Go Pro

Fair Isaac (FICO) Stock Forecast & Price Target

Fair Isaac logo
$916.28 -17.02 (-1.82%)
As of 09:50 AM Eastern
This is a fair market value price provided by Massive. Learn more.

Fair Isaac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
0
Hold
5
Buy
11

Based on 16 Wall Street analysts who have issued ratings for Fair Isaac in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 16 analysts, 5 have given a hold rating, and 11 have given a buy rating for FICO.

Consensus Price Target

$1,553.69
69.57% Upside
According to the 16 analysts' twelve-month price targets for Fair Isaac, the average price target is $1,553.69. The highest price target for FICO is $2,200.00, while the lowest price target for FICO is $1,130.00. The average price target represents a forecasted upside of 69.57% from the current price of $916.28.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
Get the Latest News and Ratings for FICO and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for Fair Isaac and its competitors.

Sign Up
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

FICO Analyst Ratings Over Time

TypeCurrent Forecast
9/9/25 to 9/9/26
1 Month Ago
8/10/25 to 8/10/26
3 Months Ago
6/11/25 to 6/11/26
1 Year Ago
9/9/24 to 9/9/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
11 Buy rating(s)
11 Buy rating(s)
10 Buy rating(s)
11 Buy rating(s)
Hold
5 Hold rating(s)
5 Hold rating(s)
5 Hold rating(s)
2 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$1,553.69$1,599.14$1,619.36$2,098.14
Forecasted Upside69.57% Upside52.27% Upside36.79% Upside35.71% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

FICO Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

FICO Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Fair Isaac Stock vs. The Competition

TypeFair IsaacTechnology CompaniesBroader Market
Consensus Rating Score
2.69
2.23
2.53
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside66.23% Upside394.91% Upside15.33% Upside
News Sentiment Rating
Positive News

See Recent FICO News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
8/28/2026
Weiss Ratings logo
Weiss Ratings
5 of 5 stars
 UpgradeHold (C-)Hold (C)
8/12/2026
UBS Group AG logo
UBS Group
4 of 5 stars
Kevin McVeigh
1 of 5 stars
Lower TargetNeutral$1,200.00 ➝ $1,130.00+8.80%
8/10/2026
Barclays PLC logo
Barclays
3 of 5 stars
Manav Patnaik
2 of 5 stars
Lower TargetOverweight$1,950.00 ➝ $1,700.00+63.48%
8/3/2026Set Target$1,675.00+48.93%
7/30/2026Lower TargetOutperform$2,400.00 ➝ $1,525.00+31.22%
7/30/2026Boost TargetOverweight$1,400.00 ➝ $1,450.00+5.51%
7/30/2026Reiterated RatingBuy$1,650.00+20.06%
5/19/2026Lower TargetBuy$1,550.00 ➝ $1,400.00+17.45%
4/30/2026Lower TargetNeutral$1,325.00 ➝ $1,225.00+19.49%
4/29/2026 Reiterated RatingOutperform$1,750.00+67.36%
4/29/2026Set Target$1,549.00+47.99%
4/16/2026Initiated CoverageOutperform$1,416.00+37.55%
4/2/2026Lower TargetBuy$1,770.00 ➝ $1,528.00+40.20%
12/1/2025 DowngradeStrong-BuyHold
11/6/2025Lower TargetOutperform$2,300.00 ➝ $2,200.00+30.05%
10/13/2025DowngradeOutperformMarket Perform
8/18/2025Set Target$1,800.00+32.18%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 09:50 AM ET.


Should I Buy Fair Isaac Stock? FICO Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, September 6, 2026. Please send any questions or comments about these Fair Isaac pros and cons to contact@marketbeat.com.

Fair Isaac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Fair Isaac Co.:

  • The stock is currently trading at $931.63, which is significantly below the consensus price target of $1,553.69 set by eleven analysts who maintain a "Moderate Buy" rating, suggesting substantial potential for price appreciation as the market digests recent volatility.
  • Fair Isaac Co. demonstrated strong fundamental performance in its most recent quarter, reporting earnings per share of $12.18, which exceeded the analyst consensus estimate of $11.76, while revenue grew 25.7% year over year to $674.19 million.
  • The company's scores revenue segment experienced a 41% year-over-year increase, driven by higher mortgage origination scores unit pricing, indicating robust demand and pricing power in its core business despite broader market concerns.
  • Institutional interest remains strong, with 85.75% of the company's stock held by institutional investors and hedge funds, and recent filings show new positions being opened by entities like Nykredit A S, which purchased 8,860 shares valued at approximately $10.59 million in the second quarter.
  • Fair Isaac Co. maintains a high level of operational efficiency with a net margin of 34.05% in its latest reported quarter, reflecting its ability to convert a significant portion of its revenue into profit through its data analytics and software services.

Fair Isaac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Fair Isaac Co. for these reasons:

  • The Federal Housing Finance Agency ordered Fannie Mae and Freddie Mac to allow all lenders to use VantageScore 4.0 for mortgage underwriting, a regulatory move that directly challenges Fair Isaac Co.'s long-standing position as the primary credit scoring model in agency-backed mortgages.
  • The stock has experienced significant volatility and a sharp decline, dropping from a 52-week high of $1,998.01 to its current level of $931.63, with a recent gap down of $187.30 in a single session, reflecting heightened market sensitivity to competitive threats.
  • Investors are reassessing the durability of the company's competitive moat, as the expansion of VantageScore access could reduce Fair Isaac Co.'s mortgage-score volumes, pricing power, and profit margins by giving lenders greater choice in their underwriting models.
  • Regulatory pressure is increasing, with FHFA Director Bill Pulte publicly criticizing the credit-scoring industry, raising concerns that additional government intervention could further limit the company's pricing leverage and influence over the market.
  • Insider activity has been predominantly negative, with Director Eva Manolis selling 967 shares at an average price of $1,400.00 in July 2026, and CEO William J. Lansing selling 2,400 shares in November 2025, which may signal a lack of confidence in the stock's near-term trajectory.

FICO Forecast - Frequently Asked Questions

According to the research reports of 16 Wall Street equities research analysts, the average twelve-month stock price forecast for Fair Isaac is $1,553.69, with a high forecast of $2,200.00 and a low forecast of $1,130.00.

16 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Fair Isaac in the last twelve months. There are currently 5 hold ratings and 11 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" FICO shares.

According to analysts, Fair Isaac's stock has a predicted upside of 69.57% based on their 12-month stock forecasts.

Over the previous 90 days, Fair Isaac's stock had 2 upgrades and 2 downgrades by analysts.

Fair Isaac has been rated by research analysts at Barclays, Jefferies Financial Group, Needham & Company LLC, Royal Bank Of Canada, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Analysts like Fair Isaac more than other "technology" companies. The consensus rating for Fair Isaac is Moderate Buy while the average consensus rating for "technology" companies is Hold. Learn more on how FICO compares to other companies.


MarketBeat monitors more than a dozen sources for Fair Isaac analyst ratings, with the most recent rating issued on 8/28/2026.
From Our Partners