Chesapeake Financial Shares (OTCMKTS:CPKF), Inc. is a bank holding company headquartered in Kilmarnock, Virginia, that provides a full suite of community banking services through its principal subsidiary, Chesapeake Bank. Founded in the early 20th century and organized as a holding company in the 1980s, the firm emphasizes personalized customer relationships, local decision-making and a long-standing commitment to the economic growth of Virginia’s Northern Neck, Middle Peninsula and Hampton Roads regions.
The company’s core offerings encompass consumer and commercial deposit products, including checking, savings and money market accounts, as well as certificates of deposit. On the lending side, Chesapeake Bank extends credit for a variety of purposes such as residential real estate, commercial and industrial projects, agricultural operations and construction ventures. Complementing its traditional banking lines, the organization also provides treasury management solutions, mortgage origination services, and retirement and wealth management through affiliated trust and investment advisory divisions.
Operating more than a dozen branch offices across key Virginia communities, Chesapeake Financial Shares serves individuals, families, small businesses and agricultural clients with an emphasis on local market expertise and community reinvestment. Over the decades, the company has grown both organically and through targeted acquisitions, reinforcing its status as a regional financial institution deeply rooted in generational relationships and local philanthropic initiatives.
The company’s board of directors is comprised of prominent community and business leaders, and its executive management team is led by President and Chief Executive Officer John P. Joyner Jr. Supported by senior officers in finance, operations and risk management, the leadership group brings extensive experience in community banking, regulatory compliance and customer service. This governance structure underscores the firm’s dedication to stability, prudent growth and long-term value creation for its stakeholders.
