Gouverneur Bancorp Inc. (OTCMKTS: GOVB) is the bank holding company for Gouverneur Savings and Loan Association, a community-based financial institution chartered under New York State law. Headquartered in Gouverneur, New York, the company’s operations are centered on serving individuals, families and local businesses in St. Lawrence County and surrounding regions. Through its network of full-service branches, Gouverneur Bancorp focuses on maintaining close customer relationships and supporting regional economic growth.
The company’s core business activities include offering a range of deposit and lending products tailored to personal and commercial customers. On the deposit side, Gouverneur Bancorp provides checking and savings accounts, certificates of deposit and retirement planning solutions. Lending services encompass residential mortgages, home equity lines of credit, consumer installment loans and commercial lending for small to mid-sized enterprises. In addition, the bank offers cash management, treasury services and merchant card processing to assist local businesses with day-to-day financial operations.
Gouverneur Bancorp has invested in digital banking capabilities to complement its branch network. Customers have access to online account opening, mobile banking applications, remote deposit capture and electronic bill payment. These platforms are designed to enhance convenience for account holders and enable efficient delivery of banking services, particularly in rural and suburban communities where in-person access may be limited.
Established in 1879 as a mutual savings and loan association, the company completed its conversion to a stock-owned holding company in recent years. Gouverneur Bancorp’s leadership team is headed by President and Chief Executive Officer John A. Kemper, with Sarah L. Price serving as Chief Financial Officer. The board of directors includes community leaders and industry professionals who guide the firm’s strategic direction and ensure alignment with regional development goals.
