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T   16.93 (-0.29%)
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MU   95.69 (+0.57%)
CGC   3.12 (-2.80%)
GE   161.51 (+1.80%)
DIS   113.42 (+1.31%)
AMC   4.23 (-2.98%)
PFE   25.67 (-3.46%)
PYPL   59.52 (-1.68%)
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S&P 500   5,132.59 (-0.09%)
DOW   38,993.61 (-0.24%)
QQQ   444.91 (-0.16%)
AAPL   174.89 (-2.66%)
MSFT   416.19 (+0.17%)
META   499.55 (-0.55%)
GOOGL   133.03 (-3.00%)
AMZN   179.47 (+0.70%)
TSLA   193.89 (-4.32%)
NVDA   847.48 (+3.00%)
NIO   5.43 (-6.06%)
AMD   207.86 (+2.58%)
BABA   72.14 (-3.32%)
T   16.93 (-0.29%)
F   12.75 (+2.41%)
MU   95.69 (+0.57%)
CGC   3.12 (-2.80%)
GE   161.51 (+1.80%)
DIS   113.42 (+1.31%)
AMC   4.23 (-2.98%)
PFE   25.67 (-3.46%)
PYPL   59.52 (-1.68%)
XOM   105.48 (-0.34%)

United Bancshares (UBOH) Competitors

$18.90
+0.04 (+0.21%)
(As of 03/1/2024 03:35 PM ET)

UBOH vs. ASRV, OPOF, OPHC, PNBK, MRBK, LARK, CFBK, FNCB, UBFO, and FUNC

Should you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include AmeriServ Financial (ASRV), Old Point Financial (OPOF), OptimumBank (OPHC), Patriot National Bancorp (PNBK), Meridian (MRBK), Landmark Bancorp (LARK), CF Bankshares (CFBK), FNCB Bancorp (FNCB), United Security Bancshares (UBFO), and First United (FUNC). These companies are all part of the "national commercial banks" industry.

United Bancshares vs.

AmeriServ Financial (NASDAQ:ASRV) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, community ranking, institutional ownership, dividends, earnings, risk, analyst recommendations, valuation and profitability.

43.8% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 1.3% of United Bancshares shares are owned by institutional investors. 9.6% of AmeriServ Financial shares are owned by company insiders. Comparatively, 6.6% of United Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

United Bancshares has a net margin of 15.77% compared to United Bancshares' net margin of -4.33%. AmeriServ Financial's return on equity of 11.85% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial-4.33% -3.23% -0.25%
United Bancshares 15.77%11.85%0.90%

AmeriServ Financial received 66 more outperform votes than United Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 60.15% of users gave United Bancshares an outperform vote.

CompanyUnderperformOutperform
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%
United BancsharesOutperform Votes
80
60.15%
Underperform Votes
53
39.85%

United Bancshares has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$77.25M0.59-$3.35M-$0.19-14.00
United Bancshares$54.58M1.05$8.61M$2.806.75

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.5%. United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 4.7%. AmeriServ Financial pays out -63.2% of its earnings in the form of a dividend. United Bancshares pays out 31.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancshares has raised its dividend for 1 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, AmeriServ Financial had 2 more articles in the media than United Bancshares. MarketBeat recorded 4 mentions for AmeriServ Financial and 2 mentions for United Bancshares. AmeriServ Financial's average media sentiment score of 1.05 beat United Bancshares' score of 1.00 indicating that United Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Bancshares
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AmeriServ Financial has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500. Comparatively, United Bancshares has a beta of 0.33, indicating that its share price is 67% less volatile than the S&P 500.

Summary

United Bancshares beats AmeriServ Financial on 10 of the 18 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$57.46M$17.68B$7.88B$7.57B
Dividend Yield4.66%3.92%10.77%3.87%
P/E Ratio6.759.4259.0018.64
Price / Sales1.051.993,598.1077.95
Price / Cash4.457.7529.1855.40
Price / Book0.731.082.594.72
Net Income$8.61M$2.31B$799.87M$209.60M
7 Day Performance-1.82%0.17%1.01%3.63%
1 Month Performance0.21%-1.34%2.84%9.17%
1 Year Performance-6.44%-8.32%14.06%7.65%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
0.8156 of 5 stars
$2.65
-1.9%
N/A-32.7%$45.45M$77.25M-13.951,224Short Interest ↑
Positive News
OPOF
Old Point Financial
3.4698 of 5 stars
$16.70
-0.8%
N/A-37.1%$84.17M$80.50M10.84294
OPHC
OptimumBank
0 of 5 stars
$4.33
flat
N/A+12.8%$31.39M$22.84M5.7048Gap Down
PNBK
Patriot National Bancorp
0 of 5 stars
$3.63
-9.3%
N/A-65.9%$14.39M$35.74M-5.58130Upcoming Earnings
Positive News
Gap Down
MRBK
Meridian
4.8273 of 5 stars
$9.58
+0.6%
$14.00
+46.1%
-39.3%$107.10M$168.55M8.33366Positive News
LARK
Landmark Bancorp
1.172 of 5 stars
$19.90
-1.5%
N/A-16.3%$109.05M$77.91M8.95276Analyst Report
Short Interest ↑
News Coverage
High Trading Volume
CFBK
CF Bankshares
1.4171 of 5 stars
$21.45
-0.7%
N/A+6.2%$113.47M$112.31M8.22120Short Interest ↑
News Coverage
FNCB
FNCB Bancorp
2.0339 of 5 stars
$5.88
-1.2%
N/A-26.1%$116.31M$88.67M8.91209
UBFO
United Security Bancshares
2.7052 of 5 stars
$7.52
-1.1%
N/A-3.8%$128.89M$65.95M6.48117Positive News
FUNC
First United
4.2639 of 5 stars
$21.90
-0.2%
N/A+11.4%$146.51M$99.49M9.78298

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This page (NASDAQ:UBOH) was last updated on 3/4/2024 by MarketBeat.com Staff