TransUnion is a risk and information solutions provider to businesses and consumers. The Company provides consumer reports, risk scores, analytical services and decision capabilities to businesses. The Company operates through three segments: U.S. Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Businesses uses its solutions for their process workflows to assess consumer ability to pay for services, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud.
Industry, Sector and Symbol:
- Sector: Business Services
- Industry: Professional Information Services - NEC
- Sub-Industry: N/A
- Symbol: NYSE:TRU
- CUSIP: N/A
- Web: www.transunion.com
- Market Cap: $8.06796 billion
- Outstanding Shares: 182,600,000
- 50 Day Moving Avg: $42.34
- 200 Day Moving Avg: $36.93
- 52 Week Range: $28.92 - $44.41
Sales & Book Value:
- Trailing P/E Ratio: 47.67
- Foreward P/E Ratio: 23.91
- P/E Growth: 2.05
- Annual Revenue: $1.75 billion
- Price / Sales: 4.54
- Book Value: $7.49 per share
- Price / Book: 5.81
- EBIDTA: $600.4 million
- Net Margins: 9.71%
- Return on Equity: 19.14%
- Return on Assets: 5.78%
- Debt-to-Equity Ratio: 1.58%
- Current Ratio: 1.35%
- Quick Ratio: 1.35%
- Average Volume: 1.08 million shs.
- Beta: 0.59
- Short Ratio: 1.52
Frequently Asked Questions for TransUnion (NYSE:TRU)
What is TransUnion's stock symbol?
TransUnion trades on the New York Stock Exchange (NYSE) under the ticker symbol "TRU."
How will TransUnion's stock buyback program work?
TransUnion declared that its Board of Directors has approved a share buyback program on Tuesday, April 11th 2017, which authorizes the company to repurchase $300,000,000.00 in outstanding shares, according to EventVestor. This repurchase authorization authorizes the company to buy up to 4.4% of its stock through open market purchases. Stock repurchase programs are usually a sign that the company's board believes its shares are undervalued.
How were TransUnion's earnings last quarter?
TransUnion (NYSE:TRU) issued its quarterly earnings data on Tuesday, April, 25th. The company reported $0.42 EPS for the quarter, topping the consensus estimate of $0.36 by $0.06. The business earned $445 million during the quarter, compared to analyst estimates of $444.53 million. TransUnion had a return on equity of 19.14% and a net margin of 9.71%. The business's revenue was up 9.6% compared to the same quarter last year. During the same period in the prior year, the business earned $0.32 earnings per share. View TransUnion's Earnings History.
When will TransUnion make its next earnings announcement?
What guidance has TransUnion issued on next quarter's earnings?
TransUnion updated its FY17 earnings guidance on Tuesday, April, 25th. The company provided earnings per share guidance of $1.74-1.79 for the period, compared to the Thomson Reuters consensus EPS estimate of $1.73. The company issued revenue guidance of $1.845-1.86 billion, compared to the consensus revenue estimate of $1.85 billion.TransUnion also updated its Q2 guidance to $0.42-0.43 EPS.
Where is TransUnion's stock going? Where will TransUnion's stock price be in 2017?
7 equities research analysts have issued 1-year price objectives for TransUnion's stock. Their forecasts range from $38.00 to $48.00. On average, they anticipate TransUnion's share price to reach $43.86 in the next twelve months. View Analyst Ratings for TransUnion.
What are analysts saying about TransUnion stock?
Here are some recent quotes from research analysts about TransUnion stock:
- 1. According to Zacks Investment Research, "TransUnion reported solid first-quarter 2017 results with healthy year-over-year increase in earnings and revenues. The company is poised for impressive growth in several of its end markets, especially the burgeoning Big Data and analytics market, with an attractive business model, significant operating leverage, low capital requirements and strong and stable cash flows. The company has over 30 petabytes of data, growing at an average of over 25% annually since 2010. However, it is vulnerable to the overall macroeconomic conditions, industry trends, seasonality issues, adverse foreign currency translation effects and developments in the credit market, which limit its profitability to some extent. TransUnion caters to a highly competitive market, such degree of competition restricts its pricing power." (5/1/2017)
- 2. Stifel Nicolaus analysts commented, "There just isn't much to pick on, in our view, and continued strong underlying fundamentals remain intact. While all the key metrics in our model are improving, we believe the strong FCF generation that is starting to come through is of particular note. We would expect the company to generate $900M-$1B of FCF in the next three years, and after accounting for $300M in share repurchases and $150M of required debt repayments, we expect ample opportunity for incremental value enhancing activities including continued M&A, and potentially additional share repurchases. If management wanted to keep the senior leverage ratio constant to the current level, we believe there would be over $1.2B-$1.3B of FCF available (after share repurchases) for M&A or additional share repurchases (in the context of FCF generation capacity in the next three years, $300M actually seems pretty wimpy). We reiterate our Buy rating on the shares and increase our target price from $39 to $43. Our target price assumes a one-turn EV/EBITDA multiple discount to EFX's valuation on 2017 and 2018 estimates." (2/15/2017)
Are investors shorting TransUnion?
