West Coast Community Bancorp (OTCMKTS:SCZC) is a bank holding company headquartered in Southern California that provides a broad range of commercial banking products and services to small and mid-sized businesses, professionals and individuals. Through its wholly owned subsidiary, West Coast Community Bank, the company offers traditional deposit accounts, cash management solutions, and lending products tailored to the needs of its local client base. The bank operates multiple branches across the greater Los Angeles metropolitan area, serving communities in both residential and commercial districts.
The company’s core business activities include commercial real estate lending, working capital lines of credit, construction financing and term loans. In addition to credit products, West Coast Community Bancorp provides a suite of depository and treasury management services such as automated clearing house (ACH) transactions, wire transfers, remote deposit capture and online banking. These offerings are designed to help businesses manage cash flow, streamline payment processing and optimize liquidity.
Founded in the early 2000s by a group of California-based community bankers, West Coast Community Bancorp has expanded its market presence through organic growth and a focus on relationship banking. Over time, the company has forged close ties with local chambers of commerce and industry groups, positioning itself as a community-oriented institution. Its lending strategy emphasizes prudent risk management, with a diversified loan portfolio spanning commercial real estate, owner-occupied properties and equipment financing.
West Coast Community Bancorp’s leadership team combines seasoned banking executives with deep local expertise. Under the guidance of its chief executive officer and board of directors, the company continues to invest in technology and service enhancements to support client needs. As it advances its growth strategy, West Coast Community Bancorp remains committed to delivering personalized service and maintaining strong ties to the communities it serves.
