TransUnion Company Profile (NYSE:TRU)

About TransUnion (NYSE:TRU)

TransUnion logoTransUnion is a risk and information solutions provider to businesses and consumers. The Company provides consumer reports, risk scores, analytical services and decision capabilities to businesses. The Company operates through three segments: U.S. Information Services (USIS), International and Consumer Interactive. The USIS segment provides consumer reports, risk scores, analytical services and decisioning capabilities to businesses. The International segment provides services similar to its USIS segment to businesses in select regions outside the United States. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Businesses uses its solutions for their process workflows to assess consumer ability to pay for services, measure and manage debt portfolio risk, collect debt, verify consumer identities and investigate potential fraud.

Industry, Sector and Symbol:
  • Sector: Business Services
  • Industry: Professional Information Services - NEC
  • Sub-Industry: N/A
  • Symbol: NYSE:TRU
  • CUSIP: N/A
  • Web:
  • Market Cap: $8.06796 billion
  • Outstanding Shares: 182,600,000
Average Prices:
  • 50 Day Moving Avg: $42.34
  • 200 Day Moving Avg: $36.93
  • 52 Week Range: $28.92 - $44.41
  • Trailing P/E Ratio: 47.67
  • Foreward P/E Ratio: 23.91
  • P/E Growth: 2.05
Sales & Book Value:
  • Annual Revenue: $1.75 billion
  • Price / Sales: 4.54
  • Book Value: $7.49 per share
  • Price / Book: 5.81
  • EBIDTA: $600.4 million
  • Net Margins: 9.71%
  • Return on Equity: 19.14%
  • Return on Assets: 5.78%
  • Debt-to-Equity Ratio: 1.58%
  • Current Ratio: 1.35%
  • Quick Ratio: 1.35%
  • Average Volume: 1.08 million shs.
  • Beta: 0.59
  • Short Ratio: 1.52

Frequently Asked Questions for TransUnion (NYSE:TRU)

What is TransUnion's stock symbol?

TransUnion trades on the New York Stock Exchange (NYSE) under the ticker symbol "TRU."

How will TransUnion's stock buyback program work?

TransUnion declared that its Board of Directors has approved a share buyback program on Tuesday, April 11th 2017, which authorizes the company to repurchase $300,000,000.00 in outstanding shares, according to EventVestor. This repurchase authorization authorizes the company to buy up to 4.4% of its stock through open market purchases. Stock repurchase programs are usually a sign that the company's board believes its shares are undervalued.

How were TransUnion's earnings last quarter?

TransUnion (NYSE:TRU) issued its quarterly earnings data on Tuesday, April, 25th. The company reported $0.42 EPS for the quarter, topping the consensus estimate of $0.36 by $0.06. The business earned $445 million during the quarter, compared to analyst estimates of $444.53 million. TransUnion had a return on equity of 19.14% and a net margin of 9.71%. The business's revenue was up 9.6% compared to the same quarter last year. During the same period in the prior year, the business earned $0.32 earnings per share. View TransUnion's Earnings History.

When will TransUnion make its next earnings announcement?

TransUnion is scheduled to release their next quarterly earnings announcement on Tuesday, July, 25th 2017. View Earnings Estimates for TransUnion.

What guidance has TransUnion issued on next quarter's earnings?

TransUnion updated its FY17 earnings guidance on Tuesday, April, 25th. The company provided earnings per share guidance of $1.74-1.79 for the period, compared to the Thomson Reuters consensus EPS estimate of $1.73. The company issued revenue guidance of $1.845-1.86 billion, compared to the consensus revenue estimate of $1.85 billion.TransUnion also updated its Q2 guidance to $0.42-0.43 EPS.

Where is TransUnion's stock going? Where will TransUnion's stock price be in 2017?

7 equities research analysts have issued 1-year price objectives for TransUnion's stock. Their forecasts range from $38.00 to $48.00. On average, they anticipate TransUnion's share price to reach $43.86 in the next twelve months. View Analyst Ratings for TransUnion.

What are analysts saying about TransUnion stock?

