Ames National (NASDAQ:ATLO) is a bank holding company headquartered in Ames, Iowa, offering a full suite of commercial and consumer banking services through its primary subsidiary, Ames National Bank. The company’s core business activities include deposit gathering, lending, and wealth management solutions tailored to individuals, small businesses, and agricultural clients. By combining traditional community banking values with a modern suite of digital tools, Ames National aims to provide seamless financial services across its footprint.
Since its founding in 1887, Ames National has maintained a strong regional presence, with branches located primarily in central Iowa, including Ames, Story City, Nevada, and Slater. The company’s lending portfolio encompasses commercial real estate, construction and development loans, agribusiness financing, and consumer loans such as residential mortgages and home equity lines of credit. In addition, the bank offers cash management services, online and mobile banking platforms, and treasury solutions designed to meet the evolving needs of its business clients.
In the wealth management arena, Ames National provides investment advisory, trust services, retirement planning, and estate administration through its Wealth Management Group. These services are tailored to high-net-worth individuals, families, and nonprofit organizations seeking personalized strategies for growth preservation and intergenerational wealth transfer. The company’s commitment to local decision-making and long-term client relationships has been a differentiator in the competitive Midwest market.
Governed by a board of directors comprised of experienced business and community leaders, Ames National’s executive leadership team emphasizes prudent risk management, community reinvestment, and technological innovation. Under the guidance of its President and Chief Executive Officer, the organization continues to pursue strategic growth opportunities, enhance operational efficiencies, and expand its service offerings while maintaining the personalized customer service that has defined its century-long legacy.
