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United Bancshares (UBOH) Competitors

United Bancshares logo
$38.00 0.00 (0.00%)
As of 06/30/2026

UBOH vs. ISTR, NEWT, FMAO, PLBC, and BKKT

Should you buy United Bancshares stock or one of its competitors? MarketBeat compares United Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with United Bancshares include Investar (ISTR), NewtekOne (NEWT), Farmers & Merchants Bancorp (FMAO), Plumas Bancorp (PLBC), and Bakkt (BKKT). These companies are all part of the "banking" industry.

How does United Bancshares compare to Investar?

Investar (NASDAQ:ISTR) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, institutional ownership, earnings, profitability, valuation and analyst recommendations.

Investar has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Investar, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Investar$105.53M3.98$22.90M$2.2813.35
United Bancshares$46.23M2.24$9.15M$4.428.60

Investar currently has a consensus target price of $31.50, indicating a potential upside of 3.50%. Given Investar's stronger consensus rating and higher possible upside, equities research analysts plainly believe Investar is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Investar
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, Investar had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for Investar and 0 mentions for United Bancshares. Investar's average media sentiment score of 1.32 beat United Bancshares' score of 0.00 indicating that Investar is being referred to more favorably in the media.

Company Overall Sentiment
Investar Positive
United Bancshares Neutral

Investar pays an annual dividend of $0.48 per share and has a dividend yield of 1.6%. United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. Investar pays out 21.1% of its earnings in the form of a dividend. United Bancshares pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Investar has increased its dividend for 10 consecutive years.

50.2% of Investar shares are owned by institutional investors. Comparatively, 1.0% of United Bancshares shares are owned by institutional investors. 10.6% of Investar shares are owned by insiders. Comparatively, 6.6% of United Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Investar has a beta of 0.46, meaning that its share price is 54% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.12, meaning that its share price is 112% less volatile than the broader market.

Investar has a net margin of 16.53% compared to United Bancshares' net margin of 14.84%. Investar's return on equity of 10.62% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Investar16.53% 10.62% 1.02%
United Bancshares 14.84%N/A N/A

Summary

Investar beats United Bancshares on 17 of the 19 factors compared between the two stocks.

How does United Bancshares compare to NewtekOne?

United Bancshares (NASDAQ:UBOH) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, risk, dividends, profitability, analyst recommendations, earnings and valuation.

NewtekOne has a net margin of 16.15% compared to United Bancshares' net margin of 14.84%. NewtekOne's return on equity of 19.00% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
NewtekOne 16.15%19.00%2.50%

In the previous week, NewtekOne had 1 more articles in the media than United Bancshares. MarketBeat recorded 1 mentions for NewtekOne and 0 mentions for United Bancshares. NewtekOne's average media sentiment score of 0.43 beat United Bancshares' score of 0.00 indicating that NewtekOne is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
NewtekOne Neutral

United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 5.0%. United Bancshares pays out 22.6% of its earnings in the form of a dividend. NewtekOne pays out 33.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NewtekOne has increased its dividend for 1 consecutive years. NewtekOne is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

NewtekOne has higher revenue and earnings than United Bancshares. NewtekOne is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.24$9.15M$4.428.60
NewtekOne$383.33M1.14$60.51M$2.276.67

NewtekOne has a consensus price target of $15.00, suggesting a potential downside of 1.00%. Given NewtekOne's stronger consensus rating and higher possible upside, analysts plainly believe NewtekOne is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
NewtekOne
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

United Bancshares has a beta of -0.12, meaning that its share price is 112% less volatile than the broader market. Comparatively, NewtekOne has a beta of 1.29, meaning that its share price is 29% more volatile than the broader market.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 38.4% of NewtekOne shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 5.9% of NewtekOne shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

NewtekOne beats United Bancshares on 14 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Farmers & Merchants Bancorp?

United Bancshares (NASDAQ:UBOH) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, risk, institutional ownership, profitability, valuation and earnings.

United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.9%. United Bancshares pays out 22.6% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

1.0% of United Bancshares shares are held by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 6.6% of United Bancshares shares are held by company insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Farmers & Merchants Bancorp had 10 more articles in the media than United Bancshares. MarketBeat recorded 10 mentions for Farmers & Merchants Bancorp and 0 mentions for United Bancshares. United Bancshares' average media sentiment score of 0.00 beat Farmers & Merchants Bancorp's score of -0.28 indicating that United Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
United Bancshares Neutral
Farmers & Merchants Bancorp Neutral

Farmers & Merchants Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.24$9.15M$4.428.60
Farmers & Merchants Bancorp$190.68M2.27$33.31M$2.6112.03

Farmers & Merchants Bancorp has a consensus price target of $30.25, indicating a potential downside of 3.69%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Farmers & Merchants Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

United Bancshares has a beta of -0.12, suggesting that its stock price is 112% less volatile than the broader market. Comparatively, Farmers & Merchants Bancorp has a beta of 0.82, suggesting that its stock price is 18% less volatile than the broader market.

