United Bankshares (NASDAQ:UBSI) (NASDAQ: UBSI) is a diversified bank holding company headquartered in Charleston, West Virginia. Through its principal subsidiary, United Bank, the company offers a full range of banking and financial services to individuals, small and mid-sized businesses, and institutional clients. Its core offerings include personal and business deposit accounts, commercial and consumer lending, mortgage origination and servicing, wealth management, and trust services.
Founded in 1839 and reorganized as a bank holding company in 1982, United Bankshares has grown both organically and through strategic acquisitions. Over the years, the company has absorbed numerous community banks across its core operating footprint, broadening its deposit base and lending capabilities. This expansion has reinforced its commitment to local decision-making and customer service in each market it serves.
United Bankshares maintains a network of branches and offices across West Virginia, Maryland, Virginia, Ohio, Pennsylvania, North Carolina, South Carolina, the District of Columbia, and operates in Florida and Louisiana through its subsidiary FVCbank. This geographic diversity allows the company to balance economic cycles and support regional growth initiatives, while delivering tailored financial solutions to a varied clientele.
The company is led by President and Chief Executive Officer William H. Ingram and an experienced executive team and board of directors drawn from the communities it serves. Under this leadership, United Bankshares continues to emphasize prudent risk management, community reinvestment, and long-term shareholder value creation through disciplined lending practices and customer-focused service.
