Sierra Bancorp (NASDAQ:BSRR) is a bank holding company headquartered in Sacramento, California, offering community-centered banking services through its wholly owned subsidiary. Established in 1977 and publicly traded on the NASDAQ under the symbol BSRR, the company focuses on delivering personalized financial solutions to individuals, families and businesses across Northern California. With deep roots in its communities, Sierra Bancorp emphasizes relationship-driven service and local decision-making.
The company provides a comprehensive range of deposit and lending products, including checking and savings accounts, certificates of deposit, money market accounts, and online banking tools. On the lending side, Sierra Bancorp extends residential mortgage financing, home equity lines of credit, consumer installment loans and a broad spectrum of commercial loans, such as owner-occupied real estate, commercial construction, equipment financing and working capital lines of credit. Ancillary services, such as treasury management, merchant services and wealth management referrals, complement its core offerings.
Sierra Bancorp operates through a network of branch offices strategically located in key Northern California markets, including Sacramento, Chico, Yuba City, Red Bluff and Fairfield. This regional footprint enables the company to serve a diverse customer base spanning urban, suburban and agricultural communities. Over the years, Sierra Bancorp has expanded its market presence both organically and through targeted acquisitions, reinforcing its commitment to local economic development and small-business lending.
The company’s leadership team is led by President and Chief Executive Officer Stephen G. Cummings, who brings more than two decades of banking experience to the role. Supported by an executive management group and a board of directors composed of seasoned community and industry professionals, Sierra Bancorp maintains a governance structure focused on strategic growth, risk management and the long-term financial well-being of its stakeholders.
