Ames National (ATLO) Stock Price, News & Analysis

Company Overview

Ames National Corporation (NASDAQ: ATLO) is a bank holding company headquartered in Ames, Iowa. Through its community banking subsidiaries, the company serves individuals, families, farmers, small businesses and other organizations primarily in central Iowa.

The company’s banking operations provide deposit accounts, consumer and commercial loans, agricultural lending, residential mortgage financing and other traditional banking services. Its subsidiaries also offer trust and investment services, wealth management and insurance-related products to meet the financial needs of customers and businesses.

Ames National operates through a network of community banks, including First National Bank, Boone Bank & Trust Co., Home State Bank, State Bank & Trust Co. and United Bank & Trust. The company emphasizes local decision-making and relationship-based banking, with operations centered in communities such as Ames, Boone, Jefferson, Nevada and Marshalltown, Iowa.

Key Stats

• Today's Range: $33.75 to $34.61
• 50-Day Range: $31.09 to $34.90
• 52-Week Range: $20.51 to $35.45
• Volume: 12,596 shs
• Average Volume: 47,033 shs
• Market Capitalization: $302.13 million
• P/E Ratio: 11.88
• Dividend Yield: 2.82%
• Price Target: $31.00
• Consensus Rating: Buy

Ames National Stock Analysis - MarketRank™

Ames National scored higher than 71% of companies evaluated by MarketBeat, and ranked 426th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Buy

Consensus Rating

Ames National has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 1 buy rating, 1 hold rating, and no sell ratings.

Downside Risk

Ames National has a consensus price target of $31.00, representing about 9.1% downside from its current price of $34.10.

Amount of Analyst Coverage

Ames National has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.34%

Earnings Growth

Earnings for Ames National are expected to grow by 5.34% in the coming year, from $2.81 to $2.96 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ames National is 11.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ames National is 11.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.35.

Price to Book Value per Share Ratio

Ames National has a P/B Ratio of 1.47. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.54% of the float of Ames National has been sold short.

Short Interest Ratio / Days to Cover

Ames National has a short interest ratio ("days to cover") of 10.4, which indicates bearish sentiment.

Change versus previous month

Short interest in Ames National has recently decreased by 15.86%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Ames National pays a meaningful dividend of 2.80%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ames National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ames National is 33.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ames National will have a dividend payout ratio of 32.43% next year. This indicates that Ames National will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Ames National has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Ames National this week, compared to 1 article on an average week.

Search Interest

2 people have searched for ATLO on MarketBeat in the last 30 days.

Company Ownership

• Score: 4.0 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Ames National in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $43,795.00 in company stock, which represents 0.0145% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Ames National insiders have bought more of their company's stock than they have sold. Specifically, they have bought $43,795.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

2.33% of the stock of Ames National is held by insiders.

Percentage Held by Institutions

26.47% of the stock of Ames National is held by institutions.

Company Calendar

• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Last Earnings: 10/16/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/22/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ATLO
• CIK: 1132651
• Web: www.amesnational.com
• Phone: (515) 232-6251
• Fax: 515-663-3033
• Employees: 232
• Year Founded: 1903

Price Target and Rating

• Average Price Target for Ames National: $31.00
• High Price Target: $31.00
• Low Price Target: $31.00
• Potential Upside/Downside: -9.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.87
• Trailing P/E Ratio: 11.88
• Forward P/E Ratio: 11.52
• P/E Growth: N/A
• Net Income: $19.03 million
• Net Margins: 24.44%
• Pretax Margin: 31.49%
• Return on Equity: 12.20%
• Return on Assets: 1.20%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.72
• Quick Ratio: 0.72

Sales & Book Value

• Annual Sales: $98.26 million
• Price / Sales: 3.07
• Cash Flow: $2.39 per share
• Price / Cash Flow: 14.26
• Book Value: $23.23 per share
• Price / Book: 1.47

Miscellaneous

• Outstanding Shares: 8,860,000
• Free Float: 8,651,000
• Market Cap: $302.13 million
• Optionable: Optionable
• Beta: 0.27