TransUnion saw a drop in short interest in the month of June. As of June 15th, there was short interest totalling 1,126,567 shares, a drop of 33.9% from the May 31st total of 1,705,564 shares. Based on an average daily volume of 977,218 shares, the short-interest ratio is presently 1.2 days. Approximately 0.7% of the company's shares are sold short.
Who are some of TransUnion's key competitors?
Who are TransUnion's key executives?
TransUnion's management team includes the folowing people:
- James M. Peck, President, Chief Executive Officer, Director
- Samuel A. Hamood, Chief Financial Officer, Executive Vice President
- John W. Blenke, Executive Vice President, General Counsel
- Christopher A. Cartwright, Executive Vice President - U.S. Information Services
- John T. Danaher, Executive Vice President - Consumer Interactive
- Gerald M. McCarthy Jr., Executive Vice President - Healthcare
- David M. Neenan, Executive Vice President - International
- Suzanne P. Clark, Director
- Christopher Egan, Director
- Siddharth N. Mehta, Director
When did TransUnion IPO?
(TRU) raised $651 million in an initial public offering (IPO) on Thursday, June 25th 2015. The company issued 29,600,000 shares at a price of $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse acted as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.
Who owns TransUnion stock?
TransUnion's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Goldman Sachs Group Inc. (24.53%), Advent International Corp MA (14.64%), Wellington Management Group LLP (12.33%), Vanguard Group Inc. (4.53%), FMR LLC (3.30%) and Wells Fargo & Company MN (2.55%). Company insiders that own TransUnion stock include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, James V Pieper, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Institutional Ownership Trends for TransUnion.
Who sold TransUnion stock? Who is selling TransUnion stock?
TransUnion's stock was sold by a variety of institutional investors in the last quarter, including Advent International Corp MA, Goldman Sachs Group Inc., Blue Ridge Capital L.L.C., Victory Capital Management Inc., AQR Capital Management LLC, TIAA CREF Investment Management LLC, First Trust Advisors LP and Thrivent Financial For Lutherans. Company insiders that have sold TransUnion stock in the last year include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Insider Buying and Selling for TransUnion.
Who bought TransUnion stock? Who is buying TransUnion stock?
TransUnion's stock was purchased by a variety of institutional investors in the last quarter, including BlackRock Inc., Neuberger Berman Group LLC, William Blair Investment Management LLC, Wellington Management Group LLP, Vanguard Group Inc., Point72 Asset Management L.P., Columbia Wanger Asset Management LLC and Wells Fargo & Company MN. Company insiders that have bought TransUnion stock in the last two years include James M Peck, James V Pieper, John T Danaher and Sumit Rajpal. View Insider Buying and Selling for TransUnion.
How do I buy TransUnion stock?
Shares of TransUnion can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is TransUnion's stock price today?
MarketBeat Community Rating for TransUnion (NYSE TRU)MarketBeat's community ratings are surveys of what our community members think about TransUnion and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of TransUnion stock can currently be purchased for approximately $43.52.
