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OTCMKTS:CPKF

Chesapeake Financial Shares (CPKF) Stock Price, News & Analysis

Chesapeake Financial Shares logo
$39.75 +0.35 (+0.89%)
As of 07/31/2026 03:16 PM Eastern

About Chesapeake Financial Shares Stock (OTCMKTS:CPKF)

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Key Stats

Today's Range
$39.04
$39.75
50-Day Range
$34.25
$39.75
52-Week Range
$21.18
$39.75
Volume
502 shs
Average Volume
414 shs
Market Capitalization
$186.43 million
P/E Ratio
7.50
Dividend Yield
1.81%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Chesapeake Financial Shares, Inc. is the bank holding company for Chesapeake Bank, a Virginia‐chartered community bank. The company operates as a locally focused financial institution, offering a comprehensive suite of banking services to individuals, businesses and nonprofit organizations. Through its subsidiary, Chesapeake Bank, it aims to deliver customer‐centric solutions while supporting economic growth in its communities.

Chesapeake Financial Shares’ primary business activities include retail and commercial banking. The company provides checking and savings accounts, certificates of deposit and consumer loans. For business clients, it offers commercial lending, treasury management and cash‐flow solutions designed to meet the needs of small to mid-sized enterprises. Mortgage lending and home equity financing are also core offerings, delivered through in-house origination and servicing teams.

In addition to traditional banking services, Chesapeake Financial Shares offers wealth management, trust and insurance products. Its wealth management division provides investment advisory, retirement planning and trust administration. The insurance arm delivers property, casualty and life insurance solutions, helping clients manage risk and protect assets. These complementary services allow the company to support clients through multiple stages of their financial lives.

Founded more than a century ago, Chesapeake Bank has built deep roots across eastern Virginia. It serves communities on the Northern Neck, Middle Peninsula, Richmond and Peninsula regions through a network of branch offices and digital platforms. Guided by a management team with longstanding ties to the region, Chesapeake Financial Shares focuses on relationship banking and community involvement as cornerstones of its strategy.

AI Generated. May Contain Errors.

Chesapeake Financial Shares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
48th Percentile Overall Score

CPKF MarketRank™: 

Chesapeake Financial Shares scored higher than 48% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Chesapeake Financial Shares.

  • Earnings Growth

    Earnings for Chesapeake Financial Shares are expected to grow by 5.00% in the coming year, from $4.00 to $4.20 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Chesapeake Financial Shares is 7.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.01.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Chesapeake Financial Shares is 7.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.67.

  • Price to Book Value per Share Ratio

    Chesapeake Financial Shares has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Chesapeake Financial Shares' valuation and earnings.
  • Percentage of Shares Shorted

    0.02% of the float of Chesapeake Financial Shares has been sold short.
  • Short Interest Ratio / Days to Cover

    Chesapeake Financial Shares has a short interest ratio ("days to cover") of 0.85, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Chesapeake Financial Shares has recently increased by 24.95%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Chesapeake Financial Shares pays a meaningful dividend of 1.81%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Chesapeake Financial Shares does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Chesapeake Financial Shares is 13.58%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Chesapeake Financial Shares will have a dividend payout ratio of 17.14% next year. This indicates that Chesapeake Financial Shares will be able to sustain or increase its dividend.

  • Read more about Chesapeake Financial Shares' dividend.
  • News Sentiment

    Chesapeake Financial Shares has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Chesapeake Financial Shares this week, compared to 0 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Chesapeake Financial Shares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    39.50% of the stock of Chesapeake Financial Shares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    3.72% of the stock of Chesapeake Financial Shares is held by institutions.

  • Read more about Chesapeake Financial Shares' insider trading history.
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CPKF Stock News Headlines

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CPKF Stock Analysis - Frequently Asked Questions

Chesapeake Financial Shares' stock was trading at $28.00 on January 1st, 2026. Since then, CPKF shares have increased by 42.0% and is now trading at $39.75.

Chesapeake Financial Shares Inc. (OTCMKTS:CPKF) released its earnings results on Tuesday, April, 21st. The bank reported $1.15 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.98 by $0.17. The bank earned $21.49 million during the quarter, compared to the consensus estimate of $21.30 million. Chesapeake Financial Shares had a trailing twelve-month return on equity of 16.85% and a net margin of 20.38%.

Shares of CPKF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Chesapeake Financial Shares investors own include Bank of America (BAC), Citigroup (C), JPMorgan Chase & Co. (JPM), American Financial Group (AFG), American Express (AXP), BlackRock (BLK).

Company Calendar

Last Earnings
4/21/2026
Today
8/02/2026
Next Earnings (Estimated)
8/18/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
OTCMKTS
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
OTCMKTS:CPKF
CIK
847538
Employees
109
Year Founded
1992

Profitability

EPS (Trailing Twelve Months)
$5.30
Trailing P/E Ratio
7.50
Forward P/E Ratio
9.94
P/E Growth
N/A
Net Income
$10 million
Net Margins
20.38%
Pretax Margin
20.85%
Return on Equity
16.85%
Return on Assets
1.32%

Debt

Debt-to-Equity Ratio
0.37
Current Ratio
0.68
Quick Ratio
0.68

Sales & Book Value

Annual Sales
$102.27 million
Price / Sales
1.82
Cash Flow
$3.81 per share
Price / Cash Flow
10.42
Book Value
$28.31 per share
Price / Book
1.40

Miscellaneous

Outstanding Shares
4,690,000
Free Float
2,840,000
Market Cap
$186.43 million
Optionable
Not Optionable
Beta
0.24

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This page (OTCMKTS:CPKF) was last updated on 8/2/2026 by MarketBeat.com Staff.
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