Fair Isaac (NYSE:FICO), commonly known as FICO, is a leading analytics software company that specializes in credit scoring, decision management, and predictive analytics. Best known for its FICO Score, which is widely used by lenders to assess consumer credit risk, the company also provides solutions for fraud detection, customer management, and regulatory compliance. FICO’s offerings are designed to help organizations make data-driven decisions, optimize processes, and mitigate risk across diverse business functions.
FICO’s product portfolio includes credit scoring models, decision-management platforms such as the FICO® Platform and FICO® Decision Management Suite, and industry-specific analytics solutions. Their services cater to financial institutions, insurers, retailers, telecommunications providers, and government agencies, enabling these organizations to automate decisions around lending, underwriting, collections, and risk monitoring. The company also offers consulting and training services to support the implementation and ongoing optimization of its software solutions.
Founded in 1956 by engineer Bill Fair and mathematician Earl Isaac, FICO is headquartered in San Jose, California. Over the decades, the company has expanded its global footprint, serving clients in North America, Latin America, Europe, the Middle East, Africa, and the Asia-Pacific region. Through strategic partnerships and acquisitions, FICO has continuously evolved its analytics capabilities, integrating emerging technologies such as artificial intelligence and machine learning into its decision-management and scoring platforms.
Under the leadership of President and CEO Will Lansing, FICO continues to focus on innovation in financial risk management and customer analytics. The company’s executive team comprises seasoned professionals with expertise in software development, data science, and financial services. FICO remains committed to advancing analytic technology and supporting organizations worldwide in making smarter, faster, and fairer decisions.
