Southern States Bancshares (NASDAQ:SSBK), headquartered in Arkadelphia, Arkansas, is the bank holding company for Southern States Bank, a state-chartered community bank with roots dating back to 1947. The holding company was established in 1980 to support the bank’s growth and governance structure, enabling a broader array of financial services across its core markets.
Through Southern States Bank, the company offers a comprehensive suite of commercial and retail banking solutions, including deposit accounts, commercial and agricultural lending, real estate and consumer loans. Businesses benefit from treasury management, cash management, and merchant services, while retail customers can access online and mobile banking platforms for convenient account management.
Beyond traditional banking, Southern States Bancshares provides mortgage origination and servicing, as well as investment, trust, and wealth management services. These offerings cater to individuals, families, small businesses, and agricultural enterprises seeking tailored financing, estate planning, and fiduciary solutions in their local communities.
Serving central and southern Arkansas and southeastern Oklahoma via a network of more than 20 branch offices, the company blends deep community ties with modern banking capabilities. The organization is led by President and Chief Executive Officer Ralph W. Vines, Jr., with strategic oversight from a board of directors chaired by Robert D. McCormick.
