TransUnion Company Profile (NYSE:TRU)

About TransUnion

TransUnion logoTransUnion, formerly TransUnion Holding Company, Inc., is a risk and information solutions provider to businesses and consumers. The Company operates through three segments: US Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Company's Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Company has operations across various industry verticals, including financial services, insurance and healthcare. The Company has presence in over 30 countries across North America, Africa, Latin America and Asia.

Industry, Sector and Symbol:
  • Sector: Business Services
  • Industry: Business Services
  • Sub-Industry: N/A
  • Exchange: NYSE
  • Symbol: TRU
  • CUSIP:
Key Metrics:
  • Previous Close: $37.10
  • 50 Day Moving Average: $33.22
  • 200 Day Moving Average: $32.34
  • 52-Week Range: $24.20 - $37.80
  • Trailing P/E Ratio: 56.80
  • Foreward P/E Ratio: 19.43
  • P/E Growth: 1.82
  • Market Cap: $6.77B
  • Outstanding Shares: 183,300,000
  • Beta: 0.38
Profitability:
  • Net Margins: 5.46%
  • Return on Equity: 16.65%
  • Return on Assets: 4.96%
Debt:
  • Debt-to-Equity Ratio: 1.63%
  • Current Ratio: 1.43%
  • Quick Ratio: 1.43%
Additional Links:
Companies Related to TransUnion:

Analyst Ratings

Consensus Ratings for TransUnion (NYSE:TRU) (?)
Ratings Breakdown: 9 Buy Ratings
Consensus Rating:Buy (Score: 3.00)
Consensus Price Target: $36.50 (1.14% downside)

Analysts' Ratings History for TransUnion (NYSE:TRU)
Show:
DateFirmActionRatingPrice TargetDetails
2/15/2017Stifel NicolausBoost Price TargetBuy$39.00 -> $43.00View Rating Details
1/21/2017RBC Capital MarketsSet Price TargetBuy$39.00View Rating Details
1/18/2017Morgan StanleyUpgradeEqual Weight -> Overweight$37.00 -> $38.00View Rating Details
1/11/2017Barclays PLCReiterated RatingBuy$38.00View Rating Details
1/1/2017Deutsche Bank AGReiterated RatingBuy$38.00View Rating Details
5/25/2016Robert W. BairdInitiated CoverageOutperform$36.00View Rating Details
4/26/2016Royal Bank Of CanadaBoost Price TargetOutperform$29.00 -> $30.00View Rating Details
4/8/2016William BlairInitiated CoverageOutperformView Rating Details
3/30/2016Cowen and CompanyInitiated CoverageOutperform$30.00View Rating Details
2/17/2016Evercore ISIBoost Price TargetBuy$31.00 -> $33.00View Rating Details
8/4/2015Wells Fargo & CompanyInitiated CoverageMarket PerformView Rating Details
8/4/2015Evercore Partners Inc.Initiated CoverageBuy$30.00View Rating Details
8/4/2015Bank of America CorpInitiated CoverageNeutral$27.00View Rating Details
8/4/2015J P Morgan Chase & CoInitiated CoverageOverweight$28.00View Rating Details
8/4/2015Goldman Sachs Group, Inc. (The)Initiated CoverageNeutral$26.00View Rating Details
(Data available from 2/23/2015 forward)

Earnings

Earnings History for TransUnion (NYSE:TRU)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/24/2017        
2/14/2017Q416$0.35$0.44$427.44 million$436.00 millionViewListenView Earnings Details
10/25/2016Q316$0.36$0.38$424.03 million$437.60 millionViewListenView Earnings Details
7/26/2016Q2$0.33$0.37$414.70 million$426.00 millionViewListenView Earnings Details
4/26/2016Q116$0.26$0.32$378.99 million$406.00 millionViewListenView Earnings Details
2/16/2016Q415$0.24$0.31$369.34 million$386.10 millionViewListenView Earnings Details
10/27/2015Q315$0.28$0.30$365.12 million$389.10 millionViewListenView Earnings Details
7/28/2015Q215$0.21$0.27$327.50 million$379.00 millionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for TransUnion (NYSE:TRU)
Current Year EPS Consensus Estimate: $1.72 EPS
Next Year EPS Consensus Estimate: $1.90 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$0.36$0.36$0.36
Q2 20171$0.40$0.40$0.40
Q3 20171$0.42$0.42$0.42
Q4 20171$0.43$0.43$0.43
(Data provided by Zacks Investment Research)