Here are some recent quotes from research analysts about TransUnion stock:

  • 1. According to Zacks Investment Research, "TransUnion reported solid first-quarter 2017 results with healthy year-over-year increase in earnings and revenues. The company is poised for impressive growth in several of its end markets, especially the burgeoning Big Data and analytics market, with an attractive business model, significant operating leverage, low capital requirements and strong and stable cash flows. The company has over 30 petabytes of data, growing at an average of over 25% annually since 2010. However, it is vulnerable to the overall macroeconomic conditions, industry trends, seasonality issues, adverse foreign currency translation effects and developments in the credit market, which limit its profitability to some extent. TransUnion caters to a highly competitive market, such degree of competition restricts its pricing power." (5/1/2017)
  • 2. Stifel Nicolaus analysts commented, "There just isn't much to pick on, in our view, and continued strong underlying fundamentals remain intact. While all the key metrics in our model are improving, we believe the strong FCF generation that is starting to come through is of particular note. We would expect the company to generate $900M-$1B of FCF in the next three years, and after accounting for $300M in share repurchases and $150M of required debt repayments, we expect ample opportunity for incremental value enhancing activities including continued M&A, and potentially additional share repurchases. If management wanted to keep the senior leverage ratio constant to the current level, we believe there would be over $1.2B-$1.3B of FCF available (after share repurchases) for M&A or additional share repurchases (in the context of FCF generation capacity in the next three years, $300M actually seems pretty wimpy). We reiterate our Buy rating on the shares and increase our target price from $39 to $43. Our target price assumes a one-turn EV/EBITDA multiple discount to EFX's valuation on 2017 and 2018 estimates." (2/15/2017)

Are investors shorting TransUnion?

TransUnion saw a drop in short interest in the month of June. As of June 15th, there was short interest totalling 1,126,567 shares, a drop of 33.9% from the May 31st total of 1,705,564 shares. Based on an average daily volume of 977,218 shares, the short-interest ratio is presently 1.2 days. Approximately 0.7% of the company's shares are sold short.

Who are some of TransUnion's key competitors?

Who are TransUnion's key executives?

TransUnion's management team includes the folowing people:

  • James M. Peck, President, Chief Executive Officer, Director
  • Samuel A. Hamood, Chief Financial Officer, Executive Vice President
  • John W. Blenke, Executive Vice President, General Counsel
  • Christopher A. Cartwright, Executive Vice President - U.S. Information Services
  • John T. Danaher, Executive Vice President - Consumer Interactive
  • Gerald M. McCarthy Jr., Executive Vice President - Healthcare
  • David M. Neenan, Executive Vice President - International
  • Suzanne P. Clark, Director
  • Christopher Egan, Director
  • Siddharth N. Mehta, Director

When did TransUnion IPO?

(TRU) raised $651 million in an initial public offering (IPO) on Thursday, June 25th 2015. The company issued 29,600,000 shares at a price of $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse acted as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.

Who owns TransUnion stock?

TransUnion's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Goldman Sachs Group Inc. (24.53%), Advent International Corp MA (14.64%), Wellington Management Group LLP (12.33%), Vanguard Group Inc. (4.53%), FMR LLC (3.30%) and Wells Fargo & Company MN (2.55%). Company insiders that own TransUnion stock include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, James V Pieper, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Institutional Ownership Trends for TransUnion.

Who sold TransUnion stock? Who is selling TransUnion stock?

TransUnion's stock was sold by a variety of institutional investors in the last quarter, including Advent International Corp MA, Goldman Sachs Group Inc., Blue Ridge Capital L.L.C., Victory Capital Management Inc., AQR Capital Management LLC, TIAA CREF Investment Management LLC, First Trust Advisors LP and Thrivent Financial For Lutherans. Company insiders that have sold TransUnion stock in the last year include Christopher Egan, David M Neenan, George M Awad, Gerald M Mccarthy, Jr, International Corp/Ma Advent, James M Peck, John T Danaher, John W Blenke, Samuel A Hamood, Sumit Rajpal and Timothy Elberfeld. View Insider Buying and Selling for TransUnion.

Who bought TransUnion stock? Who is buying TransUnion stock?

TransUnion's stock was purchased by a variety of institutional investors in the last quarter, including BlackRock Inc., Neuberger Berman Group LLC, William Blair Investment Management LLC, Wellington Management Group LLP, Vanguard Group Inc., Point72 Asset Management L.P., Columbia Wanger Asset Management LLC and Wells Fargo & Company MN. Company insiders that have bought TransUnion stock in the last two years include James M Peck, James V Pieper, John T Danaher and Sumit Rajpal. View Insider Buying and Selling for TransUnion.

How do I buy TransUnion stock?

Shares of TransUnion can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is TransUnion's stock price today?

