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United Bancshares (UBOH) Competitors

United Bancshares logo
$39.25 0.00 (0.00%)
As of 09/4/2026

UBOH vs. FRST, CHMG, PKBK, CZFS, and MVBF

Should you buy United Bancshares stock or one of its competitors? United Bancshares's main competitors and comparable companies include Primis Financial (FRST), Chemung Financial (CHMG), Parke Bancorp (PKBK), Citizens Financial Services (CZFS), and Mvb Financial (MVBF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Bancshares compare to Primis Financial?

United Bancshares (NASDAQ:UBOH) and Primis Financial (NASDAQ:FRST) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, valuation, profitability, media sentiment, institutional ownership, analyst recommendations, dividends and risk.

United Bancshares has a beta of -0.11, meaning that its share price is 111% less volatile than the broader market. Comparatively, Primis Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the broader market.

Primis Financial has a net margin of 19.19% compared to United Bancshares' net margin of 14.84%. Primis Financial's return on equity of 5.49% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Primis Financial 19.19%5.49%0.55%

In the previous week, Primis Financial had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Primis Financial and 0 mentions for United Bancshares. Primis Financial's average media sentiment score of 0.94 beat United Bancshares' score of 0.00 indicating that Primis Financial is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Primis Financial Positive

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 75.0% of Primis Financial shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 10.9% of Primis Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. Primis Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. United Bancshares pays out 26.1% of its earnings in the form of a dividend. Primis Financial pays out 18.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Primis Financial has a consensus price target of $18.00, indicating a potential upside of 9.89%. Given Primis Financial's stronger consensus rating and higher probable upside, analysts plainly believe Primis Financial is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Primis Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Primis Financial has higher revenue and earnings than United Bancshares. Primis Financial is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.30$9.15M$3.989.86
Primis Financial$277M1.47$61.44M$2.167.58

Summary

Primis Financial beats United Bancshares on 15 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Chemung Financial?

Chemung Financial (NASDAQ:CHMG) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, media sentiment, profitability, risk, institutional ownership and analyst recommendations.

Chemung Financial has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$140.78M2.90$15.10M$6.9612.19
United Bancshares$46.23M2.30$9.15M$3.989.86

47.5% of Chemung Financial shares are held by institutional investors. Comparatively, 1.0% of United Bancshares shares are held by institutional investors. 12.7% of Chemung Financial shares are held by insiders. Comparatively, 6.6% of United Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Chemung Financial presently has a consensus price target of $84.00, suggesting a potential downside of 0.99%. Given Chemung Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Chemung Financial is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Chemung Financial has a net margin of 20.68% compared to United Bancshares' net margin of 14.84%. Chemung Financial's return on equity of 12.98% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial20.68% 12.98% 1.22%
United Bancshares 14.84%N/A N/A

Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. United Bancshares pays out 26.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has increased its dividend for 1 consecutive years.

In the previous week, Chemung Financial had 7 more articles in the media than United Bancshares. MarketBeat recorded 7 mentions for Chemung Financial and 0 mentions for United Bancshares. Chemung Financial's average media sentiment score of 1.01 beat United Bancshares' score of 0.00 indicating that Chemung Financial is being referred to more favorably in the media.

Company Overall Sentiment
Chemung Financial Positive
United Bancshares Neutral

Chemung Financial has a beta of 0.57, indicating that its stock price is 43% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.11, indicating that its stock price is 111% less volatile than the broader market.

Summary

Chemung Financial beats United Bancshares on 18 of the 20 factors compared between the two stocks.

How does United Bancshares compare to Parke Bancorp?

United Bancshares (NASDAQ:UBOH) and Parke Bancorp (NASDAQ:PKBK) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, risk and valuation.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Parke Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Parke Bancorp had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for Parke Bancorp and 0 mentions for United Bancshares. Parke Bancorp's average media sentiment score of 1.73 beat United Bancshares' score of 0.00 indicating that Parke Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Parke Bancorp Very Positive

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. Parke Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.3%. United Bancshares pays out 26.1% of its earnings in the form of a dividend. Parke Bancorp pays out 20.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

1.0% of United Bancshares shares are held by institutional investors. Comparatively, 49.7% of Parke Bancorp shares are held by institutional investors. 6.6% of United Bancshares shares are held by company insiders. Comparatively, 13.0% of Parke Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

United Bancshares has a beta of -0.11, meaning that its share price is 111% less volatile than the broader market. Comparatively, Parke Bancorp has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market.