Farmers & Merchants Bancorp has a net margin of 18.54% compared to United Bancshares' net margin of 14.84%. Farmers & Merchants Bancorp's return on equity of 9.85% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Farmers & Merchants Bancorp 18.54%9.85%1.05%

Summary

Farmers & Merchants Bancorp beats United Bancshares on 15 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Plumas Bancorp?

Plumas Bancorp (NASDAQ:PLBC) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, profitability, dividends, risk, media sentiment and earnings.

Plumas Bancorp presently has a consensus target price of $57.67, suggesting a potential downside of 3.68%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Plumas Bancorp is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Plumas Bancorp has a beta of 0.62, meaning that its stock price is 38% less volatile than the broader market. Comparatively, United Bancshares has a beta of -0.12, meaning that its stock price is 112% less volatile than the broader market.

In the previous week, Plumas Bancorp had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for Plumas Bancorp and 0 mentions for United Bancshares. Plumas Bancorp's average media sentiment score of 0.88 beat United Bancshares' score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Plumas Bancorp Positive
United Bancshares Neutral

Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.2%. United Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. Plumas Bancorp pays out 28.0% of its earnings in the form of a dividend. United Bancshares pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has raised its dividend for 1 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Plumas Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Plumas Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Plumas Bancorp$112.17M3.72$29.62M$4.7212.68
United Bancshares$46.23M2.24$9.15M$4.428.60

41.7% of Plumas Bancorp shares are owned by institutional investors. Comparatively, 1.0% of United Bancshares shares are owned by institutional investors. 7.4% of Plumas Bancorp shares are owned by company insiders. Comparatively, 6.6% of United Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Plumas Bancorp has a net margin of 26.67% compared to United Bancshares' net margin of 14.84%. Plumas Bancorp's return on equity of 15.16% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Plumas Bancorp26.67% 15.16% 1.76%
United Bancshares 14.84%N/A N/A

Summary

Plumas Bancorp beats United Bancshares on 17 of the 19 factors compared between the two stocks.

How does United Bancshares compare to Bakkt?

United Bancshares (NASDAQ:UBOH) and Bakkt (NYSE:BKKT) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, institutional ownership, analyst recommendations, risk and dividends.

United Bancshares has a beta of -0.12, suggesting that its stock price is 112% less volatile than the broader market. Comparatively, Bakkt has a beta of 5.83, suggesting that its stock price is 483% more volatile than the broader market.

United Bancshares has higher earnings, but lower revenue than Bakkt. Bakkt is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M2.24$9.15M$4.428.60
Bakkt$2.34B0.17-$107.21M-$1.37N/A

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 11.1% of Bakkt shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 10.1% of Bakkt shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Bakkt has a consensus price target of $22.00, suggesting a potential upside of 152.00%. Given Bakkt's stronger consensus rating and higher probable upside, analysts plainly believe Bakkt is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Bakkt
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

United Bancshares has a net margin of 14.84% compared to Bakkt's net margin of -8.37%. United Bancshares' return on equity of 0.00% beat Bakkt's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Bakkt -8.37%-64.73%-36.90%

In the previous week, United Bancshares' average media sentiment score of 0.00 equaled Bakkt'saverage media sentiment score.

Company Overall Sentiment
United Bancshares Neutral
Bakkt Neutral

Summary

United Bancshares and Bakkt tied by winning 7 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$103.59M$1.33B$13.98B$12.57B
Dividend Yield2.63%2.60%5.69%6.16%
P/E Ratio12.3812.5020.6325.42
Price / Sales2.242.77129.92103.41
Price / Cash6.8311.1619.7558.59
Price / BookN/A1.512.276.65
Net Income$9.15M$94.47M$1.14B$336.83M
7 Day PerformanceN/A1.42%1.50%3.02%
1 Month PerformanceN/A5.67%2.38%0.62%
1 Year Performance35.71%15.61%13.94%30.39%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$38.00
flat
N/AN/A$103.59M$46.23M12.38210
ISTR
Investar
4.2603 of 5 stars
$29.97
+0.3%
$31.50
+5.1%
+55.0%$412.15M$153.48M13.14340
NEWT
NewtekOne
3.4781 of 5 stars
$14.12
-0.1%
$15.00
+6.2%
+31.3%$408.07M$383.33M6.22100
FMAO
Farmers & Merchants Bancorp
3.1973 of 5 stars
$29.53
+1.0%
$28.50
-3.5%
+21.0%$402.44M$190.68M11.31430
PLBC
Plumas Bancorp
4.1298 of 5 stars
$57.61
+0.2%
$57.67
+0.1%
+31.4%$400.67M$112.17M12.21190

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This page (NASDAQ:UBOH) was last updated on 7/1/2026 by MarketBeat.com Staff.
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