Bay Commercial Bank (NASDAQ:BCML) (NASDAQ: BCML) is a community-oriented banking institution headquartered in Traverse City, Michigan. The bank provides a comprehensive range of financial services to individuals, small businesses, and agricultural clients throughout northern Michigan. Its offerings include deposit products such as checking, savings, money market and certificates of deposit, as well as consumer and commercial lending solutions ranging from residential mortgages and home equity lines of credit to working capital loans and equipment financing.
In addition to traditional banking services, Bay Commercial Bank delivers tailored wealth management and trust services through its in-house experts. Customers can access investment advisory, retirement planning, and estate administration support. The bank also offers digital banking capabilities designed to enhance customer convenience, including online account opening, mobile deposits, bill payment and secure remote access to account information.
Founded in 2008 by a group of local business leaders, Bay Commercial Bank has steadily expanded its footprint across northern Michigan. It operates full-service branches in key communities such as Traverse City, Kalkaska, and Petoskey, with a focus on fostering strong community relationships and supporting regional economic growth. The bank actively partners with local organizations, sponsoring events and charitable initiatives to strengthen ties with the neighborhoods it serves.
Bay Commercial Bank is led by President and Chief Executive Officer Michael J. McClure, who brings more than 25 years of financial services experience to the role. Under his guidance, the bank’s board of directors—comprising seasoned banking and industry professionals—pursues a strategy centered on prudent growth, technological innovation and personalized customer service. This leadership team remains committed to maintaining the bank’s community banking ethos while strategically expanding its product offerings and geographic reach.