Dividends

Dividend History for TransUnion (NYSE:TRU)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

Insider Trading History for TransUnion (NYSE:TRU)
Insider Ownership Percentage: 1.60%
Institutional Ownership Percentage: 99.18%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
2/22/2017Christopher EganDirectorSell163,472$36.57$5,978,171.04View SEC Filing  
2/22/2017International Corp/Ma AdventMajor ShareholderSell9,730,500$36.57$355,844,385.00View SEC Filing  
9/14/2016James M PeckInsiderSell75,000$32.82$2,461,500.00View SEC Filing  
9/14/2016John W BlenkeEVPSell25,000$32.82$820,500.00View SEC Filing  
9/14/2016Samuel A HamoodCFOSell30,000$32.82$984,600.00View SEC Filing  
9/14/2016Sumit RajpalDirectorSell7,906,000$32.82$259,474,920.00View SEC Filing  
8/24/2016Timothy ElberfeldVPSell4,891$32.80$160,424.80View SEC Filing  
8/4/2016Gerald M. Mccarthy, Jr.EVPSell12,522$32.22$403,458.84View SEC Filing  
6/10/2016Christopher EganDirectorSell302,401$31.25$9,450,031.25View SEC Filing  
6/10/2016International Corp/Ma AdventMajor ShareholderSell18,000,000$31.25$562,500,000.00View SEC Filing  
5/16/2016James M PeckCEOSell91,889$31.36$2,881,639.04View SEC Filing  
5/16/2016John W BlenkeEVPSell6,000$31.36$188,160.00View SEC Filing  
5/16/2016Samuel A HamoodCFOSell25,228$31.36$791,150.08View SEC Filing  
6/30/2015James M PeckCEOBuy2,500$22.50$56,250.00View SEC Filing  
6/30/2015James V PieperCAOBuy6,850$22.50$154,125.00View SEC Filing  
6/30/2015John T DanaherEVPBuy2,000$22.50$45,000.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Latest Headlines for TransUnion (NYSE:TRU)
DateHeadline
biz.yahoo.com logoTRANSUNION Files SEC form 8-K, Entry into a Material Definitive Agreement, Other Events, Financial Statements and Exh (NYSE:TRU)
biz.yahoo.com - February 22 at 9:17 PM
4-traders.com logoTransUnion : Four in 10 Canadian Credit Card Holders Uncertain About Importance of Paying More than Minimum Due (NYSE:TRU)
www.4-traders.com - February 22 at 10:28 AM
finance.yahoo.com logoAs 'Envelope in the Mail' Approach to Billing Falls Short, Healthcare Organizations May Find Transparency at Point of Service is Best Option (NYSE:TRU)
finance.yahoo.com - February 21 at 4:37 PM
News IconIncreases Stake in TransUnion (TRU) (NYSE:TRU)
techknowbits.com - February 18 at 7:18 PM
finance.yahoo.com logoTRANSUNION Financials (NYSE:TRU)
finance.yahoo.com - February 18 at 7:18 PM
News IconUnusual Volume Spotted in TransUnion (NYSE:TRU) Stock (NYSE:TRU)
mundoaguaysaneamiento.net - February 18 at 9:15 AM
News IconTransUnion (NYSE:TRU), JD.com, Inc. (NASDAQ:JD) (NYSE:TRU)
oakridgeobserver.com - February 18 at 9:15 AM
biz.yahoo.com logoTRANSUNION Files SEC form 10-K, Annual Report (NYSE:TRU)
us.rd.yahoo.com - February 17 at 6:58 PM
us.rd.yahoo.com logoTransUnion Announces Secondary Offering of 19,850,000 Shares of Common Stock and Purchase of 1,850,000 Shares of Common Stock (NYSE:TRU)