Parke Bancorp has a net margin of 29.99% compared to United Bancshares' net margin of 14.84%. Parke Bancorp's return on equity of 13.88% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Parke Bancorp 29.99%13.88%2.05%

Parke Bancorp has higher revenue and earnings than United Bancshares. Parke Bancorp is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.30$9.15M$3.989.86
Parke Bancorp$146.08M2.78$37.78M$3.849.01

Summary

Parke Bancorp beats United Bancshares on 14 of the 17 factors compared between the two stocks.

How does United Bancshares compare to Citizens Financial Services?

United Bancshares (NASDAQ:UBOH) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, risk, analyst recommendations, media sentiment, profitability, valuation and dividends.

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. Citizens Financial Services pays an annual dividend of $2.04 per share and has a dividend yield of 2.5%. United Bancshares pays out 26.1% of its earnings in the form of a dividend. Citizens Financial Services pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Citizens Financial Services had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Citizens Financial Services and 0 mentions for United Bancshares. Citizens Financial Services' average media sentiment score of 1.01 beat United Bancshares' score of 0.00 indicating that Citizens Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Citizens Financial Services Positive

Citizens Financial Services has higher revenue and earnings than United Bancshares. Citizens Financial Services is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.30$9.15M$3.989.86
Citizens Financial Services$173.51M2.30$36.57M$8.559.70

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 22.5% of Citizens Financial Services shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 5.5% of Citizens Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

United Bancshares has a beta of -0.11, indicating that its stock price is 111% less volatile than the broader market. Comparatively, Citizens Financial Services has a beta of 0.36, indicating that its stock price is 64% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Citizens Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Citizens Financial Services has a net margin of 23.31% compared to United Bancshares' net margin of 14.84%. Citizens Financial Services' return on equity of 12.06% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Citizens Financial Services 23.31%12.06%1.33%

Summary

Citizens Financial Services beats United Bancshares on 14 of the 18 factors compared between the two stocks.

How does United Bancshares compare to Mvb Financial?

United Bancshares (NASDAQ:UBOH) and Mvb Financial (NASDAQ:MVBF) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership, analyst recommendations and media sentiment.

Mvb Financial has a consensus target price of $32.75, suggesting a potential upside of 4.87%. Given Mvb Financial's stronger consensus rating and higher probable upside, analysts plainly believe Mvb Financial is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Mvb Financial
1 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. Mvb Financial pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. United Bancshares pays out 26.1% of its earnings in the form of a dividend. Mvb Financial pays out 23.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Mvb Financial has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Mvb Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.30$9.15M$3.989.86
Mvb Financial$200.74M2.02$26.94M$2.9610.55

United Bancshares has a beta of -0.11, suggesting that its share price is 111% less volatile than the broader market. Comparatively, Mvb Financial has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market.

Mvb Financial has a net margin of 17.53% compared to United Bancshares' net margin of 14.84%. Mvb Financial's return on equity of 2.86% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Mvb Financial 17.53%2.86%0.29%

In the previous week, Mvb Financial had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Mvb Financial and 0 mentions for United Bancshares. Mvb Financial's average media sentiment score of 1.15 beat United Bancshares' score of 0.00 indicating that Mvb Financial is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Mvb Financial Positive

1.0% of United Bancshares shares are held by institutional investors. Comparatively, 52.7% of Mvb Financial shares are held by institutional investors. 6.6% of United Bancshares shares are held by insiders. Comparatively, 9.9% of Mvb Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

Mvb Financial beats United Bancshares on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$106.55M$23.11B$14.00B$12.91B
Dividend Yield2.65%3.14%5.89%9.14%
P/E Ratio12.7927.3426.1825.45
Price / Sales2.309.72509.61105.93
Price / Cash6.8316.3439.9652.44
Price / BookN/A1.392.136.17
Net Income$9.15M$2.58B$1.32B$350.08M
7 Day Performance-0.28%1.39%3.84%-0.14%
1 Month Performance1.74%1.08%1.69%0.94%
1 Year Performance12.66%24.39%11.19%14.02%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$39.25
flat
N/AN/A$106.55M$46.23M12.79210
FRST
Primis Financial
4.6996 of 5 stars
$16.36
+1.5%
$18.00
+10.1%
+46.6%$406.32M$277M7.59420
CHMG
Chemung Financial
3.1783 of 5 stars
$84.00
-0.7%
$84.00
0.0%
+62.2%$405.04M$140.78M12.07340
PKBK
Parke Bancorp
2.3023 of 5 stars
$34.41
+1.1%
N/A+53.9%$404.07M$146.08M8.95100
CZFS
Citizens Financial Services
2.9086 of 5 stars
$83.55
0.0%
N/A+35.0%$401.88M$173.51M9.77310

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This page (NASDAQ:UBOH) was last updated on 9/6/2026 by MarketBeat.com Staff.
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