Consensus Ratings for TransUnion (NYSE:TRU) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||1 Hold Rating, 6 Buy Ratings|
|Consensus Rating:||Buy (Score: 2.86)|
|Consensus Price Target: ||$43.86 (0.77% upside)|
Analysts' Ratings History for TransUnion (NYSE:TRU)
(Data available from 6/28/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|6/16/2017||Barclays PLC||Reiterated Rating||Overweight||$45.00 -> $48.00||Low|
|4/29/2017||Deutsche Bank AG||Reiterated Rating||Buy||$45.00 -> $47.00||Low|
|4/26/2017||Royal Bank Of Canada||Reiterated Rating||Buy||$45.00||Medium|
|4/26/2017||Cowen and Company||Boost Price Target||Outperform||$42.00 -> $44.00||Medium|
|3/23/2017||Atlantic Securities||Initiated Coverage||Neutral -> Neutral||$42.00||Low|
|2/15/2017||Stifel Nicolaus||Boost Price Target||Buy||$39.00 -> $43.00||N/A|
|1/18/2017||Morgan Stanley||Upgrade||Equal Weight -> Overweight||$37.00 -> $38.00||N/A|
|5/25/2016||Robert W. Baird||Initiated Coverage||Outperform||$36.00||N/A|
|4/8/2016||William Blair||Initiated Coverage||Outperform||N/A|
|2/17/2016||Evercore ISI||Boost Price Target||Buy||$31.00 -> $33.00||N/A|
|8/4/2015||Wells Fargo & Company||Initiated Coverage||Market Perform||N/A|
|8/4/2015||Evercore Partners Inc||Initiated Coverage||Buy||$30.00||N/A|
|8/4/2015||Bank of America Corporation||Initiated Coverage||Neutral||$27.00||N/A|
|8/4/2015||J P Morgan Chase & Co||Initiated Coverage||Overweight||$28.00||N/A|
|8/4/2015||Goldman Sachs Group, Inc. (The)||Initiated Coverage||Neutral||$26.00||N/A|
Earnings History for TransUnion (NYSE:TRU)Earnings History by Quarter for TransUnion (NYSE TRU)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/25/2017|| || || || || || || || |
|4/25/2017||Q1 2017||$0.36||$0.42||$444.53 million||$445.00 million||View||N/A|
|2/14/2017||Q416||$0.35||$0.44||$427.44 million||$436.00 million||View||Listen|
|10/25/2016||Q316||$0.36||$0.38||$424.03 million||$437.60 million||View||Listen|
|7/26/2016||Q2||$0.33||$0.37||$414.70 million||$426.00 million||View||Listen|
|4/26/2016||Q116||$0.26||$0.32||$378.99 million||$406.00 million||View||Listen|
|2/16/2016||Q415||$0.24||$0.31||$369.34 million||$386.10 million||View||Listen|
|10/27/2015||Q315||$0.28||$0.30||$365.12 million||$389.10 million||View||Listen|
|7/28/2015||Q215||$0.21||$0.27||$327.50 million||$379.00 million||View||Listen|
Earnings Estimates for TransUnion (NYSE:TRU)
2017 EPS Consensus Estimate: $1.62
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Dividend History for TransUnion (NYSE:TRU)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for TransUnion (NYSE:TRU)
Insider Ownership Percentage: 2.10%Insider Trades by Quarter for TransUnion (NYSE:TRU)
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|5/16/2017||John W Blenke||EVP||Sell||10,000||$41.82||$418,200.00|| |
|5/2/2017||David M Neenan||EVP||Sell||60,000||$39.15||$2,349,000.00|| |
|5/2/2017||George M Awad||Director||Sell||13,500||$39.15||$528,525.00|| |
|5/2/2017||International Corp/Ma Advent||Major Shareholder||Sell||11,027,445||$39.15||$431,724,471.75|| |
|5/2/2017||James M. Peck||Insider||Sell||65,000||$39.15||$2,544,750.00|| |
|5/2/2017||Samuel A Hamood||CFO||Sell||145,000||$39.15||$5,676,750.00|| |
|4/18/2017||John T Danaher||EVP||Sell||6,530||$38.22||$249,576.60|| |
|4/17/2017||John W Blenke||EVP||Sell||10,000||$38.20||$382,000.00|| |
|3/22/2017||Christopher Egan||Director||Sell||16,674||$36.57||$609,768.18|| |
|3/22/2017||International Corp/Ma Advent||Major Shareholder||Sell||992,500||$36.57||$36,295,725.00|| |
|3/14/2017||Sumit Rajpal||Director||Buy||1,057||$37.72||$39,870.04|| |