One share of TransUnion stock can currently be purchased for approximately $43.52.

MarketBeat Community Rating for TransUnion (NYSE TRU)
Community Ranking:  3.1 out of 5 (  )
Outperform Votes:  134 (Vote Outperform)
Underperform Votes:  82 (Vote Underperform)
Total Votes:  216
MarketBeat's community ratings are surveys of what our community members think about TransUnion and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for TransUnion (NYSE:TRU) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Hold Rating, 6 Buy Ratings
Consensus Rating:Buy (Score: 2.86)
Consensus Price Target: $43.86 (0.77% upside)

Analysts' Ratings History for TransUnion (NYSE:TRU)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
6/16/2017Barclays PLCReiterated RatingOverweight$45.00 -> $48.00LowView Rating Details
4/29/2017Deutsche Bank AGReiterated RatingBuy$45.00 -> $47.00LowView Rating Details
4/26/2017Royal Bank Of CanadaReiterated RatingBuy$45.00MediumView Rating Details
4/26/2017Cowen and CompanyBoost Price TargetOutperform$42.00 -> $44.00MediumView Rating Details
3/23/2017Atlantic SecuritiesInitiated CoverageNeutral -> Neutral$42.00LowView Rating Details
2/15/2017Stifel NicolausBoost Price TargetBuy$39.00 -> $43.00N/AView Rating Details
1/18/2017Morgan StanleyUpgradeEqual Weight -> Overweight$37.00 -> $38.00N/AView Rating Details
5/25/2016Robert W. BairdInitiated CoverageOutperform$36.00N/AView Rating Details
4/8/2016William BlairInitiated CoverageOutperformN/AView Rating Details
2/17/2016Evercore ISIBoost Price TargetBuy$31.00 -> $33.00N/AView Rating Details
8/4/2015Wells Fargo & CompanyInitiated CoverageMarket PerformN/AView Rating Details
8/4/2015Evercore Partners IncInitiated CoverageBuy$30.00N/AView Rating Details
8/4/2015Bank of America CorporationInitiated CoverageNeutral$27.00N/AView Rating Details
8/4/2015J P Morgan Chase & CoInitiated CoverageOverweight$28.00N/AView Rating Details
8/4/2015Goldman Sachs Group, Inc. (The)Initiated CoverageNeutral$26.00N/AView Rating Details
(Data available from 6/28/2015 forward)


Earnings History for TransUnion (NYSE:TRU)
Earnings by Quarter for TransUnion (NYSE:TRU)
Earnings History by Quarter for TransUnion (NYSE TRU)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/25/2017Q1 2017$0.36$0.42$444.53 million$445.00 millionViewN/AView Earnings Details
2/14/2017Q416$0.35$0.44$427.44 million$436.00 millionViewListenView Earnings Details
10/25/2016Q316$0.36$0.38$424.03 million$437.60 millionViewListenView Earnings Details
7/26/2016Q2$0.33$0.37$414.70 million$426.00 millionViewListenView Earnings Details
4/26/2016Q116$0.26$0.32$378.99 million$406.00 millionViewListenView Earnings Details
2/16/2016Q415$0.24$0.31$369.34 million$386.10 millionViewListenView Earnings Details
10/27/2015Q315$0.28$0.30$365.12 million$389.10 millionViewListenView Earnings Details
7/28/2015Q215$0.21$0.27$327.50 million$379.00 millionViewListenView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for TransUnion (NYSE:TRU)
2017 EPS Consensus Estimate: $1.62
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$0.36$0.36$0.36
Q2 20171$0.40$0.40$0.40
Q3 20171$0.42$0.42$0.42
Q4 20171$0.44$0.44$0.44
(Data provided by Zacks Investment Research)


Dividend History for TransUnion (NYSE:TRU)
No dividend announcements for this company have been tracked by

