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NYSE:EARN

Ellington Credit (EARN) Stock Price, News & Analysis

Ellington Credit logo
$4.38 -0.06 (-1.24%)
Closing price 08/14/2026 03:59 PM Eastern
Extended Trading
$4.39 +0.00 (+0.09%)
As of 08/14/2026 07:48 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Ellington Credit Stock (NYSE:EARN)

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Key Stats

Today's Range
$4.37
$4.44
50-Day Range
$4.29
$4.73
52-Week Range
$4.25
$5.89
Volume
345,879 shs
Average Volume
439,594 shs
Market Capitalization
$164.80 million
P/E Ratio
N/A
Dividend Yield
21.89%
Price Target
$5.50
Consensus Rating
Moderate Buy

Company Overview

Ellington Credit Income Fund (NYSE: EARN) is a closed-end management investment company that seeks to generate current income through a diversified portfolio of mortgage- and asset-backed securities. The fund primarily invests in residential mortgage-backed securities (RMBS) and asset-backed securities (ABS), with additional exposure to commercial mortgage-backed securities (CMBS) and related structured credit instruments. To enhance income and manage risk, the fund employs leverage and derivative strategies such as interest rate swaps and credit default swaps, allowing it to adjust duration and credit exposure dynamically.

The fund is externally managed and advised by Ellington Management Group, LLC, an established investment firm specializing in mortgage credit and structured products. The advisory team applies rigorous credit research and quantitative analysis to identify relative-value opportunities in the U.S. mortgage markets. Portfolio construction emphasizes a risk-adjusted approach, balancing yield enhancement with capital preservation to navigate changing interest rate and credit environments.

Since its inception, Ellington Credit Income Fund has focused on U.S. residential and commercial mortgage markets, building a diversified portfolio to mitigate concentration risk. Holdings range from sponsored securitizations and seasoned bonds to bespoke credit structures, with the goal of capturing spread dislocations and credit opportunities. Active management allows the fund to reposition exposures in response to market developments and evolving economic conditions.

The fund offers investors a closed-end structure that combines daily liquidity with the potential for market-driven discounts or premiums to net asset value. Its distribution policy targets regular monthly payouts designed to meet income objectives, making it a candidate for investors seeking yield-oriented strategies in a low-interest-rate environment without the complexity of directly managing leveraged mortgage positions.

AI Generated. May Contain Errors.

Ellington Credit Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
53rd Percentile Overall Score

EARN MarketRank™: 

Ellington Credit scored higher than 53% of companies evaluated by MarketBeat, and ranked 597th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Ellington Credit has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

  • Upside Potential

    Ellington Credit has a consensus price target of $5.50, representing about 25.4% upside from its current price of $4.39.

  • Amount of Analyst Coverage

    Ellington Credit has only been the subject of 1 research reports in the past 90 days.

  • Read more about Ellington Credit's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Ellington Credit is -4.47, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Ellington Credit is -4.47, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Percentage of Shares Shorted

    3.38% of the float of Ellington Credit has been sold short.
  • Short Interest Ratio / Days to Cover

    Ellington Credit has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Ellington Credit has recently increased by 71.01%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Ellington Credit is a leading dividend payer. It pays a dividend yield of 21.62%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Ellington Credit does not have a long track record of dividend growth.

  • Read more about Ellington Credit's dividend.
  • News Sentiment

    Ellington Credit has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 8 news articles for Ellington Credit this week, compared to 1 article on an average week.
  • Search Interest

    14 people have searched for EARN on MarketBeat in the last 30 days. This is an increase of 8% compared to the previous 30 days.
  • MarketBeat Follows

    Only 2 people have added Ellington Credit to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Ellington Credit insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    1.40% of the stock of Ellington Credit is held by insiders.

  • Percentage Held by Institutions

    20.40% of the stock of Ellington Credit is held by institutions.

  • Read more about Ellington Credit's insider trading history.
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EARN Stock News Headlines

Ellington Credit Company (EARN) Q1 2027 Earnings Call Transcript
Trump’s New Currency Reset
Trump is launching a new $250 bill - but that may be a distraction. Behind the scenes, Executive Order 14241 is orchestrating what analyst Porter Stansberry calls a total U.S. money reset, bypassing conventional legal channels under the guise of national security. The last time America reset its currency - under Nixon in the 1970s - it created an average of 1,300 new millionaires a day for over 50 years. Stansberry has identified three asset categories connected to Trump's initiative that could surge, plus his single top investment move.tc pixel
Ellington Credit Declares Monthly Common Dividend
See More Headlines

EARN Stock Analysis - Frequently Asked Questions

Ellington Credit's stock was trading at $5.2630 at the start of the year. Since then, EARN shares have decreased by 16.7% and is now trading at $4.3850.

Ellington Credit Company (NYSE:EARN) issued its quarterly earnings data on Wednesday, August, 12th. The real estate investment trust reported $0.15 earnings per share for the quarter, missing the consensus estimate of $0.20 by $0.05. The real estate investment trust earned $6.08 million during the quarter, compared to the consensus estimate of $10.57 million.
Read the conference call transcript
.

Ellington Credit (EARN) raised $129 million in an initial public offering on Wednesday, May 1st 2013. The company issued 6,450,000 shares at a price of $20.00 per share.

Ellington Credit's top institutional shareholders include Focus Financial Network Inc. (0.09%).
View institutional ownership trends
.

Shares of EARN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Credit investors own include AGNC Investment (AGNC), Energy Transfer (ET), Oxford Lane Capital (OXLC), Orchid Island Capital (ORC), Ellington Financial (EFC), Cornerstone Total Return Fund (CRF) and Cornerstone Strategic Investment Fund (CLM).

Company Calendar

Record date for 8/31 Dividend
7/31/2026
Ex-Dividend for 8/31 Dividend
7/31/2026
Last Earnings
8/12/2026
Today
8/16/2026
Record date for 9/30 Dividend
8/31/2026
Ex-Dividend for 9/30 Dividend
8/31/2026
Dividend Payable
8/31/2026
Dividend Payable
9/30/2026
Fiscal Year End
3/31/2027

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Capital Markets
Sub-Industry
Asset Management & Custody Banks
Current Symbol
NYSE:EARN
CIK
1560672
Fax
N/A
Employees
170
Year Founded
2012

Price Target and Rating

High Price Target
$6.00
Low Price Target
$5.00
Potential Upside/Downside
+25.4%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
2 Analysts

Profitability

EPS (Trailing Twelve Months)
($0.98)
Trailing P/E Ratio
N/A
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
-$38.85 million
Net Margins
-70.52%
Pretax Margin
N/A
Return on Equity
N/A
Return on Assets
N/A

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
N/A
Quick Ratio
N/A

Sales & Book Value

Annual Sales
$15.88 million
Price / Sales
10.38
Cash Flow
$0.73 per share
Price / Cash Flow
5.97
Book Value
N/A
Price / Book
N/A

Miscellaneous

Outstanding Shares
37,583,000
Free Float
37,057,000
Market Cap
$164.80 million
Optionable
Optionable
Beta
1.28
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This page (NYSE:EARN) was last updated on 8/16/2026 by MarketBeat.com Staff.
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