NYSE:EARN Ellington Credit (EARN) Stock Price, News & Analysis $4.82 -0.01 (-0.10%) Closing price 05/15/2026 03:59 PM EasternExtended Trading$4.81 -0.01 (-0.10%) As of 05/15/2026 06:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Ellington Credit Stock (NYSE:EARN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Ellington Credit alerts:Sign Up Key Stats Today's Range$4.77▼$4.8350-Day Range$4.32▼$4.9352-Week Range$4.27▼$6.08Volume335,411 shsAverage Volume422,846 shsMarket Capitalization$180.95 millionP/E RatioN/ADividend Yield19.94%Price Target$5.75Consensus RatingModerate Buy Company Overview Ellington Credit Income Fund (NYSE: EARN) is a closed-end management investment company that seeks to generate current income through a diversified portfolio of mortgage- and asset-backed securities. The fund primarily invests in residential mortgage-backed securities (RMBS) and asset-backed securities (ABS), with additional exposure to commercial mortgage-backed securities (CMBS) and related structured credit instruments. To enhance income and manage risk, the fund employs leverage and derivative strategies such as interest rate swaps and credit default swaps, allowing it to adjust duration and credit exposure dynamically. The fund is externally managed and advised by Ellington Management Group, LLC, an established investment firm specializing in mortgage credit and structured products. The advisory team applies rigorous credit research and quantitative analysis to identify relative-value opportunities in the U.S. mortgage markets. Portfolio construction emphasizes a risk-adjusted approach, balancing yield enhancement with capital preservation to navigate changing interest rate and credit environments. Since its inception, Ellington Credit Income Fund has focused on U.S. residential and commercial mortgage markets, building a diversified portfolio to mitigate concentration risk. Holdings range from sponsored securitizations and seasoned bonds to bespoke credit structures, with the goal of capturing spread dislocations and credit opportunities. Active management allows the fund to reposition exposures in response to market developments and evolving economic conditions. The fund offers investors a closed-end structure that combines daily liquidity with the potential for market-driven discounts or premiums to net asset value. Its distribution policy targets regular monthly payouts designed to meet income objectives, making it a candidate for investors seeking yield-oriented strategies in a low-interest-rate environment without the complexity of directly managing leveraged mortgage positions.AI Generated. May Contain Errors. Read More Ellington Credit Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks46th Percentile Overall ScoreEARN MarketRank™: Ellington Credit scored higher than 46% of companies evaluated by MarketBeat, and ranked 700th out of 887 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingEllington Credit has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Upside PotentialEllington Credit has a consensus price target of $5.75, representing about 19.4% upside from its current price of $4.82.Amount of Analyst CoverageEllington Credit has only been the subject of 1 research reports in the past 90 days.Read more about Ellington Credit's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Ellington Credit is -11.74, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Ellington Credit is -11.74, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioEllington Credit has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Ellington Credit's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.39% of the float of Ellington Credit has been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 3.37, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently increased by 75.77%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipEllington Credit is a leading dividend payer. It pays a dividend yield of 19.92%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthEllington Credit does not have a long track record of dividend growth.Read more about Ellington Credit's dividend. News and Social Media1.9 / 5News SentimentN/A News SentimentEllington Credit has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Ellington Credit this week, compared to 1 article on an average week.Search Interest35 people have searched for EARN on MarketBeat in the last 30 days. This is an increase of 169% compared to the previous 30 days.MarketBeat Follows4 people have added Ellington Credit to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days. Company Ownership0.3 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Ellington Credit insiders have not sold or bought