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United Bancshares (UBOH) Competitors

United Bancshares logo
$37.04 0.00 (0.00%)
As of 06/10/2026 02:54 PM Eastern

UBOH vs. CBK, RBB, FRBA, NEWT, and ISTR

Should you buy United Bancshares stock or one of its competitors? MarketBeat compares United Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Bancshares include Commercial Bancgroup (CBK), RBB Bancorp (RBB), First Bank (FRBA), NewtekOne (NEWT), and Investar (ISTR). These companies are all part of the "banking" industry.

How does United Bancshares compare to Commercial Bancgroup?

Commercial Bancgroup (NASDAQ:CBK) and United Bancshares (NASDAQ:UBOH) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, dividends, valuation, institutional ownership and media sentiment.

1.0% of United Bancshares shares are held by institutional investors. 36.2% of Commercial Bancgroup shares are held by insiders. Comparatively, 6.6% of United Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

United Bancshares has a net margin of 14.84% compared to Commercial Bancgroup's net margin of 0.00%.

Company Net Margins Return on Equity Return on Assets
Commercial BancgroupN/A N/A N/A
United Bancshares 14.84%N/A N/A

In the previous week, Commercial Bancgroup had 1 more articles in the media than United Bancshares. MarketBeat recorded 1 mentions for Commercial Bancgroup and 0 mentions for United Bancshares. Commercial Bancgroup's average media sentiment score of 1.89 beat United Bancshares' score of 0.00 indicating that Commercial Bancgroup is being referred to more favorably in the media.

Company Overall Sentiment
Commercial Bancgroup Very Positive
United Bancshares Neutral

Commercial Bancgroup pays an annual dividend of $0.40 per share and has a dividend yield of 1.3%. United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. Commercial Bancgroup pays out 18.0% of its earnings in the form of a dividend. United Bancshares pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Commercial Bancgroup has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Commercial Bancgroup, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Commercial Bancgroup$131.53M3.19$37.20M$2.2213.79
United Bancshares$46.23M2.18$9.15M$4.428.38

Summary

Commercial Bancgroup beats United Bancshares on 10 of the 14 factors compared between the two stocks.

How does United Bancshares compare to RBB Bancorp?

United Bancshares (NASDAQ:UBOH) and RBB Bancorp (NASDAQ:RBB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, media sentiment, earnings, risk, dividends, valuation and analyst recommendations.

RBB Bancorp has a consensus price target of $23.33, indicating a potential downside of 5.05%. Given RBB Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe RBB Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

RBB Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.18$9.15M$4.428.38
RBB Bancorp$135.45M3.07$31.95M$2.3610.41

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 6.8% of RBB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, RBB Bancorp had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for RBB Bancorp and 0 mentions for United Bancshares. RBB Bancorp's average media sentiment score of 0.94 beat United Bancshares' score of 0.00 indicating that RBB Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
RBB Bancorp Positive

United Bancshares has a beta of -0.12, indicating that its share price is 112% less volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.05, indicating that its share price is 5% more volatile than the broader market.

United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.6%. United Bancshares pays out 22.6% of its earnings in the form of a dividend. RBB Bancorp pays out 27.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

RBB Bancorp has a net margin of 16.76% compared to United Bancshares' net margin of 14.84%. RBB Bancorp's return on equity of 7.85% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
RBB Bancorp 16.76%7.85%0.98%

Summary

RBB Bancorp beats United Bancshares on 15 of the 19 factors compared between the two stocks.

How does United Bancshares compare to First Bank?

United Bancshares (NASDAQ:UBOH) and First Bank (NASDAQ:FRBA) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 64.9% of First Bank shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 13.1% of First Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

First Bank has a consensus price target of $17.50, suggesting a potential upside of 8.09%. Given First Bank's stronger consensus rating and higher probable upside, analysts plainly believe First Bank is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
First Bank
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 2.2%. United Bancshares pays out 22.6% of its earnings in the form of a dividend. First Bank pays out 21.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

United Bancshares has a beta of -0.12, meaning that its share price is 112% less volatile than the broader market. Comparatively, First Bank has a beta of 0.55, meaning that its share price is 45% less volatile than the broader market.

In the previous week, First Bank had 4 more articles in the media than United Bancshares. MarketBeat recorded 4 mentions for First Bank and 0 mentions for United Bancshares. First Bank's average media sentiment score of 0.58 beat United Bancshares' score of 0.00 indicating that First Bank is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
First Bank Positive

First Bank has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than First Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.18$9.15M$4.428.38
First Bank$245.83M1.65$43.66M$1.679.69

First Bank has a net margin of 17.02% compared to United Bancshares' net margin of 14.84%. First Bank's return on equity of 9.69% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
First Bank 17.02%9.69%1.05%

Summary

First Bank beats United Bancshares on 14 of the 18 factors compared between the two stocks.

