West Coast Community Bancorp (SCZC) Stock Price, News & Analysis

Company Overview

West Coast Community Bancorp is a bank holding company headquartered in Southern California that provides a broad range of commercial banking products and services to small and mid-sized businesses, professionals and individuals. Through its wholly owned subsidiary, West Coast Community Bank, the company offers traditional deposit accounts, cash management solutions, and lending products tailored to the needs of its local client base. The bank operates multiple branches across the greater Los Angeles metropolitan area, serving communities in both residential and commercial districts.

The company’s core business activities include commercial real estate lending, working capital lines of credit, construction financing and term loans. In addition to credit products, West Coast Community Bancorp provides a suite of depository and treasury management services such as automated clearing house (ACH) transactions, wire transfers, remote deposit capture and online banking. These offerings are designed to help businesses manage cash flow, streamline payment processing and optimize liquidity.

Founded in the early 2000s by a group of California-based community bankers, West Coast Community Bancorp has expanded its market presence through organic growth and a focus on relationship banking. Over time, the company has forged close ties with local chambers of commerce and industry groups, positioning itself as a community-oriented institution. Its lending strategy emphasizes prudent risk management, with a diversified loan portfolio spanning commercial real estate, owner-occupied properties and equipment financing.

West Coast Community Bancorp’s leadership team combines seasoned banking executives with deep local expertise. Under the guidance of its chief executive officer and board of directors, the company continues to invest in technology and service enhancements to support client needs. As it advances its growth strategy, West Coast Community Bancorp remains committed to delivering personalized service and maintaining strong ties to the communities it serves.

Key Stats

• Today's Range: $39.15 to $39.60
• 50-Day Range: $38.60 to $41.50
• 52-Week Range: $28.55 to $41.95
• Volume: 1,692 shs
• Average Volume: 8,588 shs
• Market Capitalization: $418.23 million
• P/E Ratio: 11.65
• Dividend Yield: 2.03%
• Price Target: N/A
• Consensus Rating: N/A

SCZC Stock Analysis - Frequently Asked Questions

How have SCZC shares performed this year?

West Coast Community Bancorp's stock was trading at $41.65 on January 1st, 2025. Since then, SCZC stock has decreased by 5.2% and is now trading at $39.50.

How were West Coast Community Bancorp's earnings last quarter?

West Coast Community Bancorp (OTCMKTS:SCZC) posted its quarterly earnings data on Tuesday, April, 22nd. The financial services provider reported $1.13 earnings per share for the quarter. The financial services provider had revenue of $33.34 million for the quarter.

When did West Coast Community Bancorp's stock split?

Shares of West Coast Community Bancorp split on Wednesday, March 2nd 2022.The 2-1 split was announced on Wednesday, March 2nd 2022. The newly minted shares were issued to shareholders after the closing bell on Wednesday, March 2nd 2022. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

How do I buy shares of West Coast Community Bancorp?

Shares of SCZC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of West Coast Community Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that West Coast Community Bancorp investors own include NXP Semiconductors (NXPI), Hyundai Motor (HYMTF) and CECO Environmental (CECE).

Company Calendar

• Last Earnings: 4/22/2025
• Today: 7/09/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:SCZC
• CIK: N/A
• Web: www.sccountybank.com
• Phone: (831) 600-4020
• Fax: 831-457-5001
• Employees: 149
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $3.39
• Trailing P/E Ratio: 11.65
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $29.58 million
• Net Margins: 23.91%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $123.69 million
• Price / Sales: 3.38
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 10,588,000
• Free Float: N/A
• Market Cap: $418.23 million
• Optionable: Not Optionable
• Beta: 0.49