any company stock.Percentage Held by Insiders1.40% of the stock of Ellington Credit is held by insiders.Percentage Held by Institutions20.40% of the stock of Ellington Credit is held by institutions.Read more about Ellington Credit's insider trading history. Receive EARN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ellington Credit and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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EARN Stock News HeadlinesELLA: An 8.50% Notes IPO From Ellington CreditApril 13, 2026 | seekingalpha.comEllington Credit Declares Monthly Common DividendApril 7, 2026 | businesswire.comALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings research points to the first half of 2026 as a particularly rough stretch for certain holdings. Some of America's most popular stocks could take serious damage as a radical market shift plays out. Analysts at Weiss Ratings have identified five names you may want to remove from your portfolio before this unfolds. If any of these are in your portfolio, now is the time to review your positions.May 17 at 1:00 AM | Weiss Ratings (Ad)Ellington Credit Company Closes Offering of Unsecured NotesMarch 31, 2026 | businesswire.comEllington Residential Mortgage Completes $50 Million Notes OfferingMarch 31, 2026 | tipranks.comEllington Residential Mortgage Announces New Unsecured Notes OfferingMarch 26, 2026 | tipranks.comEllington Credit Company Prices Offering of Unsecured NotesMarch 25, 2026 | businesswire.comEllington Credit Company Announces Offering of Unsecured NotesMarch 25, 2026 | businesswire.comSee More Headlines EARN Stock Analysis - Frequently Asked Questions How have EARN shares performed this year? Ellington Credit's stock was trading at $5.2630 at the start of the year. Since then, EARN shares have decreased by 8.5% and is now trading at $4.8150. How were Ellington Credit's earnings last quarter? Ellington Credit Company (NYSE:EARN) issued its quarterly earnings data on Wednesday, March, 4th. The real estate investment trust reported $0.21 earnings per share for the quarter, missing analysts' consensus estimates of $0.24 by $0.03. The real estate investment trust earned ($17.48) million during the quarter, compared to analyst estimates of $12.71 million. Ellington Credit had a positive trailing twelve-month return on equity of 16.47% and a negative net margin of 34.31%. Read the conference call transcript. When did Ellington Credit IPO? Ellington Credit (EARN) raised $129 million in an initial public offering (IPO) on Wednesday, May 1st 2013. The company issued 6,450,000 shares at a price of $20.00 per share. Who are Ellington Credit's major shareholders? Top institutional shareholders of Ellington Credit include Waverly Advisors LLC (0.45%) and Gables Capital Management Inc. (0.09%). View institutional ownership trends. How do I buy shares of Ellington Credit? Shares of EARN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Ellington Credit own? Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Credit investors own include AGNC Investment (AGNC), Energy Transfer (ET), Oxford Lane Capital (OXLC), Orchid Island Capital (ORC), Ellington Financial (EFC), Cornerstone Total Return Fund (CRF) and Cornerstone Strategic Investment Fund (CLM). Company Calendar Last Earnings3/04/2026Record date for 5/29 Dividend4/30/2026Ex-Dividend for 5/29 Dividend4/30/2026Today5/17/2026Next Earnings (Estimated)5/19/2026Record date for 6/30 Dividend5/29/2026Ex-Dividend for 6/30 Dividend5/29/2026Dividend Payable5/29/2026Dividend Payable6/30/2026Fiscal Year End3/31/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (2m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 EARN's financial health is in the Red zone, according to TradeSmith. EARN has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry REIT - MTGE TRUST Sub-IndustryTrading Current SymbolNYSE:EARN CIK1560672 Webwww.earnreit.com Phone(203) 698-1200FaxN/AEmployees170Year Founded2012Price Target and Rating Average Price Target for Ellington Credit$5.75 High Price Target$6.00 Low Price Target$5.50 Potential Upside/Downside+19.4%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)($0.41) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$6.59 million Net Margins-34.31% Pretax MarginN/A Return on Equity16.47% Return on Assets3.87% Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$15.07 million Price / Sales12.01 Cash Flow$1.08 per share Price / Cash Flow4.46 Book Value$6.64 per share Price / Book0.73Miscellaneous Outstanding Shares37,580,000Free Float37,057,000Market Cap$180.95 million OptionableOptionable Beta1.27 (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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