|2/22/2017||Christopher Egan||Director||Sell||163,472||$36.57||$5,978,171.04|| |
|2/22/2017||International Corp/Ma Advent||Major Shareholder||Sell||9,730,500||$36.57||$355,844,385.00|| |
|2/22/2017||James M Peck||Insider||Sell||118,514||$36.80||$4,361,315.20|| |
|2/22/2017||John T Danaher||EVP||Sell||10,000||$36.57||$365,700.00|| |
|2/22/2017||Samuel A Hamood||CFO||Sell||70,859||$36.62||$2,594,856.58|| |
|9/14/2016||James M Peck||Insider||Sell||75,000||$32.82||$2,461,500.00|| |
|9/14/2016||John W Blenke||EVP||Sell||25,000||$32.82||$820,500.00|| |
|9/14/2016||Samuel A Hamood||CFO||Sell||30,000||$32.82||$984,600.00|| |
|9/14/2016||Sumit Rajpal||Director||Sell||7,906,000||$32.82||$259,474,920.00|| |
|8/24/2016||Timothy Elberfeld||VP||Sell||4,891||$32.80||$160,424.80|| |
|8/4/2016||Gerald M. Mccarthy, Jr.||EVP||Sell||12,522||$32.22||$403,458.84|| |
|6/10/2016||Christopher Egan||Director||Sell||302,401||$31.25||$9,450,031.25|| |
|6/10/2016||International Corp/Ma Advent||Major Shareholder||Sell||18,000,000||$31.25||$562,500,000.00|| |
|5/16/2016||James M Peck||CEO||Sell||91,889||$31.36||$2,881,639.04|| |
|5/16/2016||John W Blenke||EVP||Sell||6,000||$31.36||$188,160.00|| |
|5/16/2016||Samuel A Hamood||CFO||Sell||25,228||$31.36||$791,150.08|| |
|6/30/2015||James M Peck||CEO||Buy||2,500||$22.50||$56,250.00|| |
|6/30/2015||James V Pieper||CAO||Buy||6,850||$22.50||$154,125.00|| |
|6/30/2015||John T Danaher||EVP||Buy||2,000||$22.50||$45,000.00|| |
Headline Trends for TransUnion (NYSE:TRU)
Latest Headlines for TransUnion (NYSE:TRU)
|TransUnion Announces Earnings Release Date for Second Quarter 2017 Results|
finance.yahoo.com - June 28 at 1:35 AM
|Two in three patients can't pay off their hospital bills|
finance.yahoo.com - June 27 at 9:18 AM
|Liz Weston: Black marks fall off credit reports in July|
marketbeat.com - June 26 at 10:27 AM
|Patients May be the New Payers, But Two in Three Do Not Pay Their Hospital Bills in Full|
feeds.benzinga.com - June 26 at 6:31 AM
|Over 40 Percent of Hong Kongers have been a Victim of Identity Theft or Know Someone who Has|
finance.yahoo.com - June 23 at 12:19 AM
|Rent or Buy? 2017 Begins with Spike in Number of Renters Shopping for Homes|
finance.yahoo.com - June 22 at 2:17 PM
|TransUnion (TRU) Expected to Announce Quarterly Sales of $463.45 Million|
www.americanbankingnews.com - June 17 at 7:44 AM
|TransUnion (TRU) Receives "Overweight" Rating from Barclays PLC|
www.americanbankingnews.com - June 16 at 3:46 PM
|TransUnion (TRU) Given Average Rating of "Buy" by Brokerages|
www.americanbankingnews.com - June 13 at 6:42 PM
|Fed rate hike this week to hit millions of borrowers - CNBC|
www.cnbc.com - June 13 at 4:19 PM
|For South Africans, economic pain hit long before recession|
finance.yahoo.com - June 12 at 7:46 PM
|Major Metro Areas Spur on Strong Canadian Credit Performance in Q1 2017|
finance.yahoo.com - June 8 at 4:01 PM
|Why your credit cards shouldn't retire when you do|
finance.yahoo.com - June 8 at 4:01 PM
|Why your credit cards shouldn't retire when you do|
marketbeat.com - June 8 at 10:37 AM
|TransUnion and Equifax Launch Multi-Bureau Lock|
finance.yahoo.com - June 7 at 9:30 AM
|TransUnion to Present at William Blair Growth Stock Conference|
finance.yahoo.com - June 6 at 11:59 PM
|Lenders Seeking to Provide Real-Time Credit Offers Online Can Cut Implementation from Months to Weeks with TransUnion Find My Offer Solution|
finance.yahoo.com - June 6 at 10:14 AM
|TransUnion Reaches Analyst Target Price|
www.nasdaq.com - June 2 at 2:30 AM
|TransUnion (TRU) Poised to Grow in the Big Data Market|