Insider Trades

Insider Trading and Institutional Ownership History for TransUnion (NYSE:TRU)
Insider Ownership Percentage: 2.10%
Insider Trades by Quarter for TransUnion (NYSE:TRU)
Institutional Ownership by Quarter for TransUnion (NYSE:TRU)
Insider Trades by Quarter for TransUnion (NYSE:TRU)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/16/2017John W BlenkeEVPSell10,000$41.82$418,200.00View SEC Filing  
5/2/2017David M NeenanEVPSell60,000$39.15$2,349,000.00View SEC Filing  
5/2/2017George M AwadDirectorSell13,500$39.15$528,525.00View SEC Filing  
5/2/2017International Corp/Ma AdventMajor ShareholderSell11,027,445$39.15$431,724,471.75View SEC Filing  
5/2/2017James M. PeckInsiderSell65,000$39.15$2,544,750.00View SEC Filing  
5/2/2017Samuel A HamoodCFOSell145,000$39.15$5,676,750.00View SEC Filing  
4/18/2017John T DanaherEVPSell6,530$38.22$249,576.60View SEC Filing  
4/17/2017John W BlenkeEVPSell10,000$38.20$382,000.00View SEC Filing  
3/22/2017Christopher EganDirectorSell16,674$36.57$609,768.18View SEC Filing  
3/22/2017International Corp/Ma AdventMajor ShareholderSell992,500$36.57$36,295,725.00View SEC Filing  
3/14/2017Sumit RajpalDirectorBuy1,057$37.72$39,870.04View SEC Filing  
2/22/2017Christopher EganDirectorSell163,472$36.57$5,978,171.04View SEC Filing  
2/22/2017International Corp/Ma AdventMajor ShareholderSell9,730,500$36.57$355,844,385.00View SEC Filing  
2/22/2017James M PeckInsiderSell118,514$36.80$4,361,315.20View SEC Filing  
2/22/2017John T DanaherEVPSell10,000$36.57$365,700.00View SEC Filing  
2/22/2017Samuel A HamoodCFOSell70,859$36.62$2,594,856.58View SEC Filing  
9/14/2016James M PeckInsiderSell75,000$32.82$2,461,500.00View SEC Filing  
9/14/2016John W BlenkeEVPSell25,000$32.82$820,500.00View SEC Filing  
9/14/2016Samuel A HamoodCFOSell30,000$32.82$984,600.00View SEC Filing  
9/14/2016Sumit RajpalDirectorSell7,906,000$32.82$259,474,920.00View SEC Filing  
8/24/2016Timothy ElberfeldVPSell4,891$32.80$160,424.80View SEC Filing  
8/4/2016Gerald M. Mccarthy, Jr.EVPSell12,522$32.22$403,458.84View SEC Filing  
6/10/2016Christopher EganDirectorSell302,401$31.25$9,450,031.25View SEC Filing  
6/10/2016International Corp/Ma AdventMajor ShareholderSell18,000,000$31.25$562,500,000.00View SEC Filing  
5/16/2016James M PeckCEOSell91,889$31.36$2,881,639.04View SEC Filing  
5/16/2016John W BlenkeEVPSell6,000$31.36$188,160.00View SEC Filing  
5/16/2016Samuel A HamoodCFOSell25,228$31.36$791,150.08View SEC Filing  
6/30/2015James M PeckCEOBuy2,500$22.50$56,250.00View SEC Filing  
6/30/2015James V PieperCAOBuy6,850$22.50$154,125.00View SEC Filing  
6/30/2015John T DanaherEVPBuy2,000$22.50$45,000.00View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for TransUnion (NYSE:TRU)
Latest Headlines for TransUnion (NYSE:TRU)
DateHeadline logoTransUnion Announces Earnings Release Date for Second Quarter 2017 Results - June 28 at 1:35 AM logoTwo in three patients can't pay off their hospital bills - June 27 at 9:18 AM logoLiz Weston: Black marks fall off credit reports in July - June 26 at 10:27 AM logoPatients May be the New Payers, But Two in Three Do Not Pay Their Hospital Bills in Full - June 26 at 6:31 AM logoOver 40 Percent of Hong Kongers have been a Victim of Identity Theft or Know Someone who Has - June 23 at 12:19 AM logoRent or Buy? 2017 Begins with Spike in Number of Renters Shopping for Homes - June 22 at 2:17 PM logoTransUnion (TRU) Expected to Announce Quarterly Sales of $463.45 Million - June 17 at 7:44 AM logoTransUnion (TRU) Receives "Overweight" Rating from Barclays PLC - June 16 at 3:46 PM logoTransUnion (TRU) Given Average Rating of "Buy" by Brokerages - June 13 at 6:42 PM logoFed rate hike this week to hit millions of borrowers - CNBC - June 13 