO | Buy | 1,786 | $8.70 | $15,538.20 | |
| 4/26/2013 | Daniel Walter Schutt | Director | Buy | 1,327 | $8.48 | $11,252.96 | |
| 4/26/2013 | Diana L Engelhardt | CFO | Buy | 1,371 | $8.65 | $11,859.15 | |
(Data available from 1/1/2013 forward)
Headline Trends for United Bancshares (NASDAQ:UBOH)
Latest Headlines for United Bancshares (NASDAQ:UBOH)
| Source: |
|
| Date | Headline |
|---|
 | United Bancshares, Inc. (Ohio) : UBOH-US: Dividend Analysis : May 31st, 2017 (record date) : By the numbers : May 26, 2017
finance.yahoo.com - May 27 at 6:31 AM |
| United Bancshares, Inc. (Ohio) :UBOH-US: Earnings Analysis: Q1, 2017 By the Numbers : May 2, 2017
finance.yahoo.com - May 2 at 6:29 PM |
 | United Bancshares Inc. OH (UBOH) Getting Somewhat Favorable Media Coverage, Analysis Finds
www.americanbankingnews.com - April 29 at 5:03 PM |
 | United Bank CEO Richard Adams shares his next big move after Cardinal purchase
www.bizjournals.com - April 27 at 11:13 AM |
| United Bancshares Inc. OH (UBOH) Declares Quarterly Dividend of $0.12
www.americanbankingnews.com - April 21 at 6:52 PM |
| Insider Buying: United Bancshares Inc. OH (UBOH) CEO Acquires 662 Shares of Stock
www.americanbankingnews.com - April 20 at 8:32 PM |
| Another Central Ohio bank being acquired
www.bizjournals.com - March 23 at 3:19 PM |
| Fulton completes investment in African American-owned bank
www.bizjournals.com - March 23 at 3:19 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Entry into a Material Definitive Agreement, Regulation FD Disclosure, Fi
biz.yahoo.com - March 23 at 5:47 AM |
| 4:11 pm United Bancshares to acquire Benchmark Bancorp for $29.5 mln in cash
finance.yahoo.com - March 23 at 5:47 AM |
 | Form DEFA14A UNITED BANCSHARES INC/OH
www.streetinsider.com - March 13 at 7:59 PM |
| United Bancshares, Inc. (UBOH)
finance.yahoo.com - March 7 at 8:20 PM |
| 8 Undervalued Stocks for the Peter Lynch Ratio
finance.yahoo.com - February 27 at 5:14 PM |
| UNITED BANCSHARES INC/OH Files SEC form 10-K, Annual Report
biz.yahoo.com - March 9 at 4:06 PM |
 | United Bancshares: Trading Below TBV And It Looks Like The Market Forgot To Price In Last Year's Acquisition
seekingalpha.com - February 4 at 2:17 PM |
| United Bancshares Inc. (UBOH)
finance.yahoo.com - January 23 at 1:29 PM |
| UNITED BANCSHARES INC/OH Financials
finance.yahoo.com - December 8 at 1:16 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - November 2 at 4:19 PM |
| UNITED BANCSHARES INC/OH Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - October 29 at 4:21 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure,
biz.yahoo.com - October 20 at 4:17 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhi
biz.yahoo.com - September 14 at 4:16 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - August 11 at 4:31 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Regulation FD Disclosure, Other Events
biz.yahoo.com - July 23 at 4:16 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Other Events
biz.yahoo.com - June 4 at 4:18 PM |
| UNITED BANCSHARES INC/OH Files SEC form 8-K, Submission of Matters to a Vote of Security Holders
biz.yahoo.com - April 24 at 11:02 AM |
United Bancshares (UBOH) Chart for Wednesday, June, 28, 2017