finance.yahoo.com - May 31 at 11:53 AM
|Why Is TransUnion (TRU) Up 6.1% Since the Last Earnings Report?|
finance.yahoo.com - May 26 at 7:52 AM
|Millennials Pose Greater Insurance Risk than Previous Generations at Same Age, But May Be Worth It in the Long Run|
finance.yahoo.com - May 24 at 8:44 AM
|Struggling consumers may be paying the wrong debt first|
www.cnbc.com - May 23 at 9:40 AM
|TransUnion (TRU) Given Consensus Rating of "Buy" by Brokerages|
www.americanbankingnews.com - May 19 at 8:02 PM
|John W. Blenke Sells 10,000 Shares of TransUnion (TRU) Stock|
www.americanbankingnews.com - May 17 at 7:47 PM
|Fix My Finances: Recovering From Chapter 7 Bankruptcy|
finance.yahoo.com - May 17 at 12:34 PM
|Consumers Place Personal Loans Atop the Credit Mountain|
finance.yahoo.com - May 17 at 12:34 PM
|Americans might be paying their debts backward|
finance.yahoo.com - May 17 at 12:34 PM
|The Future of Lending is Now with Latest TransUnion Prama Offerings|
finance.yahoo.com - May 16 at 8:40 AM
|The number of people with credit cards has hit levels not seen since before the Great Recession|
finance.yahoo.com - May 10 at 3:16 PM
|Consumer Access to Credit Cards Grows to Highest Level since 2005 as Mix of Card Issuers Changes|
finance.yahoo.com - May 9 at 10:00 AM
|TransUnion to Present at Barclays Americas Select Conference|
finance.yahoo.com - May 8 at 7:49 PM
|TransUnion (TRU) Hits 52-Week High on Solid Q1, Bullish View|
finance.yahoo.com - May 8 at 9:43 AM
|TransUnion (TRU) Major Shareholder International Corp/Ma Advent Sells 11,027,445 Shares of Stock|
www.americanbankingnews.com - May 5 at 11:58 PM
|International Corp/Ma Advent Sells 11,027,445 Shares of TransUnion (TRU) Stock|
www.americanbankingnews.com - May 4 at 3:18 PM
|Insider Selling: TransUnion (TRU) Director Sells 13,500 Shares of Stock|
www.americanbankingnews.com - May 3 at 10:38 PM
|Insider Selling: TransUnion (TRU) EVP Sells 60,000 Shares of Stock|
www.americanbankingnews.com - May 3 at 10:00 PM
|TransUnion (TRU) Insider James M. Peck Sells 65,000 Shares|
www.americanbankingnews.com - May 3 at 9:58 PM
|TransUnion (TRU) CFO Sells $5,676,750.00 in Stock|
www.americanbankingnews.com - May 3 at 9:56 PM
|TransUnion (TRU) Given News Impact Rating of 0.09|
www.americanbankingnews.com - May 3 at 6:08 PM
|TransUnion (TRU) Cut to "Hold" at Zacks Investment Research|
www.americanbankingnews.com - May 1 at 5:16 PM
|TransUnion (TRU) Price Target Raised to $44.00|
www.americanbankingnews.com - April 30 at 10:59 PM
|TransUnion (TRU) Earning Somewhat Favorable Media Coverage, Study Finds|
www.americanbankingnews.com - April 30 at 10:46 AM
|TransUnion (TRU) Expected to Post Quarterly Sales of $463.27 Million|
www.americanbankingnews.com - April 30 at 10:34 AM
|Stock Traders Buy High Volume of TransUnion Put Options (TRU)|
www.americanbankingnews.com - April 30 at 10:12 AM
|TransUnion (TRU) Rating Reiterated by Deutsche Bank AG|
www.americanbankingnews.com - April 29 at 9:20 PM
|ETFs with exposure to TransUnion : April 28, 2017|
finance.yahoo.com - April 28 at 11:14 PM
|Q4 2017 Earnings Estimate for TransUnion (TRU) Issued By William Blair|
www.americanbankingnews.com - April 28 at 7:00 PM
|TransUnion (TRU) Expected to Announce Earnings of $0.40 Per Share|
www.americanbankingnews.com - April 28 at 11:10 AM
|TransUnion Sees Its Composite Rating Rise To 96|
finance.yahoo.com - April 28 at 3:03 AM
|TransUnion :TRU-US: Earnings Analysis: Q1, 2017 By the Numbers : April 27, 2017|
finance.yahoo.com - April 27 at 9:59 PM
TransUnion (TRU) Chart for Wednesday, June, 28, 2017