at 4:19 PM logoFor South Africans, economic pain hit long before recession - June 12 at 7:46 PM logoMajor Metro Areas Spur on Strong Canadian Credit Performance in Q1 2017 - June 8 at 4:01 PM logoWhy your credit cards shouldn't retire when you do - June 8 at 4:01 PM logoWhy your credit cards shouldn't retire when you do - June 8 at 10:37 AM logoTransUnion and Equifax Launch Multi-Bureau Lock - June 7 at 9:30 AM logoTransUnion to Present at William Blair Growth Stock Conference - June 6 at 11:59 PM logoLenders Seeking to Provide Real-Time Credit Offers Online Can Cut Implementation from Months to Weeks with TransUnion Find My Offer Solution - June 6 at 10:14 AM logoTransUnion Reaches Analyst Target Price - June 2 at 2:30 AM logoTransUnion (TRU) Poised to Grow in the Big Data Market - May 31 at 11:53 AM logoWhy Is TransUnion (TRU) Up 6.1% Since the Last Earnings Report? - May 26 at 7:52 AM logoMillennials Pose Greater Insurance Risk than Previous Generations at Same Age, But May Be Worth It in the Long Run - May 24 at 8:44 AM logoStruggling consumers may be paying the wrong debt first - May 23 at 9:40 AM logoTransUnion (TRU) Given Consensus Rating of "Buy" by Brokerages - May 19 at 8:02 PM logoJohn W. Blenke Sells 10,000 Shares of TransUnion (TRU) Stock - May 17 at 7:47 PM logoFix My Finances: Recovering From Chapter 7 Bankruptcy - May 17 at 12:34 PM logoConsumers Place Personal Loans Atop the Credit Mountain - May 17 at 12:34 PM logoAmericans might be paying their debts backward - May 17 at 12:34 PM logoThe Future of Lending is Now with Latest TransUnion Prama Offerings - May 16 at 8:40 AM logoThe number of people with credit cards has hit levels not seen since before the Great Recession - May 10 at 3:16 PM logoConsumer Access to Credit Cards Grows to Highest Level since 2005 as Mix of Card Issuers Changes - May 9 at 10:00 AM logoTransUnion to Present at Barclays Americas Select Conference - May 8 at 7:49 PM logoTransUnion (TRU) Hits 52-Week High on Solid Q1, Bullish View - May 8 at 9:43 AM logoTransUnion (TRU) Major Shareholder International Corp/Ma Advent Sells 11,027,445 Shares of Stock - May 5 at 11:58 PM logoInternational Corp/Ma Advent Sells 11,027,445 Shares of TransUnion (TRU) Stock - May 4 at 3:18 PM logoInsider Selling: TransUnion (TRU) Director Sells 13,500 Shares of Stock - May 3 at 10:38 PM logoInsider Selling: TransUnion (TRU) EVP Sells 60,000 Shares of Stock - May 3 at 10:00 PM logoTransUnion (TRU) Insider James M. Peck Sells 65,000 Shares - May 3 at 9:58 PM logoTransUnion (TRU) CFO Sells $5,676,750.00 in Stock - May 3 at 9:56 PM logoTransUnion (TRU) Given News Impact Rating of 0.09 - May 3 at 6:08 PM logoTransUnion (TRU) Cut to "Hold" at Zacks Investment Research - May 1 at 5:16 PM logoTransUnion (TRU) Price Target Raised to $44.00 - April 30 at 10:59 PM logoTransUnion (TRU) Earning Somewhat Favorable Media Coverage, Study Finds - April 30 at 10:46 AM logoTransUnion (TRU) Expected to Post Quarterly Sales of $463.27 Million - April 30 at 10:34 AM logoStock Traders Buy High Volume of TransUnion Put Options (TRU) - April 30 at 10:12 AM logoTransUnion (TRU) Rating Reiterated by Deutsche Bank AG - April 29 at 9:20 PM logoETFs with exposure to TransUnion : April 28, 2017 - April 28 at 11:14 PM logoQ4 2017 Earnings Estimate for TransUnion (TRU) Issued By William Blair - April 28 at 7:00 PM logoTransUnion (TRU) Expected to Announce Earnings of $0.40 Per Share - April 28 at 11:10 AM logoTransUnion Sees Its Composite Rating Rise To 96 - April 28 at 3:03 AM logoTransUnion :TRU-US: Earnings Analysis: Q1, 2017 By the Numbers : April 27, 2017 - April 27 at 9:59 PM



TransUnion (TRU) Chart for Wednesday, June, 28, 2017

This page was last updated on 6/28/2017 by Staff