us.rd.yahoo.com - February 17 at 6:58 PM
us.rd.yahoo.com logoTransUnion Announces Pricing of Secondary Offering of 19,850,000 Shares of Common Stock and Purchase of 1,850,000 Shares of Common Stock (NYSE:TRU)
us.rd.yahoo.com - February 17 at 6:58 PM
us.rd.yahoo.com logo3:18 am TransUnion prices secondary offering by certain of its stockholders of 19.85 mln shares of common stock (NYSE:TRU)
us.rd.yahoo.com - February 17 at 6:58 PM
News IconTransUnion (TRU) PT Raised to $43.00 (NYSE:TRU)
ekosvoice.com - February 16 at 8:11 PM
News IconStifel Just Issued "Buy" Rating on TransUnion (TRU) (NYSE:TRU)
oakridgeobserver.com - February 16 at 8:11 PM
nasdaq.com logoTransUnion (TRU) Beats on Both Q4 Earnings and Revenues (NYSE:TRU)
www.nasdaq.com - February 15 at 6:36 AM
cnbc.com logoTransUnion tops Street 4Q forecasts (NYSE:TRU)
www.cnbc.com - February 15 at 6:36 AM
News IconWhat You Must Know About TransUnion’s (TRU) Financial Health (NYSE:TRU)
simplywall.st - February 15 at 6:36 AM
marketwired.com logoTransUnion Reports Strong Fourth Quarter and Full Year 2016 Results (NYSE:TRU)
www.marketwired.com - February 15 at 6:36 AM
streetinsider.com logoTransUnion (TRU) Tops Q4 EPS by 9c (NYSE:TRU)
www.streetinsider.com - February 15 at 6:36 AM
News IconHere's Why TransUnion Charged As Much As 10% Higher (NYSE:TRU)
host.madison.com - February 15 at 6:36 AM
seekingalpha.com logoTransUnion's (TRU) CEO, James Peck on Q4 2016 Results - Earnings Call Transcript (NYSE:TRU)
seekingalpha.com - February 15 at 6:36 AM
4-traders.com logoTransUnion (NYSE:TRU) Files An 8-K Results of Operations and Financial Condition (NYSE:TRU)
www.4-traders.com - February 15 at 6:36 AM
fool.com logoHere's Why TransUnion Charged As Much As 10% Higher (NYSE:TRU)
www.fool.com - February 15 at 6:36 AM
feeds.benzinga.com logoEarnings Scheduled For February 14, 2017 (NYSE:TRU)
feeds.benzinga.com - February 14 at 6:18 AM
4-traders.com logoTransUnion : Business Services Stocks Under Scanner -- First Data, Moody's, FleetCor Technologies, and TransUnion (NYSE:TRU)
www.4-traders.com - February 7 at 3:48 AM
finance.yahoo.com logoSurvey Finds Healthcare Providers Benefit from Up-Front Cost Estimates, Yet Many Patients Find It Difficult to Secure Such Information (NYSE:TRU)
finance.yahoo.com - February 1 at 7:02 AM
News IconTransUnion launches IDVision to help businesses combat fraud (NYSE:TRU)
www.greensheet.com - January 27 at 6:21 AM
finance.yahoo.com logoTransUnion Introduces IDVision(SM) to Help Businesses Prevent Sophisticated and Evolving Fraud and Identity Theft (NYSE:TRU)
finance.yahoo.com - January 25 at 7:49 AM
seekingalpha.com logoU.S. IPO Week Ahead: AppDynamics Headlines Rush Of 8 IPOs (NYSE:TRU)
seekingalpha.com - January 21 at 8:08 PM
News IconThat credit score you bought may be worthless (NYSE:TRU)
www.mcall.com - January 19 at 5:47 AM
finance.yahoo.com logoTransUnion upgraded by Morgan Stanley (NYSE:TRU)
finance.yahoo.com - January 19 at 5:47 AM
