United Security Bancshares (NASDAQ:UBFO) is the bank holding company for United Security Bank, a full‐service community bank headquartered in Seattle, Washington. Through its subsidiary, the company offers a broad range of deposit, lending and cash‐management services to individuals, small‐ to mid‐size businesses and nonprofit organizations. United Security Bancshares focuses on building long-term relationships by delivering personalized service and tailored financial solutions across its network of branch offices.
The company’s core business activities include commercial real estate lending, equipment financing, construction loans and SBA-guaranteed lending, as well as residential mortgage lending and home equity financing. On the deposit side, United Security Bancshares provides business checking, savings and money market accounts, alongside personal checking, certificates of deposit and retirement accounts. Treasury management solutions, merchant services and online banking capabilities round out its product suite to meet evolving client needs.
United Security Bancshares primarily serves the Puget Sound region, with branch locations spanning King, Snohomish and Pierce counties. This geographic focus enables the company to maintain a deep understanding of local economic drivers—such as technology, real estate development and regional retail growth—and to deploy capital efficiently in support of community businesses and homeowners.
Founded in 2006 by a group of Seattle-area banking professionals, the company completed its initial public offering in 2012 and has since grown through organic expansion and selective market entry. The bank’s senior leadership team comprises seasoned executives with extensive backgrounds in commercial lending, risk management and regulatory compliance. United Security Bancshares remains committed to community engagement and prudent financial stewardship as it seeks to build shareholder value and foster local economic growth.