How does United Bancshares compare to NewtekOne?

United Bancshares (NASDAQ:UBOH) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, profitability, valuation, risk, media sentiment, analyst recommendations and institutional ownership.

NewtekOne has a consensus price target of $15.00, indicating a potential upside of 10.70%. Given NewtekOne's stronger consensus rating and higher probable upside, analysts clearly believe NewtekOne is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
NewtekOne
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

In the previous week, NewtekOne had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for NewtekOne and 0 mentions for United Bancshares. NewtekOne's average media sentiment score of 1.21 beat United Bancshares' score of 0.00 indicating that NewtekOne is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
NewtekOne Positive

United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 5.6%. United Bancshares pays out 22.6% of its earnings in the form of a dividend. NewtekOne pays out 33.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NewtekOne has raised its dividend for 1 consecutive years. NewtekOne is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 38.3% of NewtekOne shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 5.9% of NewtekOne shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

United Bancshares has a beta of -0.12, meaning that its stock price is 112% less volatile than the broader market. Comparatively, NewtekOne has a beta of 1.29, meaning that its stock price is 29% more volatile than the broader market.

NewtekOne has a net margin of 16.15% compared to United Bancshares' net margin of 14.84%. NewtekOne's return on equity of 19.00% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
NewtekOne 16.15%19.00%2.50%

NewtekOne has higher revenue and earnings than United Bancshares. NewtekOne is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.18$9.15M$4.428.38
NewtekOne$271.94M1.44$60.51M$2.275.97

Summary

NewtekOne beats United Bancshares on 14 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Investar?

Investar (NASDAQ:ISTR) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, risk, valuation and earnings.

In the previous week, Investar had 1 more articles in the media than United Bancshares. MarketBeat recorded 1 mentions for Investar and 0 mentions for United Bancshares. Investar's average media sentiment score of 1.87 beat United Bancshares' score of 0.00 indicating that Investar is being referred to more favorably in the media.

Company Overall Sentiment
Investar Very Positive
United Bancshares Neutral

Investar pays an annual dividend of $0.44 per share and has a dividend yield of 1.5%. United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. Investar pays out 19.3% of its earnings in the form of a dividend. United Bancshares pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Investar has increased its dividend for 10 consecutive years.

Investar has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Investar, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Investar$153.48M2.64$22.90M$2.2812.89
United Bancshares$46.23M2.18$9.15M$4.428.38

Investar has a net margin of 16.53% compared to United Bancshares' net margin of 14.84%. Investar's return on equity of 10.62% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Investar16.53% 10.62% 1.02%
United Bancshares 14.84%N/A N/A

Investar has a beta of 0.46, suggesting that its stock price is 54% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.12, suggesting that its stock price is 112% less volatile than the broader market.

50.2% of Investar shares are held by institutional investors. Comparatively, 1.0% of United Bancshares shares are held by institutional investors. 10.6% of Investar shares are held by company insiders. Comparatively, 6.6% of United Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Investar currently has a consensus price target of $31.50, indicating a potential upside of 7.18%. Given Investar's stronger consensus rating and higher probable upside, equities research analysts plainly believe Investar is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Investar
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Investar beats United Bancshares on 17 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$100.97M$1.23B$13.51B$11.73B
Dividend Yield2.70%2.65%5.79%5.61%
P/E Ratio12.0711.9719.9323.79
Price / Sales2.182.66130.0885.79
Price / Cash6.8311.2519.3154.72
Price / BookN/A1.452.206.74
Net Income$9.15M$94.47M$1.14B$337.26M
7 Day Performance0.11%1.48%0.13%-1.85%
1 Month PerformanceN/A1.03%0.31%0.94%
1 Year Performance34.69%14.32%10.22%24.84%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$37.04
flat
N/A+34.7%$100.97M$46.23M12.07210
CBK
Commercial Bancgroup
3.305 of 5 stars
$28.70
-3.3%
N/AN/A$406.79M$131.53M12.93298
RBB
RBB Bancorp
3.5289 of 5 stars
$23.52
-2.0%
$23.33
-0.8%
+38.9%$406.29M$238M9.97360
FRBA
First Bank
3.9377 of 5 stars
$15.34
-2.9%
$17.50
+14.1%
+8.4%$396.51M$245.83M9.19240
NEWT
NewtekOne
3.8541 of 5 stars
$12.65
-7.3%
$15.00
+18.6%
+20.9%$393.64M$383.33M5.57100

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This page (NASDAQ:UBOH) was last updated on 6/11/2026 by MarketBeat.com Staff.
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