uk.finance.yahoo.com logoSouth African retailer TFG rallies on jump in Christmas sales (NYSE:TRU)
uk.finance.yahoo.com - January 16 at 12:44 PM
seekingalpha.com logoU.S. IPO Week Ahead: Oilfield Services Company Set To Kick Off 2017 (NYSE:TRU)
seekingalpha.com - January 15 at 7:45 PM
News IconCredit Scores Are Not All Created Equal: Lessons from TransUnion & Equifax’s Federal Fines (NYSE:TRU)
www.highya.com - January 14 at 6:40 AM
investopedia.com logoDo mortgage lenders use FICO 8? (NYSE:TRU)
www.investopedia.com - January 12 at 5:49 AM
us.rd.yahoo.com logoTransUnion Announces Earnings Release Date for Fourth Quarter 2016 Results (NYSE:TRU)
us.rd.yahoo.com - January 11 at 7:19 AM
finance.yahoo.com logoTransUnion Partners With Carahsoft to Deliver Identity Authentication and Investigative Solutions to the Government (NYSE:TRU)
finance.yahoo.com - January 11 at 7:19 AM
usatoday.com logoCredit score companies must refund $17.7 million to customers (NYSE:TRU)
www.usatoday.com - January 4 at 9:22 PM
bizjournals.com logoEquifax, TransUnion to pay $23 million in fines (NYSE:TRU)
www.bizjournals.com - January 4 at 7:15 AM
cnbc.com logoUS fines TransUnion, Equifax for deceit over credit scores (NYSE:TRU)
www.cnbc.com - January 3 at 4:57 PM
seekingalpha.com logoU.S. IPO Weekly Recap: Out With The Old, In With The New (NYSE:TRU)
seekingalpha.com - January 2 at 9:32 AM
forbes.com logoWhy It's OK Auto Loan Delinquencies Are Trending Up For 2017 (NYSE:TRU)
www.forbes.com - December 31 at 8:04 PM
feeds.reuters.com logoBRIEF-TransUnion says agreed to settle with CFPB on Dec 22 - SEC filing (NYSE:TRU)
feeds.reuters.com - December 29 at 5:00 PM
News Icon8 Ways to Keep New Year’s Resolutions About Money (NYSE:TRU)
www.nextavenue.org - December 27 at 8:36 AM
seekingalpha.com logoU.S. IPO Weekly Recap: 3 Large Filings Look To Raise An Estimated $1.6 Billion As Preparation Begins For 2017 (NYSE:TRU)
seekingalpha.com - December 25 at 8:34 AM
bloomberg.com logoAverage Credit Card Debt: $16K. Total Debt: $133K. Where Do You Fit In? (NYSE:TRU)
www.bloomberg.com - December 15 at 6:49 AM
4-traders.com logoTransUnion : More Subprime Borrowers and Expected Interest Rate Hikes to Drive Up 2017 Auto Loan and Credit Card Delinquency Rates (NYSE:TRU)
www.4-traders.com - December 14 at 6:49 AM
finance.yahoo.com logoComputerworld Distinguishes TransUnion Executive as Premier 100 Technology Leader (NYSE:TRU)
finance.yahoo.com - December 14 at 6:49 AM
finance.yahoo.com logoMore Subprime Borrowers and Expected Interest Rate Hikes to Drive Up 2017 Auto Loan and Credit Card Delinquency Rates (NYSE:TRU)
finance.yahoo.com - December 14 at 6:49 AM
finance.yahoo.com logoTransUnion's Prama(SM) Wins Gold in Best in Biz Awards 2016 (NYSE:TRU)
finance.yahoo.com - December 9 at 8:23 PM
stocksdaily.net logoWill TransUnion (NYSE:TRU) Surprise Analysts This Quarter? (NYSE:TRU)
www.stocksdaily.net - December 8 at 1:13 AM

