International Bancshares (NASDAQ:IBOC) is a bank holding company headquartered in Laredo, Texas. Through its primary subsidiary, International Bank of Commerce (IBC Bank), the company provides a broad range of commercial, consumer and treasury management banking services. Its offerings include deposit products, lending services, cash management, mortgage origination and servicing, and international and domestic trade finance, catering to individuals, small businesses and corporate clients.
IBC Bank operates a network of full-service branches across Texas and southeastern Oklahoma, alongside specialized banking centers near the U.S.–Mexico border to support cross-border commerce. In addition to its branch footprint, the company offers digital banking platforms, enabling customers to access online and mobile banking services, electronic payments and other technology-driven financial solutions.
Founded in 1966, International Bancshares has grown through both organic expansion and strategic acquisitions, maintaining a focus on relationship banking within its core markets. Over the decades, the company has diversified its product portfolio to include trust and wealth management, insurance offerings and capital markets services. Its growth strategy emphasizes local decision-making and personalized service, underpinned by an experienced management team and a community-oriented board of directors.
The executive leadership is headed by President and Chief Executive Officer Javier L. Maldonado and supported by seasoned professionals in finance, risk management, operations and lending. The board comprises members with deep ties to the banking industry and the regional markets it serves. With its customer-centric values and commitment to community development, International Bancshares continues to pursue steady growth while fostering economic vitality in the areas it serves.
