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United Bancshares (UBOH) Competitors

United Bancshares logo
$41.80 0.00 (0.00%)
As of 11/12/2026

UBOH vs. PLBC, RBB, CBAN, PCB, and CZFS

Should you buy United Bancshares stock or one of its competitors? United Bancshares's main competitors and comparable companies include Plumas Bancorp (PLBC), RBB Bancorp (RBB), Colony Bankcorp (CBAN), PCB Bancorp (PCB), and Citizens Financial Services (CZFS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Bancshares compare to Plumas Bancorp?

Plumas Bancorp (NASDAQ:PLBC) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, profitability, analyst recommendations, dividends and media sentiment.

Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.1%. United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.5%. Plumas Bancorp pays out 22.1% of its earnings in the form of a dividend. United Bancshares pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has increased its dividend for 1 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Plumas Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Plumas Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Plumas Bancorp$112.17M3.88$29.62M$5.9610.54
United Bancshares$46.23M2.39$9.15M$4.878.58

41.7% of Plumas Bancorp shares are held by institutional investors. Comparatively, 1.0% of United Bancshares shares are held by institutional investors. 7.4% of Plumas Bancorp shares are held by insiders. Comparatively, 6.6% of United Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Plumas Bancorp had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Plumas Bancorp and 0 mentions for United Bancshares. Plumas Bancorp's average media sentiment score of 0.60 beat United Bancshares' score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Plumas Bancorp Positive
United Bancshares Neutral

Plumas Bancorp currently has a consensus price target of $68.25, indicating a potential upside of 8.70%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Plumas Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Plumas Bancorp has a net margin of 31.72% compared to United Bancshares' net margin of 14.84%. Plumas Bancorp's return on equity of 15.87% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Plumas Bancorp31.72% 15.87% 1.87%
United Bancshares 14.84%N/A N/A

Plumas Bancorp has a beta of 0.52, suggesting that its share price is 48% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.1, suggesting that its share price is 110% less volatile than the broader market.

Summary

Plumas Bancorp beats United Bancshares on 17 of the 20 factors compared between the two stocks.

How does United Bancshares compare to RBB Bancorp?

United Bancshares (NASDAQ:UBOH) and RBB Bancorp (NASDAQ:RBB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, earnings, risk, dividends, profitability and analyst recommendations.

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.5%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. United Bancshares pays out 21.4% of its earnings in the form of a dividend. RBB Bancorp pays out 24.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

RBB Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.39$9.15M$4.878.58
RBB Bancorp$238M1.82$31.95M$2.5810.07

RBB Bancorp has a net margin of 18.02% compared to United Bancshares' net margin of 14.84%. RBB Bancorp's return on equity of 8.33% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
RBB Bancorp 18.02%8.33%1.05%

RBB Bancorp has a consensus target price of $29.33, indicating a potential upside of 12.87%. Given RBB Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe RBB Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

United Bancshares has a beta of -0.1, indicating that its stock price is 110% less volatile than the broader market. Comparatively, RBB Bancorp has a beta of 1.06, indicating that its stock price is 6% more volatile than the broader market.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 6.8% of RBB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, RBB Bancorp had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for RBB Bancorp and 0 mentions for United Bancshares. RBB Bancorp's average media sentiment score of 1.56 beat United Bancshares' score of 0.00 indicating that RBB Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
RBB Bancorp Very Positive

Summary

RBB Bancorp beats United Bancshares on 13 of the 18 factors compared between the two stocks.

How does United Bancshares compare to Colony Bankcorp?

Colony Bankcorp (NYSE:CBAN) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, dividends, media sentiment, risk and earnings.

Colony Bankcorp has a net margin of 16.71% compared to United Bancshares' net margin of 14.84%. Colony Bankcorp's return on equity of 10.66% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Colony Bankcorp16.71% 10.66% 1.11%
United Bancshares 14.84%N/A N/A

50.4% of Colony Bankcorp shares are owned by institutional investors. Comparatively, 1.0% of United Bancshares shares are owned by institutional investors. 3.9% of Colony Bankcorp shares are owned by company insiders. Comparatively, 6.6% of United Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Colony Bankcorp currently has a consensus target price of $23.00, suggesting a potential upside of 12.66%. Given Colony Bankcorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Colony Bankcorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Colony Bankcorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.4%. United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.5%. Colony Bankcorp pays out 26.4% of its earnings in the form of a dividend. United Bancshares pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Colony Bankcorp has raised its dividend for 7 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Colony Bankcorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Colony Bankcorp$190.23M2.93$28.25M$1.8211.22
United Bancshares$46.23M2.39$9.15M$4.878.58

In the previous week, Colony Bankcorp had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Colony Bankcorp and 0 mentions for United Bancshares. Colony Bankcorp's average media sentiment score of 1.04 beat United Bancshares' score of 0.00 indicating that Colony Bankcorp is being referred to more favorably in the media.

