Fair Isaac (FICO) Competitors $1,540.70 -43.68 (-2.76%) Closing price 07/11/2025 03:58 PM EasternExtended Trading$1,541.64 +0.94 (+0.06%) As of 07/11/2025 07:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock FICO vs. UPST, TRU, ADBE, MSTR, CDNS, SNPS, ADSK, WDAY, ANSS, and TYLShould you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), TransUnion (TRU), Adobe (ADBE), MicroStrategy (MSTR), Cadence Design Systems (CDNS), Synopsys (SNPS), Autodesk (ADSK), Workday (WDAY), ANSYS (ANSS), and Tyler Technologies (TYL). Fair Isaac vs. Its Competitors Upstart TransUnion Adobe MicroStrategy Cadence Design Systems Synopsys Autodesk Workday ANSYS Tyler Technologies Fair Isaac (NYSE:FICO) and Upstart (NASDAQ:UPST) are related companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, dividends, valuation, profitability, risk, analyst recommendations, media sentiment and institutional ownership. Do analysts recommend FICO or UPST? Fair Isaac currently has a consensus target price of $2,263.29, suggesting a potential upside of 46.90%. Upstart has a consensus target price of $67.42, suggesting a potential downside of 10.84%. Given Fair Isaac's stronger consensus rating and higher possible upside, equities research analysts plainly believe Fair Isaac is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Fair Isaac 0 Sell rating(s) 2 Hold rating(s) 10 Buy rating(s) 2 Strong Buy rating(s) 3.00Upstart 1 Sell rating(s) 8 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.29 Is FICO or UPST more profitable? Fair Isaac has a net margin of 31.36% compared to Upstart's net margin of -9.20%. Upstart's return on equity of -15.27% beat Fair Isaac's return on equity.Company Net Margins Return on Equity Return on Assets Fair Isaac31.36% -51.41% 29.91% Upstart -9.20%-15.27%-4.60% Does the media refer more to FICO or UPST? In the previous week, Fair Isaac had 54 more articles in the media than Upstart. MarketBeat recorded 58 mentions for Fair Isaac and 4 mentions for Upstart. Fair Isaac's average media sentiment score of 0.70 beat Upstart's score of -0.19 indicating that Fair Isaac is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Fair Isaac 21 Very Positive mention(s) 15 Positive mention(s) 13 Neutral mention(s) 2 Negative mention(s) 1 Very Negative mention(s) Positive Upstart 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has higher earnings & valuation, FICO or UPST? Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFair Isaac$1.72B21.83$512.81M$23.2266.35Upstart$636.53M11.30-$128.58M-$0.75-100.83 Do insiders and institutionals hold more shares of FICO or UPST? 85.8% of Fair Isaac shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 3.5% of Fair Isaac shares are held by insiders. Comparatively, 16.7% of Upstart shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Which has more risk and volatility, FICO or UPST? Fair Isaac has a beta of 1.28, suggesting that its share price is 28% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.37, suggesting that its share price is 137% more volatile than the S&P 500. SummaryFair Isaac beats Upstart on 14 of the 17 factors compared between the two stocks. Get Fair Isaac News Delivered to You Automatically Sign up to receive the latest news and ratings for FICO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FICO vs. The Competition Export to ExcelMetricFair IsaacIT Services IndustryComputer SectorNYSE ExchangeMarket Cap$37.59B$16.57B$27.66B$20.65BDividend YieldN/A1.52%3.12%3.72%P/E Ratio66.3538.8036.9327.84Price / Sales21.8312.021,879.6642.37Price / Cash81.7924.5737.5522.32Price / Book-38.974.877.284.57Net Income$512.81M$434.10M$767.99M$989.30M7 Day Performance-16.97%-5.91%-0.26%0.20%1 Month Performance-13.69%0.40%6.06%5.53%1 Year Performance-3.01%14.56%52,479.79%10.30% Fair Isaac Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FICOFair Isaac4.9085 of 5 stars$1,540.70-2.8%$2,263.29+46.9%-3.0%$37.59B$1.72B66.353,586Trending NewsAnalyst ForecastInsider TradeUPSTUpstart3.6938 of 5 stars$76.35+3.4%$67.42-11.7%+178.9%$7.26B$714.41M-101.801,193Insider TradeTRUTransUnion4.3779 of 5 stars$91.55-0.1%$109.69+19.8%+14.0%$17.86B$4.18B48.7013,400News CoveragePositive NewsAnalyst ForecastADBEAdobe4.9206 of 5 stars$376.93-0.6%$480.08+27.4%-35.0%$159.89B$21.51B24.1230,709Trending NewsMSTRMicroStrategy4.035 of 5 stars$395.67-2.1%$514.42+30.0%+211.1%$108.18B$463.46M-18.141,534Trending NewsInsider TradeGap UpCDNSCadence Design Systems4.5106 of 5 stars$320.30-2.0%$325.23+1.5%+1.6%$87.45B$4.64B81.0912,700Positive NewsAnalyst ForecastSNPSSynopsys4.2394 of 5 stars$536.52-2.2%$607.14+13.2%-8.9%$83.25B$6.13B38.7420,000Trending NewsAnalyst ForecastADSKAutodesk4.6471 of 5 stars$315.31-0.4%$343.64+9.0%+10.6%$67.48B$6.13B67.5215,300Trending NewsAnalyst ForecastAnalyst RevisionWDAYWorkday4.9663 of 5 stars$241.21-0.2%$297.68+23.4%-2.9%$64.40B$8.45B133.2720,400Trending NewsAnalyst ForecastInsider TradeANSSANSYS3.6456 of 5 stars$363.09-1.2%$352.50-2.9%+13.7%$31.92B$2.54B53.873,200Positive NewsTYLTyler Technologies4.6714 of 5 stars$589.56-0.1%$680.50+15.4%+5.4%$25.42B$2.14B88.797,400Positive News Related Companies and Tools Related Companies Upstart Competitors TransUnion Competitors Adobe Competitors MicroStrategy Competitors Cadence Design Systems Competitors Synopsys Competitors Autodesk Competitors Workday Competitors ANSYS Competitors Tyler Technologies Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FICO) was last updated on 7/13/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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