Ellington Credit Q3 2025 Earnings Report

Ellington Credit EPS Results

• Actual EPS: N/A
• Consensus EPS: $0.20
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Ellington Credit Revenue Results

• Actual Revenue: N/A
• Expected Revenue: N/A
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Ellington Credit Announcement Details

• Quarter: Q3 2025
• Date: 11/11/2025
• Time: Before Market Opens
• Conference Call Date: Wednesday, November 12, 2025
• Conference Call Time: 1:00PM ET

Ellington Credit (NYSE:EARN) Income Fund (NYSE: EARN) is a closed-end management investment company that seeks to generate current income through a diversified portfolio of mortgage- and asset-backed securities. The fund primarily invests in residential mortgage-backed securities (RMBS) and asset-backed securities (ABS), with additional exposure to commercial mortgage-backed securities (CMBS) and related structured credit instruments. To enhance income and manage risk, the fund employs leverage and derivative strategies such as interest rate swaps and credit default swaps, allowing it to adjust duration and credit exposure dynamically.

The fund is externally managed and advised by Ellington Management Group, LLC, an established investment firm specializing in mortgage credit and structured products. The advisory team applies rigorous credit research and quantitative analysis to identify relative-value opportunities in the U.S. mortgage markets. Portfolio construction emphasizes a risk-adjusted approach, balancing yield enhancement with capital preservation to navigate changing interest rate and credit environments.

Since its inception, Ellington Credit Income Fund has focused on U.S. residential and commercial mortgage markets, building a diversified portfolio to mitigate concentration risk. Holdings range from sponsored securitizations and seasoned bonds to bespoke credit structures, with the goal of capturing spread dislocations and credit opportunities. Active management allows the fund to reposition exposures in response to market developments and evolving economic conditions.

The fund offers investors a closed-end structure that combines daily liquidity with the potential for market-driven discounts or premiums to net asset value. Its distribution policy targets regular monthly payouts designed to meet income objectives, making it a candidate for investors seeking yield-oriented strategies in a low-interest-rate environment without the complexity of directly managing leveraged mortgage positions.