Company Overall Sentiment
Colony Bankcorp Positive
United Bancshares Neutral

Colony Bankcorp has a beta of 0.57, meaning that its share price is 43% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.1, meaning that its share price is 110% less volatile than the broader market.

Summary

Colony Bankcorp beats United Bancshares on 14 of the 19 factors compared between the two stocks.

How does United Bancshares compare to PCB Bancorp?

United Bancshares (NASDAQ:UBOH) and PCB Bancorp (NASDAQ:PCB) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, media sentiment, valuation, institutional ownership, earnings and dividends.

PCB Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than PCB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.39$9.15M$4.878.58
PCB Bancorp$209.37M2.00$37.45M$2.9610.06

In the previous week, PCB Bancorp had 1 more articles in the media than United Bancshares. MarketBeat recorded 1 mentions for PCB Bancorp and 0 mentions for United Bancshares. PCB Bancorp's average media sentiment score of 1.79 beat United Bancshares' score of 0.00 indicating that PCB Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
PCB Bancorp Very Positive

PCB Bancorp has a consensus price target of $27.75, suggesting a potential downside of 6.79%. Given PCB Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe PCB Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
PCB Bancorp
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
2 Strong Buy rating(s)
3.00

PCB Bancorp has a net margin of 19.92% compared to United Bancshares' net margin of 14.84%. PCB Bancorp's return on equity of 12.98% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
PCB Bancorp 19.92%12.98%1.25%

United Bancshares has a beta of -0.1, indicating that its share price is 110% less volatile than the broader market. Comparatively, PCB Bancorp has a beta of 0.49, indicating that its share price is 51% less volatile than the broader market.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 33.0% of PCB Bancorp shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 27.0% of PCB Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.5%. PCB Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. United Bancshares pays out 21.4% of its earnings in the form of a dividend. PCB Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PCB Bancorp has raised its dividend for 7 consecutive years. PCB Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

PCB Bancorp beats United Bancshares on 15 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Citizens Financial Services?

United Bancshares (NASDAQ:UBOH) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, analyst recommendations, risk, valuation and media sentiment.

Citizens Financial Services has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Citizens Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.39$9.15M$4.878.58
Citizens Financial Services$173.51M2.35$36.57M$8.949.47

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Citizens Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 22.5% of Citizens Financial Services shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 5.5% of Citizens Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Citizens Financial Services had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for Citizens Financial Services and 0 mentions for United Bancshares. Citizens Financial Services' average media sentiment score of 1.21 beat United Bancshares' score of 0.00 indicating that Citizens Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Citizens Financial Services Positive

United Bancshares has a beta of -0.1, indicating that its stock price is 110% less volatile than the broader market. Comparatively, Citizens Financial Services has a beta of 0.38, indicating that its stock price is 62% less volatile than the broader market.

Citizens Financial Services has a net margin of 23.90% compared to United Bancshares' net margin of 14.84%. Citizens Financial Services' return on equity of 12.40% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Citizens Financial Services 23.90%12.40%1.35%

United Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.5%. Citizens Financial Services pays an annual dividend of $2.04 per share and has a dividend yield of 2.4%. United Bancshares pays out 21.4% of its earnings in the form of a dividend. Citizens Financial Services pays out 22.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Citizens Financial Services beats United Bancshares on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$110.31M$22.99B$14.14B$12.00B
Dividend Yield2.49%3.07%4.88%4.50%
P/E Ratio13.6217.2120.4530.31
Price / Sales2.392.634.845.84
Price / Cash6.8314.5120.3222.80
Price / BookN/A1.321.813.77
Net Income$9.15M$2.61B$1.33B$390.69M
7 Day PerformanceN/A0.57%-0.01%-0.60%
1 Month Performance3.21%1.48%-0.72%-6.88%
1 Year Performance21.87%19.97%4.65%-6.20%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$41.80
flat
N/AN/A$110.31M$46.23M13.62211
PLBC
Plumas Bancorp
2.4934 of 5 stars
$62.74
+0.2%
$68.25
+8.8%
+48.3%$436.62M$112.17M10.53250
RBB
RBB Bancorp
4.0038 of 5 stars
$25.65
-0.2%
$29.33
+14.4%
+35.0%$434.00M$238M9.94369
CBAN
Colony Bankcorp
4.2499 of 5 stars
$20.37
+2.1%
$23.00
+12.9%
+24.8%$432.25M$190.23M11.19528
PCB
PCB Bancorp
4.0026 of 5 stars
$30.01
-0.5%
$27.75
-7.5%
+36.7%$421.49M$122.81M10.14274

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This page (NASDAQ:UBOH) was last updated on 11/13/2026 by MarketBeat.com Staff.
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