International Bancshares (IBOC) Stock Price, News & Analysis

Company Overview

International Bancshares Corporation is a financial holding company headquartered in Laredo, Texas. Its principal subsidiary, IBC Bank, provides banking services to individuals, businesses, and public-sector customers through operations in South Texas and Oklahoma.

IBC Bank offers a broad range of products, including checking and savings accounts, certificates of deposit, consumer and commercial loans, mortgage lending, treasury management, online and mobile banking, and credit and debit card services. The bank also provides trust, investment, and wealth-management services, as well as other financial services through affiliated businesses.

International Bancshares Corporation was established in 1981 and has expanded through organic growth and acquisitions in the communities it serves. The company focuses primarily on relationship-based banking for small and middle-market businesses, consumers, and local institutions, with a geographic emphasis on markets along the Texas-Mexico border, other areas of South Texas, and Oklahoma.

Key Stats

• Today's Range: $67.63 to $68.77
• 50-Day Range: $68.11 to $76.54
• 52-Week Range: $63.19 to $78.46
• Volume: 138,137 shs
• Average Volume: 353,213 shs
• Market Capitalization: $4.26 billion
• P/E Ratio: 10.32
• Dividend Yield: 2.13%
• Price Target: $85.00
• Consensus Rating: Buy

International Bancshares Stock Analysis - MarketRank™

International Bancshares scored higher than 74% of companies evaluated by MarketBeat, and ranked 380th out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

International Bancshares has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

International Bancshares has a consensus price target of $85.00, representing about 25.1% upside from its current price of $67.95.

Amount of Analyst Coverage

International Bancshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of International Bancshares is 10.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.78.

Price to Earnings Ratio vs. Sector

The P/E ratio of International Bancshares is 10.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.

Price to Book Value per Share Ratio

International Bancshares has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.88% of the float of International Bancshares has been sold short.

Short Interest Ratio / Days to Cover

International Bancshares has a short interest ratio ("days to cover") of 6.13.

Change versus previous month

Short interest in International Bancshares has recently increased by 17.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

International Bancshares pays a meaningful dividend of 2.12%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

International Bancshares has been increasing its dividend for 16 years.

Dividend Coverage

The dividend payout ratio of International Bancshares is 22.02%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: -0.09

News Sentiment

International Bancshares has a news sentiment score of -0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for International Bancshares this week, compared to 1 article on an average week.

Search Interest

2 people have searched for IBOC on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, International Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.09% of the stock of International Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

65.91% of the stock of International Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Record date for 8/28 Dividend: 8/14/2026
• Ex-Dividend for 8/28 Dividend: 8/14/2026
• Dividend Payable: 8/28/2026
• Today: 10/08/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:IBOC
• CIK: 315709
• Web: www.ibc.com
• Phone: (956) 722-7611
• Fax: 956-726-6637
• Employees: 2,319
• Year Founded: 1966

Price Target and Rating

• Average Price Target for International Bancshares: $85.00
• High Price Target: $85.00
• Low Price Target: $85.00
• Potential Upside/Downside: +24.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.63
• Trailing P/E Ratio: 10.32
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $412.29 million
• Net Margins: 38.83%
• Pretax Margin: 49.21%
• Return on Equity: 12.67%
• Return on Assets: 2.47%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $1.06 billion
• Price / Sales: 4.03
• Cash Flow: $6.96 per share
• Price / Cash Flow: 9.84
• Book Value: $52.31 per share
• Price / Book: 1.31

Miscellaneous

• Outstanding Shares: 62,190,000
• Free Float: 54,051,000
• Market Cap: $4.26 billion
• Optionable: Optionable
• Beta: 0.68