Social

What is TransUnion's stock symbol?

TransUnion trades on the New York Stock Exchange (NYSE) under the ticker symbol "TRU."

Where is TransUnion's stock going? Where will TransUnion's stock price be in 2017?

9 brokers have issued twelve-month price targets for TransUnion's shares. Their predictions range from $30.00 to $43.00. On average, they anticipate TransUnion's share price to reach $36.50 in the next year.

When will TransUnion announce their earnings?

TransUnion is scheduled to release their next quarterly earnings announcement on Monday, April, 24th 2017.

What are analysts saying about TransUnion stock?

Here are some recent quotes from research analysts about TransUnion stock:

  • According to Zacks Investment Research, "TransUnion reported fourth-quarter 2016 adjusted earnings of $0.44 per share, comfortably beating the Zacks Consensus Estimate of $0.32, driven by healthy revenues and productivity improvement initiatives. The company is poised for impressive growth in the future in several of its end markets, especially the burgeoning Big Data and analytics market, with an attractive business model, significant operating leverage, low capital requirements and strong and stable cash flows. The company has over 30 petabytes of data, growing at an average of over 25% annually since 2010. TransUnion has also outperformed the industry in the last three months. Accretive acquisitions and strategic collaborations remain positives. However, TransUnion is vulnerable to the overall macroeconomic conditions, industry trends, seasonality issues, adverse foreign currency translation effects and developments in the credit market, which limit its profitability to some extent." (2/20/2017)

  • Stifel Nicolaus analysts commented, "There just isn't much to pick on, in our view, and continued strong underlying fundamentals remain intact. While all the key metrics in our model are improving, we believe the strong FCF generation that is starting to come through is of particular note. We would expect the company to generate $900M-$1B of FCF in the next three years, and after accounting for $300M in share repurchases and $150M of required debt repayments, we expect ample opportunity for incremental value enhancing activities including continued M&A, and potentially additional share repurchases. If management wanted to keep the senior leverage ratio constant to the current level, we believe there would be over $1.2B-$1.3B of FCF available (after share repurchases) for M&A or additional share repurchases (in the context of FCF generation capacity in the next three years, $300M actually seems pretty wimpy). We reiterate our Buy rating on the shares and increase our target price from $39 to $43. Our target price assumes a one-turn EV/EBITDA multiple discount to EFX's valuation on 2017 and 2018 estimates." (2/15/2017)

Who owns TransUnion stock?

TransUnion's stock is owned by many different of institutional and retail investors. Top institutional investors include Advent International Corp MA (20.47%), FMR LLC (3.07%), Atlanta Capital Management Co. L L C (2.73%), Thrivent Financial for Lutherans (0.50%), Frontier Capital Management Co. LLC (0.44%) and State Street Corp (0.39%). Company insiders that own TransUnion stock include Christopher Egan, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, James V Pieper, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld.

Who sold TransUnion stock? Who is selling TransUnion stock?

TransUnion's stock was sold by a variety of institutional investors in the last quarter, including Tudor Investment Corp Et Al, Renaissance Technologies LLC, BlueMar Capital Management LLC, Two Sigma Investments LP, State Street Corp, Frontier Capital Management Co. LLC, Cipher Capital LP and Loomis Sayles & Co. L P. Company insiders that have sold TransUnion stock in the last year include Christopher Egan, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld.

Who bought TransUnion stock? Who is buying TransUnion stock?

TransUnion's stock was bought by a variety of institutional investors in the last quarter, including Atlanta Capital Management Co. L L C, Russell Investments Group Ltd., Thrivent Financial for Lutherans, AQR Capital Management LLC, Caldera Capital LLC, Dimensional Fund Advisors LP, Allianz Asset Management AG and FMR LLC. Company insiders that have bought TransUnion stock in the last two years include James M Peck, James V Pieper and John T Danaher.

How do I buy TransUnion stock?

Shares of TransUnion can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of TransUnion stock cost?

One share of TransUnion stock can currently be purchased for approximately $36.92.

TransUnion (NYSE:TRU) Chart for Thursday, February, 23, 2017


Institutional Ownership Chart

Institutional Ownership by Quarter for TransUnion (NYSE:TRU)

Earnings History Chart

Earnings by Quarter for TransUnion (NYSE:TRU)

Dividend History Chart

Dividend Payments by Quarter for TransUnion (NYSE:TRU)

Last Updated on 2/23/2017 by MarketBeat.com Staff