Orrstown Financial Services (NASDAQ:ORRF), Inc. is the bank holding company for Orrstown Bank, a community banking organization headquartered in Shippensburg, Pennsylvania. The roots of Orrstown Bank date back to 1865, and the holding company structure was established to support its growth and diversification. As a regional financial institution, Orrstown Financial Services focuses on delivering personalized banking solutions to individuals, families and businesses across Central Pennsylvania.
The company’s core offerings include a full suite of deposit products such as checking and savings accounts, money market accounts and certificates of deposit. In addition to deposit services, Orrstown provides a range of lending solutions, comprising residential mortgages, home equity lines of credit, consumer loans and commercial lending for small and mid-sized enterprises. Through its commercial banking division, the firm also offers cash management services, treasury solutions and letters of credit to support local business operations.
Beyond traditional banking, Orrstown Financial Services extends its capabilities through wealth management and trust services, helping clients with retirement planning, investment management and estate strategies. The company leverages digital platforms—including online and mobile banking—to enable account access, funds transfers, bill payments and remote deposit capture, ensuring customers benefit from modern convenience alongside community-oriented service.
Orrstown operates a network of branch offices throughout Franklin, Cumberland, Adams and Perry counties, complemented by a call center and ATM network to serve its customer base. Governed by a board of directors and executive leadership team, the company emphasizes local decision making, community engagement and long-term relationships with its depositors and borrowers.
