NASDAQ:CZFS Citizens Financial Services Q3 2024 Earnings Report $57.06 +0.01 (+0.02%) Closing price 10/3/2025 04:00 PM EasternExtended Trading$57.14 +0.09 (+0.15%) As of 10/3/2025 04:32 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. ProfileEarnings HistoryForecast Citizens Financial Services EPS ResultsActual EPS$1.59Consensus EPS $1.38Beat/MissBeat by +$0.21One Year Ago EPSN/ACitizens Financial Services Revenue ResultsActual Revenue$42.44 millionExpected Revenue$26.10 millionBeat/MissBeat by +$16.34 millionYoY Revenue GrowthN/ACitizens Financial Services Announcement DetailsQuarterQ3 2024Date10/30/2024TimeAfter Market ClosesConference Call DateWednesday, October 30, 2024Conference Call Time7:00AM ETUpcoming EarningsCitizens Financial Services' Q3 2025 earnings is scheduled for Wednesday, October 29, 2025, with a conference call scheduled on Thursday, October 30, 2025 at 4:00 PM ET. Check back for transcripts, audio, and key financial metrics as they become available.Conference Call ResourcesPress Release (8-K)Quarterly Report (10-Q)Earnings HistoryCompany ProfilePowered by Earnings DocumentsPress Release(8-K)Quarterly report(10-Q) Citizens Financial Services Earnings HeadlinesCitizens Financial Services: A Review 3 Years After The UplistingSeptember 11, 2025 | seekingalpha.com5 High-Quality Regional Bank Stocks Breaking OutAugust 18, 2025 | msn.comChina’s message to TrumpPorter Stansberry says this bull market is past the “safe zone” and racing toward an event horizon — and in his urgent broadcast, he names three investments he believes could soar as America’s financial system nears a breaking point.October 4 at 2:00 AM | Porter & Company (Ad)Citizens Financial Services Reports Q2 2025 Financial ResultsAugust 2, 2025 | theglobeandmail.comCitizens Financial (CZFS) Q2 EPS Up 60%August 1, 2025 | fool.comCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2025 FINANCIAL RESULTSJuly 30, 2025 | prnewswire.comSee More Citizens Financial Services Headlines Get Earnings Announcements in your inboxWant to stay updated on the latest earnings announcements and upcoming reports for companies like Citizens Financial Services? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Citizens Financial Services and other key companies, straight to your email. Email Address About Citizens Financial ServicesCitizens Financial Services (NASDAQ:CZFS), Inc. (NASDAQ:CZFS) is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients. Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans. The company’s lending decisions are made locally, reflecting its commitment to serving the credit needs of individuals and small to mid-sized businesses in Indiana County and surrounding communities. Tracing its roots to a 19th-century mutual savings institution, Citizens Savings Bank reorganized under a holding company structure to support strategic growth and operational flexibility. Today, the company operates a network of full-service branch offices and ATMs throughout its core Pennsylvania market and remains subject to oversight by federal and state banking regulators, highlighting its focus on safety, soundness and community engagement.View Citizens Financial Services ProfileRead more More Earnings Resources from MarketBeat Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Earnings By Country U.S. Earnings Reports Canadian Earnings Reports U.K. Earnings Reports Latest Articles Tesla Earnings Loom: Bulls Eye $600, Bears Warn of $300Spotify Could Surge Higher—Here’s the Hidden Earnings SignalBerkshire-Backed Lennar Slides After Weak Q3 EarningsWall Street Eyes +30% Upside in Synopsys After Huge Earnings FallRH Stock Slides After Mixed Earnings and Tariff ConcernsCelsius Stock Surges After Blowout Earnings and Pepsi DealWhy DocuSign Could Be a SaaS Value Play After Q2 Earnings Upcoming Earnings PepsiCo (10/9/2025)Fastenal (10/13/2025)Wells Fargo & Company (10/14/2025)Citigroup (10/14/2025)Johnson & Johnson (10/14/2025)JPMorgan Chase & Co. 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